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How a 401(k) ACTUALLY works | RPU Cast Episode 5
20:01
10 месяцев назад
Should You Be A Cosigner?
3:50
2 года назад
Комментарии
@souperman72
@souperman72 3 часа назад
Nobody can afford a low paying job they love.
@thebrad2138
@thebrad2138 20 часов назад
Liar😂
@totaloof
@totaloof День назад
I'd rather play the binding of isaac for 13 hours straight
@tornadoaftermath
@tornadoaftermath День назад
Wow, either things have changed a lot since this video was made, or traditional banks are just not the way to go when storing your spare cash. I've got a high-interest checking account with a 5% APY through an online bank, and that's not an uncommon thing either.
@michaela8849
@michaela8849 2 дня назад
rather have a dozen Jelly donuts
@uncledoc9785
@uncledoc9785 5 дней назад
Dont care what u say. Im buying store tartar sauce. I aint got time for all that
@cteal2018
@cteal2018 5 дней назад
Neither, cash.
@mildside322
@mildside322 7 дней назад
Every day I would stop before work and order three chili cheese with sour cream burritos. Just bring back the memory's.
@yongahhong9114
@yongahhong9114 9 дней назад
Thank you for the explanation. Now I get it. Can you explain backdoor ira?
@bradhendrickson7067
@bradhendrickson7067 13 дней назад
.5% isn't HIGH YIELD....5% would be, but not a 1/2%
@jamiekallio9301
@jamiekallio9301 14 дней назад
Bull. North Atlantic off Canada is best.
@Thiccccccums
@Thiccccccums 16 дней назад
Bull bull bear bear
@leondonald
@leondonald 18 дней назад
The increasing tax rate is the reason I rolled over my 401k to a ROTH. I wouldn't want to be paying taxes on current income on withdrawals made from my retirement account. I have been maxing out my 401k, 457b and Roth IRA for the past decade. Two incomes doing the same. Grinding down hard in my 20s-30s to let it ride into my 40s and beyond.
@donna_martins
@donna_martins 18 дней назад
In my opinion, IRA is a valuable strategy for retirement planning, providing growth and tax advantages. While the market is promising, expert guidance is essential for portfolio management.
@robert-1miller
@robert-1miller 18 дней назад
I learnt this when I got disabled from an accident, I had to reach out to a financial planner who devised a plan for me to live off dividends from my investments. Other than Disability Cheque, I earn enough from home and live comfortably with her help.
@DavidRiggs-dc7jk
@DavidRiggs-dc7jk 18 дней назад
How can i reach this advisor?
@robert-1miller
@robert-1miller 18 дней назад
Vivian Jean Wilhelm is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment
@DavidRiggs-dc7jk
@DavidRiggs-dc7jk 18 дней назад
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
@adriandillon7730
@adriandillon7730 20 дней назад
Assuming you want to retire - before retirement age - you need way more than a million regardless of what age you are.
@martinwalsh6877
@martinwalsh6877 21 день назад
Why does Congress get away with it? If Martha Stewart hadn’t lied to the investigators she would likely have just received a fine.
@ArabellaBeatrice-099
@ArabellaBeatrice-099 22 дня назад
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
@leoma-l7r
@leoma-l7r 22 дня назад
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes...
