The Urban Design Forum is an independent membership organization that advances bold solutions to urban challenges. Our Fellows are architects, landscape architects, planners, developers, public officials, scholars, activists, lawyers and journalists committed to building dynamic, equitable, and resilient cities around the world.
I am writing this from Cape Town where there is a severe housing crisis. South Africa is a complex mixture of very old and ultra modern. The ANC built three million homes when coming to power and gave the away for free. Clearly, it was unsustainable. Wall Street gave us the subprime mortgage crises - a total abuse of power and morality. We need formal finance for a population with an irregular income. Charging interest is inappropriate for a population with an irregular income. Read my paper “The Table Mountain Housing Finance Model “ for a rational alternative.
I am a social practioner, DOMESTIC VIOLENCE counsel, parent, a former White House law Inter, medical student , care taker-former experience-educator, disabled person
