Yes, you can submit your 10th and 12th marksheets downloaded from Digilocker when applying for an education loan through SBI under the Vidya Lakshmi scheme. Digilocker is a government-approved platform, and documents issued through it are legally valid and accepted by most banks, including SBI. However, it's always a good idea to confirm with your specific SBI branch if they require any additional verification or physical copies for the loan process.

@@propelld so can i submit 10 and 12 digilocker marksheets in bank

5 to 10 days

Hello, if you’ve taken an EMI plan for your education through Rice Education and now wish to discontinue, you’ll need to follow a few steps to cancel your EMI. First, reach out to Rice Education and inform them about your decision to withdraw from the program. Ask for any formal documentation or process required for cancellation. Then, contact the financial institution or lender handling your EMI payments to request a loan cancellation. Keep in mind that some banks or lenders might charge a cancellation or pre-closure fee, so clarify this beforehand. It’s important to have all your documents ready for a smooth process.

Hello, it usually takes a few days for the bank to receive and process applications from the Vidya Lakshmi portal. Please make sure your application has been submitted successfully and check the status on the portal. If the issue persists, you can contact Vidya Lakshmi support or visit the bank with your application reference number for further assistance. It’s also a good idea to follow up with the bank after a couple of days.

For the Vidya Lakshmi loan application, you will need to provide quotations for expenses like stationery, laptop, and traveling if these are included in your loan request. Banks and financial institutions usually require supporting documents such as quotations or invoices to verify the amount you're applying for. However, some banks may allow you to mention estimated costs based on your needs, but it’s always better to check with the specific lender’s requirements. Feel free to reach out to the lender or Vidya Lakshmi portal support for exact details!

Yes, if your family's annual income is less than ₹2,00,000, you may be eligible for the Central Government's interest subsidy scheme under the 'Central Sector Interest Subsidy Scheme (CSIS)' for education loans. This scheme is applicable to students from economically weaker sections (EWS), and since you belong to the OBC category with a family income below ₹2,00,000, you should qualify for this benefit. It's advisable to contact HDFC Bank directly to confirm your eligibility and understand the documentation process. Wishing you the best of luck with your studies! If you want to check your loan eligibility click the link below: propelld.com/site/lp/study-loan-eligibility?HDFCeducationloanschemescomment

If you wish to cancel your education loan from Auxilo Finserv after it has already been disbursed, you'll need to contact the bank directly as soon as possible. Reach out to their customer service or visit the branch where you processed the loan. Explain your situation, and they will guide you through the cancellation process. Keep in mind that there may be charges or penalties involved, depending on the bank's policies. It's important to act quickly to minimize any potential costs. Wishing you the best with your decision!

If your parental income is more than ₹4.5 lakhs, you may not be eligible for the interest subsidy under the Central Sector Interest Subsidy Scheme (CSIS) through Vidya Lakshmi. However, you can still apply for an education loan, but the interest subsidy might not be available. It’s best to check the specific eligibility criteria with the bank you’re applying to via the Vidya Lakshmi portal for the most accurate information.

If you are applying for an education loan through the Vidya Lakshmi portal, whether or not you need to keep your father as a guarantor depends on the specific requirements of the bank you are applying to. Generally, most banks do require a parent or guardian as a guarantor for education loans. It’s a good idea to check with the bank directly or review their terms on the Vidya Lakshmi portal to understand the exact requirements.

You can find your VLP ID (Vidya Lakshmi Portal ID) in the confirmation email you received when you registered on the Vidya Lakshmi portal. It should also be visible on your dashboard after you log in to the portal. If you have any issues locating it, you can reach out to Vidya Lakshmi customer support for assistance.

If your institute's name is not showing up on the Vidya Lakshmi portal or in the list of options while applying for an education loan, it may indicate that your institute is not registered with the portal. Here’s what you can do: Check with Your Institute: First, contact the administration or financial aid office of your institute to confirm whether they are registered with the Vidya Lakshmi portal. If they are not, you can request them to initiate the registration process so that students like you can apply for education loans through the portal. Explore Alternative Options: If your institute is not listed and cannot be registered immediately, consider applying for an education loan directly through a bank. Many banks offer education loans even if the institute is not listed on Vidya Lakshmi. You can visit the bank's branch or website to inquire about the process and eligibility criteria for such loans. Contact Vidya Lakshmi Support: If you believe there might be an error or if you need further assistance, it’s a good idea to reach out to Vidya Lakshmi customer support. They can provide guidance on what to do next and may help resolve the issue. It’s important to act quickly to ensure you meet any deadlines for your loan application. Don’t hesitate to explore all available options to secure the financial support you need for your education.