@ArabellaBeatrice-099
@ArabellaBeatrice-099 22 дня назад
@@leoma-l7r That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@leoma-l7r
@leoma-l7r 22 дня назад
@@ArabellaBeatrice-099 My advisor is Victoria Carmen Santaella
@leoma-l7r
@leoma-l7r 22 дня назад
You can look her up online
@Elliot-Ivan
@Elliot-Ivan 22 дня назад
@@leoma-l7r The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
@thestudentcafe
@thestudentcafe 27 дней назад
Love the presentation. Full of great information and entertaining without any 'waffle'. Top video. Thanks
@nelsonbarbosa3226
@nelsonbarbosa3226 28 дней назад
Damn it!!! There are NO refried beans AT ALL in the original Chilito/chili cheese burrito, NONE not ever I immediately stopped watching the video as soon as he listed refried beans
@waffle8364
@waffle8364 Месяц назад
Uncle Sam shouldn't be taking any tax. At most 1% That's how it was before 1930
@NextWaveProductions
@NextWaveProductions Месяц назад
Might wanna tell people the cooking temp and time
@Blackbird74733
@Blackbird74733 Месяц назад
San Marzano tomatoes are a protected designation of origin food, like champagne. that's to say, it's not a San Marzano tomato if it comes from California
@ziad1982able
@ziad1982able Месяц назад
One should invest in physical gold / silver . If you don’t hold it you don’t own it !!!😉
@DrSpoculus
@DrSpoculus Месяц назад
Savings accounts are best used when adding a set amount per month. Starting with $100 and gaining 5%, adding $100 per month....5 years later you're a multi-millionaire. You just have to put in 100 every month without fail. Youngster are complaining about housing prices, but what they fail to realize is that the older generations SAVED MONEY and gained interest. 5 years of dedication sets you for life.
@digger105337
@digger105337 Месяц назад
Here we go again: Fall 2024???or Spring 2025?? It will happen again.
@overlord3850
@overlord3850 25 дней назад
Why do you say that? I’m not saying you’re wrong, but I’m just curious as to why you say that
@A.Person8
@A.Person8 Месяц назад
Bull bear something something the Divide My home you destroyed it bear bull bear bull
@katinthehat6589
@katinthehat6589 Месяц назад
Thank you for making this video. It was very easy to understand!
@bruced.370
@bruced.370 Месяц назад
Why is it so hard to say it depends on the expenses.
@mslch
@mslch Месяц назад
NO butter? Olive Garden is drowned in butter.
@fawnriverpuppyservices76
@fawnriverpuppyservices76 Месяц назад
I believe investors should focus on under-the-radar stocks, especially given the present rollercoaster nature of the stock market. 35% of my $270,000 portfolio consists of collapsing stocks that were previously respected, and I don't know where to go from here.
@BradPaisley56
@BradPaisley56 Месяц назад
Explore the option of engaging financial advisors, estate planners, or tax experts. Their specialized expertise can assist you in navigating intricate financial decisions.
@BINDERANDREAULRIKE
@BINDERANDREAULRIKE Месяц назад
Accurate asset allocation is crucial, and some individuals use hedging strategies or allocate part of their portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding nearly $1 million in returns on invest-ments.
@CharleyHull-dn6nh
@CharleyHull-dn6nh Месяц назад
Pls can you leave the info of your Financial advisor here, I am really in need of one.
@CharleyHull-dn6nh
@CharleyHull-dn6nh Месяц назад
Pls can you leave the info of your Financial advisor here, I am really in need of one.
@BINDERANDREAULRIKE
@BINDERANDREAULRIKE Месяц назад
She goes by ‘Melissa Jean Talingdan’.’ I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
@charmcrypto824
@charmcrypto824 Месяц назад
Thanks for the informative video on IRAs! It's important to think about our future and retirement planning. I recently discovered My Digital Money, a platform that lets you trade cryptocurrency in a tax-advantaged IRA. It's a great way to diversify and potentially outpace inflation. Just thought I'd share, have a great day!
@chaselesser3191
@chaselesser3191 Месяц назад
I have a high interest debt(30%) that I transfer to Zero interest cards. If I wasn’t able to utilize that, I would lean heavily on paying off debt.
@meandgggamehouse5792
@meandgggamehouse5792 2 месяца назад
I’m from Cincinnati and it’s true we love our Cod!!!!
@drleo6409
@drleo6409 2 месяца назад
Brokers don’t do that. They hold as long as the stock is going in a good direction. When there is a bad turn,,,,, They sale Then when it turns back up they get back in Some very short some longer. But not years.
