Selling is too difficult...... not easily liquidate... amount once you Invest.... be carefull..prior to invest your liquid amount.... 180 LK @ 12% = 180,000/month intrest... Buy 2cr.term police... Medical policy full family cover (2+2+2parents) cover , above all risk cover.. Take 2 or 3bhk house (new)for lease. Other intrest amount after paying (term policy premium, medical Insurance) buy Mutual fund (Small cap + Mid cap+ Multicap = >15% CAGR) & Dividentyield equity top companies.. Blue chip when market crash.. Risk free lief, liquid cash, 80% loan against FD.. for investment..... If want buy site or plot in commercial area paying EMI... reduce your tax (ITR)... after 10 years or remind me you are rich...... all risk cover... Sitting with Liquid cash..