If the collateral for your education loan is agricultural land that already has a loan against it, the bank might not consider it as valid collateral for a new education loan. Typically, banks require the collateral to be free from any existing encumbrances to secure the education loan for MBBS, especially for private and medical colleges. However, some banks may evaluate the situation on a case-by-case basis, considering factors like the loan amount, the value of the land, and your repayment capacity. It’s best to discuss this directly with the bank to understand their specific requirements and whether your agricultural land can be considered as collateral under these circumstances

The disbursement timeline for the 2023-24 Vidyasaarathi Scholarship can vary, but typically, it is processed after the application review and approval. Since the last date for application submission is 31st March, the scholarship funds are usually disbursed a few weeks to a few months after that, depending on the volume of applications and processing time. It's a good idea to keep an eye on your email and the Vidyasaarathi portal for any updates on the status of your scholarship application. If you need more specific details, contacting Vidyasaarathi support directly would be helpful.

Great question! The CSIS (Central Sector Interest Subsidy) scheme offers significant benefits, including covering the interest on your educational loan during your course and up to a year after completion. This helps make higher education more affordable by reducing your financial burden. Applying through the Jansamarth portal is actually a smart choice. It simplifies the application process with a user-friendly interface, provides real-time updates on your application status, and integrates various government schemes, including CSIS. The portal streamlines the process and can help expedite loan sanctioning by centralizing all necessary information and reducing paperwork. Applying Through the Jansamarth Portal The Jansamarth portal is an online platform designed to streamline and simplify the process of applying for educational loans and availing of various government schemes. Applying through the Jansamarth portal provides several advantages: Streamlined Process: The portal offers a user-friendly interface that simplifies the application process for educational loans and government schemes like CSIS. It reduces paperwork and provides a clear, step-by-step process for applying. Transparency: The portal enhances transparency by providing real-time updates on the status of your application. This helps in tracking the progress of your loan sanctioning and ensures you are informed throughout the process. Centralized System: By centralizing various financial aid schemes and loan options in one place, the Jansamarth portal makes it easier for students to apply for multiple schemes and compare different options. Efficient Processing: The use of the portal can potentially expedite the processing of your application as it reduces the need for physical documentation and manual processing, allowing for quicker approvals and disbursements. Impact on Loan Sanctioning Applying through the Jansamarth portal does not negatively impact the sanction of your loan. In fact, using the portal can be advantageous for several reasons: Enhanced Coordination: The portal ensures better coordination between the banks, educational institutions, and the students, which can lead to a more efficient processing of loan applications. Access to Multiple Lenders: The portal provides access to a range of lenders and schemes, increasing your chances of finding a suitable loan option that meets your needs. Government Schemes Integration: The portal integrates various government schemes, including CSIS, ensuring that you can easily apply for and benefit from these schemes without needing to navigate multiple platforms. So, using the Jansamarth portal will not negatively impact your loan approval-in fact, it can make the process smoother and more efficient. If you have any more questions or need further details, feel free to ask! Hope this helps! 👍

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Regarding the Pragati Scholarship, which is designed to support female students pursuing higher education, having a one-year gap generally does not disqualify you from applying. The key criteria for the Pragati Scholarship include: Eligibility: You must be a female student enrolled in a diploma or degree program at an accredited institution. Academic Performance: There might be specific academic requirements or minimum marks needed. Income Criteria: There could be income limits for eligibility. The one-year gap is usually considered on a case-by-case basis. As long as you meet the other eligibility criteria, you should still be able to apply. It’s always a good idea to check the latest guidelines on the official website or contact the scholarship provider directly for the most accurate information. Hope this helps! If you have more questions or need further assistance, just let me know! 👍

Up ke second round mein register kar sakte hai???

