The environment and education in the United States are different from those in Taiwan. Create a different situation. Taiwan also has a lot of robberies, murders, and sexual assaults. There is also domestic violence that hurts people. It's just that you haven't met it yet.
if you lock the bike you need to spend time locking it then spend time unlocking it people buy lock just in case they happen to go to area they think they might need it but they usually don't need it same happen to me, and I find the lock dangling on the bike annoy so later after few rides I just took it off. But just to be clear we still have people just grab/steal things in Taiwan Its just the chance that happen to you is low enough for you to ignore it