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Sir i jave a request which will be very helpful... If you suggest us few best books for funancial management or bussiness ets it eill be greatful. Wether a same few books name list on each vedio description or at the end or start in one days from week. We need some books.
You're absolutely right to be cautious of such advice. Purchasing property as a means of generating regular income used to be a viable option in the past, but the financial landscape has changed significantly, especially due to the introduction of higher taxes on rental income. Here's a well-rounded response to the misleading claims being made on RU-vid: Misleading Advice: Why Buying Property for Rental Income is Not Always a Good Strategy Anymore While investing in property for rental income was a profitable strategy in the past, the current tax policies and economic conditions have made it far less lucrative, especially for individuals with a modest monthly income, like Rs. 100,000. Here are the key reasons why blindly following such advice can be a financial trap today: High Taxes on Rental Income: The rental income is now subject to significant taxation in Pakistan, and if you already have salary income, your rental earnings are taxed at the same rate as your other income. This means that the combined rental and salary income is subject to higher tax brackets. In some cases, the tax liability can be so high that it wipes out nearly all rental profit, leaving little or no financial gain. For instance, if you own two rental properties, a substantial portion of one property's rental income can end up going directly to the government in taxes. You’re essentially earning from only one property while the other exists just to cover your tax liability. Maintenance and Expenses: Owning rental properties involves maintenance costs, repair expenses, and property management fees. These costs eat into the rental income further. People often underestimate these expenses and fail to calculate them in their expected returns. Real Estate Liquidity Issues: Real estate is not a liquid asset. If you face an emergency or need to access funds quickly, selling a property can take time, and you may even need to sell at a lower price due to market conditions. This could be a major drawback compared to other investment options that offer better liquidity and flexibility. Economic Factors and Market Risks: The real estate market in Pakistan can be volatile, with price fluctuations, changing demand, and unpredictable returns on investment. With the ongoing inflation and interest rate hikes, property prices may not rise as quickly as some people hope. Also, vacant periods (where you don't have tenants) can result in zero rental income, but the expenses and taxes remain. Better Investment Alternatives: If you have a monthly income of Rs. 100,000, it is far wiser to explore other investment options like mutual funds, stocks, or fixed-income securities. These can offer regular returns with less hassle, fewer expenses, and a more favorable tax treatment compared to real estate rental income. Conclusion: Before making any property investment decision, it's essential to understand the financial implications and tax policies that apply today. The current tax structure on rental income can significantly reduce your profitability, especially if you’re already earning from other sources. Always consult with a tax professional before investing, and be wary of advice that doesn’t take into account the full financial picture. This explanation should help others realize the pitfalls of blindly following such real estate investment advice in the current environment.
السلام وعلیکم ۔ آپ کی ویڈیوز دیکھتا رہتا ہوں پچھلی ایک ویڈیو میں آپ نے کہا کہ آپ نے 6 کلو وزن کم کیا ہے تو میرے دو بھائی ہیں جن وزن بہت زیادہ ہو گیا ہے ۔ تو آپ نے وزن کیسے کم کیا اس پر بھی ایک ویڈیو بنا دیں ❤
