The Bemused helps young adults make sense of all things money.
We're Akeiva and Meshack, a young married couple (aged 26 and 28) passionate about helping people like us adult with their finances.
If you're a young professional and want to learn about budgeting, taxes, investing, developing a healthy money mindset, career building, and more, you're in the right place!
SUBSCRIBE for videos made just for you!
Our professional backgrounds:
Akeiva: Degrees & Certifications - Bachelors: Accounting & Finance; Masters: Financial Planning, Certified Public Accountant; Personal Financial Specialist (CPA/PFS); CERTIFIED FINANCIAL PLANNER professional (CFP®) What I do for a living - Full-time financial coach & educator; former financial planner for the .1%
Meshack: Degrees & Certifications - Bachelors: Finance; Masters: Business Administration; Certified Compensation Analyst (CCA) What I do for a living - Human resource pro specializing in compensation, payroll, and employee benefits
This video was shot before I got married, when I was paying them off alone. After marriage, we combined our efforts (and debt)! Still chugging along and hopefully will be student loan debt free in about a year from now! -Akeiva
@@TheBemused yesss periodttttt congratulations 🎉 I just wanted to double check. Not a lot of people on here mention that two people are contributing to their debt free journey which makes it a lot easier and not relatable compared to someone doing it alone.
Peace is priceless especially when it comes to mental health wellness. You're learning early to put things into perspective and money will come and if it does not you will learn to live below your means which we all should be doing anyway BUT I really believe you will supersede $100,000 mark. I been on my job 36 plus years full time remote and have passed up opportunities to "chase" money but instead using that time to work on my dreams and passion. Everyone chase your passion please and NOT money!!! You guys are so young and smart (love how you guys are working together); avoid the rat race of corporate as much as possible. Nothing wrong with corporate but tread lightly; so many things I wish I had known but I believe in no mistakes just lessons learned. For those who are in corporate use tuition reimbursement to obtain education. I was able to obtain Bachelor for free and paid $5,000 for Master degree and debt free. As stated in this video look at the total package benefit plan. Great content-Blessings!!!!
That’s a fact! All I do with my “day off” is more work anyway lol - working on this business & now taking care of the little one. The less hours and less pay is worth it to me though and I’m blessed to be able to do that. -Akeiva
With your credentials, education, and the high cost of living city…I’m very surprised to hear that you didn’t cross 6 figures. The most important thing is that you’re happy now 😇
Lisstteenn 😩 lol thanks for the endorsement! My annualized pay would hit 6-figs if I was working 40 hrs now. But you’re right; I need to get my money up! -Akeiva
I have had some small items that I would have felt stupid filing a claim. I had this inexpensive point and shoot digital camera stolen, some camera filters, some shoes, some photographs. I have had a storage space where items were missing but I think it is frivolous to file a claim for the items. I'm not sure if I'm making the right decision but photographs can't be replaced because the digital camera that had the card in it, that went with the camera. I miss my shoes. I tried going back to the store where I purchased them. I wore one pair all the time. I mean who in the world would be interested in my size 12 shoes? I'm tall with big feet.
Renters insurance is a requirement for where I'm currently living. I'm confused as to how it is used. For example, when you are faced with different issues in your place, do you file a claim? For example, if your place becomes unlivable will they help you find another place or do you have to wait until it is fixed? Will they help you find people to help you move if you are unable to locate this resource? I'm confused.
Those are honestly very good questions. I wonder wonder if my friend had made sure she had coverage for sewage or pipe flooding damage, if she would have been covered when her landlord basically did nothing. As well as the eventual mold issue that arose from the landlord not addressing it quickly at all.
I am doing a lot of what you did. Extended graduated payment program, auto debit to get the 0.25% reduction in interest, and $20 a week on top of my monthly payment. The $20 per week is split between my lowest balance loan and my highest interest rate loan.
I got my DDD of today 2/28/24 but nothing is pending - Wells Fargo bank on wmr it does say approved but it’s on the second bar so does that mean it hasn’t been sent 😢 I spent my last yesterday 😮
