Hi! Welcome to my channel! I like to share videos about budgeting, personal finance, productivity, and planning and how I am paying off $147,000 of non-mortgage debt. I post a new video every Friday and sometimes a few bonus videos each month. I hope you subscribe and share the journey with me.
New Subscriber! Came across your channel searching for Transfer Tuesday videos. I’m thinking of adding them to my channel. Looking forward to following along with your journey. 💕
I am interested in cash stuffing but feel that many times I just have a debit card. I see you have plastic sheets that have money in the bank. How do you keep it all straight? Do you go to the bank alot to deposit money to pay bills online? All of my bills are paid online with my debit card.
first time ur video popped for me, so Im trying to get ur system. I can tell that I found it amazing by now, I will search for some other video that explains the system. 😘
The binders are actually mine and will be launching in my shop in October. The placeholders are from Simply Budgeted and Minimalistic Budget both on etsy.💕
Thank you! I try to shop the sales as much as possible. I also buy certain things in bulk at costco if they are items I eat regularly. I also don't buy a lot of processed food which I feel like has helped me cut down. I also stuff the grocery money even if I am out of town so that it builds up for when I need to stock up a bit more and then it keeps me in line. Hope this helps! Thanks for asking!💕
The beauty category I use more for beauty services like manicures, pedicures, waxing, hair, etc. and the skincare and makeup category I use to purchase makeup, skincare, etc. I also have a self care category that I use for more one-off things like massages, etc. Hope that helps!💕
Thank you! 💕 I have a company credit card for most expenses. The ones I pay for are if I want to stay a couple days and explore or do tourist activities and shopping.😀
@@coffeeandcocktails1356 I need to start planning for my unreimbursed expenses like this! I realized recently that they are a small “leak” in our budget. There is always something I end-up spending personal money on while traveling.
I have a gas vehicle and my husband has an electric. I heard you say your apartment has chargers which is awesome. You would save on some routine maintenance like an oil change but would still have tire rotations and new tires to keep up with. When traveling with the electric vehicle we do have to plan around charging stations and build in the time for that when taking long trips or weekend trips. We have solar panels and my husband didn’t choose to charge during off times so we had a few months this past fall and winter where we blew through all of our solar credits and paid hundreds of dollars. We added more panels and he changed the charging settings and we are back to a $0 monthly electric bill.
Oh wow! That is a good point about long road trips and trying to find charging locations and planning ahead for the stops. I wouldn't want to get stuck in the middle of nowhere with a dead battery. Thank you!!