My name is Ryan Scribner. I wrote a book called "From Side Hustle To Main Hustle To Millionaire" all about my side hustle journey. Ryan is a “regular guy” from a small town in Upstate New York who started making videos on RU-vid about money and investing in 2016.
Learn More at sidehustlebook.info
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03:30 You state that "you are not responsible for the maintenance" on a lease. Is this really true thou? You made is sound like it applies to leases across the board, but I'm pretty sure that you have to be super lucky for a dealer to offer you free maintenance with your lease. Standard manufacturer's warranty will obviously apply, but you still need to do oil changes, brake service etc. out of pocket.
AI stocks are set to dominate in 2024. I prefer NVIDIA because it is well-positioned to sustain long-term growth potential and offers a platform for other AI companies. I know someone who has seen returns of over 200% from NVIDIA. I'm also open to any other recommendations you may have.
It seems like there's potential, but caution is warranted. hence I will advice you get yourself a financial advisor that can provide you with entry and exit points
never put money towards capital cost reduction. Tax/Tags/Fees? Sure. But NEVER for capital. Besides it just being short sighted (that 5k cash towards capital could to something else over the next 36 months vs. it all going to your lease upfront - better to pay a little higher per month and let that cash do other work for you. plus you run the risk of never getting that money back in the event of an accident. GAP will NOT cover that. MF and dealers / manufacturers lease cash programs can get you where you want to go if they are in need of selling. If not, then you won't get the deal you want. It's not different than purchasing and good ol supply and demand. If you know exactly what you want - find one on the lot that's been there for as many days as possible (can look that info up on multiple car sites - I use CarEdge) and send an email to the managers the exact deal you want on the exact stock number they have. Be prepared to go if they say yes - and do this at the end of the month. "Dear Bob Carman, I would like to lease stock #CDJR9917 for $366.25 per month with the following terms. 36month, 30K miles, tax, tags, fees (make sure you know what fees are real and what are BS) down. Would need to see what end of lease limitations and fees are (will depend on what financial institute is leasing you the car), but if they are favorable, I am prepared to come take deliver tomorrow night after 5pm (or whenever). I am only shopping for this exact stock number and I am ready to move immediately if you agree to terms. Thank you. Worst they can say is "no". If they come back with anything other than what you specifically asked for - simply reply with no thank you and leave it at that. If you are within reason, they will most likely call you back in the next few days to do the deal. Always start with the 1% rule. A good lease payment is 1% of MSRP and no money down (other than tax and tags). So if a cars sticker is $54,699, your lease should never be above $546. Depending on lease cash - you can get them even below that 1%, Other important things to remember - lease cash should be reduced after negotiating lowest out the door price you can get. So if they have a car for $54K and there is 6K in lease cash / incentives - don't let them sell it to you for 48. That's nothing of their MSRP. Take a look at money factor (MF). Dealerships will push that artificially higher just to make money on the financing side. All well and good - everyone needs to make money - but just know what you want as far as a % and how high you are willing to pay. Think of it as your interest rate. Currently - leasing is a great option. That comes and goes. Sometimes it's not - just do your homework and be ready to grab a deal when one presents itself.
Please do not use the word "crash". The inventory surge does not necessarily translate into a cheap price. I live in Tampa, and do not see any "crash". Houses in good neighborhoods in Hillsborough, Pasco, or Pinneas counties are still expensive.
Gather 'round, folks! Get your daily fix of fear and despair from the same experts who've been predicting a crash for years. Only 50 cents for this valuable dose of pessimism!
Allow me to give mr. Scribner a lesson from a guy that sold leases for 20 years. YOU ALWAYS DI A ZERO DRIVE OFF LEASE. If you put down 3 to 7000 your a fool and I made money off of many fools. You take the money and put it in a money market account and let it grow instead of a 200 Dion at a month less payment but that’s not the biggest reason. YOU LOSE THE ENTIRE ANOUNT YOU PUT DOWN IF YOU TOTAL THE VEHICLE. This is how you lease a car. 1. You never discuss payment. You ask how much of a discount to msrp am I getting? Then you tell them period paragraph it has to be a zero drive off lease. Then NO extended warranties. Then if you have good credit like 750 to 800 up you ask what the money factor is. Then you make sure it’s not being marked up because that kill’s people and they have no clue what’s being done to them. Telling people to put down or expect to put down 5 grand or more shows honestly you have no clue sir.
I saw an interview with Joan Rivers and she said she'd write down questions to ask people at dinner parties. Amazing to think someone as famous as her who did stand up would be nervous in social situations. You never know.
Yikes, it's well known that you should NEVER put money down on a lease to lower your payment. You'd never see any of the 5 - 6k money down that you recommended , in the event your car is stolen or totaled in an accident. It's a gift to the leasing company. You're better off shoving that 4500.00 down payment in a bank and withdrawing the difference on top 😢 the 213.00/month lease payment for the life of the term for the total of the 349.00. 3 months into you lease term your car is declared a loss, you still have a lot of that money you stashed away for the payment🤦🏾♂️
So basically you're saying you care more about what other people think by wearing an expensive watch rather than a very nice watch for 100th the price. They both tell the time but one says Rolex on it. Very superficial.
Your thumbnail for this video states that you make 1 million on having 3 million, when in reality and also in the video it is 100,000 that you make on 3 million. The thumbnail is wrong.
This Is kinda worrysome since many web developers would be losing their jobs as frontend developers un a very near future. It will just be a matter of time since there's nothing left for the hard workers who rely on their active jobs to eat.
I was told to set up the fiat wallet not the USD wallet. Also, my home page does not look like yours. The Buy, Leverage, Earn, and NFT do not show up. Any thoughts?
I want to change my Investment Profile because I did not answer correctly to some of the questions. You started this part at 7:17 in the video. It seems there is no way to change this once you answer these questions. Hopefully you have the answer I need! Thanks!
Excellent video. If I can ever get into my local Bitcoin account, and if there is anything left in there, I can send it to my Robinhood account. This is helpful information.
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
i don't trust with fucking Chinese company they say little and hide mores , if company not taking commission , how can it charge services , another thing is paper trading is stupid and not real