If you're considering colleges in Uttar Pradesh (UP) with a lower NEET score, it’s important to know that opportunities can still be available in the second round of counseling. Here’s a brief overview: Second Round Counseling: Many medical colleges, including those in UP, may have seats available during the second round of NEET counseling. This can include both government and private colleges. Low Score Options: While top-tier government colleges might have higher cut-offs, some private medical colleges and government colleges in smaller towns or regions might still have seats available for candidates with lower scores. Category Quota: If you belong to a reserved category, there may be additional options available through category-based reservations which can affect the availability of seats. Stay Updated: Make sure to regularly check the official counseling portals and updates from the Directorate General of Medical Education & Training (DGME) or the Medical Counseling Committee (MCC) for the latest information on available seats and cut-offs. Consultation: It’s also helpful to consult with education counselors or check with the colleges directly to get specific details about seat availability and admission criteria. So yes, it’s possible to secure a college with a lower NEET score during the second round of counseling, especially if you explore all available options and stay proactive in the process. Hope this helps! If you have any more questions or need further details, feel free to ask! 👍

If you're considering colleges in Uttar Pradesh (UP) with a lower NEET score, it’s important to know that opportunities can still be available in the second round of counseling. Here’s a brief overview: Second Round Counseling: Many medical colleges, including those in UP, may have seats available during the second round of NEET counseling. This can include both government and private colleges. Low Score Options: While top-tier government colleges might have higher cut-offs, some private medical colleges and government colleges in smaller towns or regions might still have seats available for candidates with lower scores. Category Quota: If you belong to a reserved category, there may be additional options available through category-based reservations which can affect the availability of seats. Stay Updated: Make sure to regularly check the official counseling portals and updates from the Directorate General of Medical Education & Training (DGME) or the Medical Counseling Committee (MCC) for the latest information on available seats and cut-offs. Consultation: It’s also helpful to consult with education counselors or check with the colleges directly to get specific details about seat availability and admission criteria. So yes, it’s possible to secure a college with a lower NEET score during the second round of counseling, especially if you explore all available options and stay proactive in the process. Hope this helps! If you have any more questions or need further details, feel free to ask! 👍

For the Pragati Scholarship, the renewal application process usually starts after the end of each academic year. Here’s a general timeline: Renewal Timing: The renewal application for the Pragati Scholarship typically opens a few months before the new academic session begins. This often occurs between May and July, but dates can vary. Check Official Updates: It’s best to regularly check the official website or portal where you initially applied for any updates on renewal timelines and application procedures. Eligibility for Renewal: Make sure you meet the renewal criteria, such as maintaining the required academic performance and continuing in your current course. Prepare Documents: Keep all necessary documents ready, including your previous year’s marks, current enrollment proof, and any other required paperwork. Starting the renewal process early ensures you have ample time to complete all necessary steps and avoid last-minute issues. Hope this helps! If you need more information or have further questions, feel free to ask! 👍

For the Vidya Lakshmi loan application, uploading a detailed schedule of expenses for your course is typically required. This helps the bank understand the total cost of your education and approve the loan amount accordingly. However, if your institute does not provide a formal schedule, you can take the following steps: Create a Personal Schedule: You can create a detailed schedule of your expected expenses, including tuition fees, exam fees, and any other relevant costs. Make sure to include accurate estimates based on your course requirements. Document Alternatives: If your institute can provide any other forms of documentation or proof of costs, such as fee receipts or a letter from the institution detailing the fee structure, you can use that. Contact the Bank: Reach out to the bank or financial institution handling your Vidya Lakshmi loan application. Explain your situation and ask if they accept alternative documents or if there are any specific formats they require. Provide a Declaration: If necessary, you can provide a self-declaration of the expenses, explaining why the formal schedule is unavailable, along with any supporting documents you have. Ensuring that you provide as much detail as possible will help in processing your loan application smoothly. Hope this helps! If you have any more questions or need further assistance, just let me know! 👍

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Yes, as a 2nd-year BCA student, you can apply for an education loan from HDFC Bank. They offer loans for students pursuing undergraduate courses like BCA. To be eligible, you'll need to provide your admission letter, fee structure, academic records, and a co-applicant's financial documents. It's best to visit your nearest HDFC Bank branch or check their official website for specific requirements and to understand the interest rates and repayment options.

If you've entered the wrong PAN card number in your Vidya Lakshmi education loan application, you'll need to contact the bank where you submitted the application. They can guide you on how to correct the information. It's important to rectify this as soon as possible to avoid any delays in processing your loan.

Yes, BCA students are eligible for the Pragati Scholarship, which is specifically designed to support girl students pursuing higher education in technical and professional courses like BCA. The scholarship is offered by AICTE (All India Council for Technical Education) and is aimed at empowering girls by providing financial assistance for their education. To be eligible, the student must be in the first year of the course, and the family’s annual income should not exceed ₹8 lakh. Make sure to check the official AICTE website for detailed eligibility criteria and the application process

Yes, you can provide your father's bank account details as a co-applicant when applying for an education loan through the Vidya Lakshmi portal. Typically, a co-applicant is required for education loans, and this can be a parent or guardian. The co-applicant’s financial details, including their bank account, will be necessary for the loan processing. Make sure that the account is active and regularly used, as it will be associated with loan disbursement and repayment.

