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hello friends, genuine advice to all who are applying for SBI Wealth jobs anyway , it's a really garbage job and be aware. some points i am mentioning 1. No ppf ,no medical ,no other benefits. 2. huge targets i.e 2 to 3 crore mf , 10 lac life and NTB of 1 crore. 3. unrealistic targets . 4. No growth path. 5. zero appraisal policy. 6. regular SBI staff will always show that you are a contractual employee . 7. No HR for contractual employees. 8. No loan benefits and even your savings account will be treated as a normal savings account,not in a staff account. 9. Other companies will not give you jobs once you are enrolled as a contractual employee. 10 . last but not the least ...it's a chutiya job, soch samaj k aana .