@zerotonyn4247
@zerotonyn4247 2 месяца назад
When he said “housing is always gonna go up” what does he mean by this? Could someone explain it to me?
@gguckmfguyiijh
@gguckmfguyiijh Месяц назад
He means the prices of houses and people who already bought will refinance if they built equity in their homes
@IraMungkhual
@IraMungkhual 2 месяца назад
Me
@davidulrichldj6140
@davidulrichldj6140 2 месяца назад
No beans in a chili cheese burrito.
@JustAVariation
@JustAVariation 2 месяца назад
Work with someone who at least has a series 65 and KNOWS WHAT THEY’RE DOING. Having a series 6 & 63 or just a series 7 held at a broker-dealer isn’t enough anymore. Glad I’m with a RIA firm as well!
@kodibassInsideoutboards
@kodibassInsideoutboards 2 месяца назад
Good vid' thanks.
@justintodd5145
@justintodd5145 2 месяца назад
Why are they taxing my money thats already been taxed?!
@toniifeliz500
@toniifeliz500 4 дня назад
Exact
@RyanJones-rg4ly
@RyanJones-rg4ly 2 месяца назад
Not to be that guy but you say don’t buy tartor sauce from store yet all your ingredients came from the store so essentially you just made store bought.
@charlesl21
@charlesl21 2 месяца назад
He is buying the breading then shaming you for buying the sauce?......
@MrMartellSincere
@MrMartellSincere 2 месяца назад
Very helpful as I'm getting my credit score repair and learning about IRA account as i need to learn how to save money 💰
@willieG333
@willieG333 2 месяца назад
Fish and chips!! Potato chips! LOL!
@TheMagicKonchu
@TheMagicKonchu 2 месяца назад
The divide
@GreasyMonkey7576
@GreasyMonkey7576 Месяц назад
The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull The bear the bull
@chrisscanlon3717
@chrisscanlon3717 2 месяца назад
Nancy Pelosi never gets busted for insider trading because politicians have a clause that prevents them from jail time
@sbond545
@sbond545 2 месяца назад
If you manage to burn a roux, don’t just toss out the pot, toss yourself in to the dumpster
@marcelhaik8035
@marcelhaik8035 2 месяца назад
SWD-What are ETFs and similar investments? Thank You.
@JohnnyRico118
@JohnnyRico118 3 месяца назад
I've thought about putting money into the IRA, but I'm pretty sure it's illegal.
@NicholasBall130
@NicholasBall130 3 месяца назад
After retiring recently, I'm uncertain whether my 401(k) and IRA will ensure a stable future. With $1 million set aside, I'm seeking an approach that matches my risk tolerance and financial objectives. Would you recommend investing in stocks or purchasing rental property?
@StocksWolf752
@StocksWolf752 3 месяца назад
Explore the roster of dividend aristocrats and select six to ten from the compilation. These esteemed companies boast a remarkable history of consistently paying dividends for over 25 years. Additionally, it's prudent to engage a financial advisor to assist in crafting a meticulously structured portfolio.
@EleanorBaker474
@EleanorBaker474 3 месяца назад
I wholeheartedly concur, which is why I opt to entrust the day-to-day decision-making to an investing coach. With their specialized knowledge and extensive research, it is highly unlikely for them to underperform. Their expertise is centered around harnessing the asymmetrical potential of risks while also employing measures to safeguard against unfavorable outcomes. I have been collaborating with an investment coach for more than two years
@StacieBMui
@StacieBMui 3 месяца назад
Due to the market falls, I need advice on how to rebuild my portfolio and develop more successful tactics. Where can I find this teacher?
@EleanorBaker474
@EleanorBaker474 3 месяца назад
Sonya lee Mitchell is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
@grego6278
@grego6278 2 месяца назад
I searched her full name online and found her webpage. I emailed to make an appointment to talk with her; hopefully, she gets back to me.