The Vidya Lakshmi education loan is typically disbursed directly to the college's account to cover tuition fees and other academic expenses. However, if you need funds for other expenses like purchasing a laptop, some banks allow a portion of the loan to be disbursed to your personal account. You should check with the bank processing your loan to see if they offer this flexibility. Make sure to explain your need clearly to the bank, as laptops are often considered essential for studies.

Yes, you are eligible to apply for an education loan through the Vidya Lakshmi portal even if you've registered on the Jan Samarth portal but haven’t applied for any loan yet. Both portals serve different purposes, and registering on one doesn't restrict your ability to use the other. Here's how you can proceed with the Vidya Lakshmi portal: Register on Vidya Lakshmi: Visit the official Vidya Lakshmi portal and complete your registration by providing basic details like your name, email, and mobile number. Fill the Common Education Loan Application Form (CELAF): Once registered, log in to your account and fill out the CELAF. This form will require your personal details, academic information, course details, and the loan amount you wish to apply for. Select Banks: After filling out the form, you can choose up to three banks where you wish to apply for an education loan. The portal will then forward your application to the selected banks. Track Your Application: You can track the status of your loan application directly through the Vidya Lakshmi portal. The banks will review your application and reach out for any further documentation or clarification. Submit Additional Documents: The bank may request additional documents, such as proof of admission, fee structure, income proof, and others. Make sure to provide these promptly to avoid delays. Loan Approval and Disbursement: If your application is approved, the bank will notify you, and the loan amount will be disbursed according to the terms specified-typically directly to the college for tuition fees. Both portals are government initiatives to facilitate financial support for students, so you can use Vidya Lakshmi to explore additional loan options even after registering on Jan Samarth.

15lac me mbbs??

Yes, HDFC Bank offers education loans without collateral, but the amount you can borrow without collateral typically depends on the bank’s policies and your profile. For courses like MBBS, many banks, including HDFC, offer unsecured loans up to a certain limit, which could be around ₹7.5 lakh. However, if you need a higher amount, such as ₹15 lakh, you might be required to provide collateral. Here’s what you need to know: Loan Amount Without Collateral: Generally, HDFC Bank provides education loans up to ₹7.5 lakh without collateral. For amounts exceeding this, collateral like property, fixed deposits, or other assets might be required. Interest Rates and Repayment: The interest rates for unsecured loans can be slightly higher compared to secured loans. Repayment usually starts after the course is completed, with a grace period of 6-12 months post-course completion. Eligibility Criteria: To be eligible for a higher loan amount without collateral, your academic performance, the reputation of the educational institution, and the co-applicant’s financial stability will be crucial factors. HDFC Bank may also consider your future earning potential as part of their assessment. Application Process: Step 1: Visit your nearest HDFC Bank branch or apply online through their official education loan portal. Step 2: Fill in the loan application form with your personal details, course details, and loan requirement. Step 3: Submit required documents, including admission proof, academic records, and income proof of the co-applicant. Step 4: The bank will assess your application, and if you meet the criteria, the loan will be approved. Consult with the Bank: Since you’re looking for a loan amount higher than the typical unsecured limit, it’s advisable to directly consult with HDFC Bank representatives. They might offer customized solutions based on your needs. It’s important to thoroughly understand the terms and conditions before proceeding with the loan application.

Yes, HDFC Bank offers education loans without collateral, but the amount you can borrow without collateral typically depends on the bank’s policies and your profile. For courses like MBBS, many banks, including HDFC, offer unsecured loans up to a certain limit, which could be around ₹7.5 lakh. However, if you need a higher amount, such as ₹15 lakh, you might be required to provide collateral. Here’s what you need to know: Loan Amount Without Collateral: Generally, HDFC Bank provides education loans up to ₹7.5 lakh without collateral. For amounts exceeding this, collateral like property, fixed deposits, or other assets might be required. Interest Rates and Repayment: The interest rates for unsecured loans can be slightly higher compared to secured loans. Repayment usually starts after the course is completed, with a grace period of 6-12 months post-course completion. Eligibility Criteria: To be eligible for a higher loan amount without collateral, your academic performance, the reputation of the educational institution, and the co-applicant’s financial stability will be crucial factors. HDFC Bank may also consider your future earning potential as part of their assessment. Application Process: Step 1: Visit your nearest HDFC Bank branch or apply online through their official education loan portal. Step 2: Fill in the loan application form with your personal details, course details, and loan requirement. Step 3: Submit required documents, including admission proof, academic records, and income proof of the co-applicant. Step 4: The bank will assess your application, and if you meet the criteria, the loan will be approved. Consult with the Bank: Since you’re looking for a loan amount higher than the typical unsecured limit, it’s advisable to directly consult with HDFC Bank representatives. They might offer customized solutions based on your needs. It’s important to thoroughly understand the terms and conditions before proceeding with the loan application.

Yes, since BSc IT is a technical course, and if your institution is AICTE-approved, you can apply for the Pragati Scholarship. Make sure to check the specific eligibility criteria on the official website to confirm.

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If you've applied for a scholarship through the Vidya Lakshmi portal in February 2024 and haven't received any updates yet, it's important to follow up. Here’s what you can do: Check Application Status: Log in to the Vidya Lakshmi portal and check the status of your scholarship application. Sometimes updates are posted directly on the portal. Contact Scholarship Authorities: If there’s no update on the portal, reach out to the specific scholarship authority or the contact details provided on the Vidya Lakshmi portal. They can give you more information on the processing time and any issues that might have arisen. Verify Your Documents: Ensure that all the required documents were correctly submitted and verified. Incomplete or incorrect submissions could cause delays. Be Patient: Some scholarships have longer processing times, especially if there are many applicants. It’s common for scholarship disbursements to take several months. Seek Alternative Help: If you're facing urgent financial needs, consider exploring other scholarships or financial aid options that might be available to you.

Hello! Yes, Vidya Lakshmi education loans generally cover not just tuition fees but also other expenses like room rent (even if it's not a hostel) and food. These loans are designed to support students with various educational expenses. However, it's always a good idea to check the specific terms and conditions with the bank you're applying to.

If the new registration option for the Pragati Scholarship is not available on the website, it might be due to a temporary issue or the registration period might not be open yet. We recommend checking the website regularly for updates or contacting their support team for more information. They can provide guidance on when the registration will be available or if there are any alternative steps you can take.

If your NSDL scholarship isn't showing up after logging in, it could be due to a technical issue or a delay in processing. First, double-check your application status on the Vidyasaarathi portal to ensure everything is submitted correctly. If the problem persists, try clearing your browser cache or use a different browser. You can also reach out to Vidyasaarathi's support team for further assistance.

Login ho raha hai? Yaha "System is busy, try again later" show hota hai. Account login hi nahi ho pa raha

For pursuing BAMS, you can definitely consider taking an education loan from HDFC. HDFC provides loans for a wide range of courses, including BAMS, with competitive interest rates and flexible repayment options. Make sure to check the eligibility criteria and required documentation before applying. If you’re looking for a more personalized loan experience, you can also explore options with Propelld for your education financing needs.

Yes, you can apply for a Vidya Lakshmi Educational Loan to finance your B.Ed course at a State Government approved university. Make sure the university is recognized by the relevant authorities and that the course you're enrolling in meets the eligibility criteria for the loan. It's always a good idea to check with the bank or lender about any specific requirements. Best of luck with your application!

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Hello, Thank you asking, Vidya Lakshmi portal allows students to apply for educational loans, including MBBS courses. It's generally recommended to complete the loan application after you've received your allotment result, as you'll need to provide specific details like the college name and course confirmation. However, you can start the process earlier by registering on the portal and getting familiar with the requirements. This will help speed up the process once your allotment is confirmed. Best of luck with your MBBS journey!"

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HDFC Bank primarily provides education loans for courses leading to a degree or professional qualification, such as undergraduate or postgraduate programs. For UPSC preparation, which is not a degree course, standard education loans may not be available. However, you can explore personal loans or any specific loan schemes HDFC might have for coaching or training. It’s best to visit your nearest HDFC branch or contact their customer service to discuss the options available for supporting your daughter's UPSC preparation. Best of luck to her

The Pragati Scholarship is specifically designed to support girl students pursuing technical education, primarily in AICTE-approved institutions. Veterinary medicine might not fall under the eligible courses for this scholarship, as it usually focuses on engineering, technology, and other technical disciplines. However, it's best to review the specific eligibility criteria on the official Pragati Scholarship website or consult with your institution to see if your course qualifies. There might be other scholarships available for veterinary medicine as well. Best of luck with your studies