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HatchManLoans
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HatchManLoans
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Welcome to your one stop shop for everything you need to know to buy a home!

Free FTHB Guide Here --- bradenhatch.systeme.io/fthbguide

I am licensed in the following states
Arizona
California
New Mexico
Texas
Colorado

Braden Hatch, NMLS #755525
📲 Call/Text (480) 338-2916
📲 Email: bradenhatch@gmail.com
👨‍💻 Website: www.teamhatchman.com/

loanDepot.com, LLC, 6561 Irvine Center Drive, Irvine, CA 92618. All rights reserved. NMLS #174457
(www.nmlsconsumeraccess.org). For more licensing information, please visit
www.loanDepot.com/licensing. www.loanDepot.com/privacypolicy. Rates, terms,
and availability of programs are subject to change without notice.

How Does My 2nd Home Pays for Itself?
9:25
14 дней назад
When Should I Get Prequalified?
1:41
2 месяца назад
What Is Escrow?
1:06
2 месяца назад
What Is Debt To Income Ratio?
1:42
2 месяца назад
What Are Mortgage Points?
2:02
2 месяца назад
What Are Closing Costs, Who Pays Them?
1:58
2 месяца назад
Do I Have To Do A Hard Credit Check?
1:49
2 месяца назад
Am I Required To Have A Realtor?
1:31
2 месяца назад
I tried Stand-Up Comedy... Nobody laughed.
5:02
2 месяца назад
My First Childhood Memory Is Our First Home
5:50
3 месяца назад
Комментарии
@aaronpark3987
@aaronpark3987 2 дня назад
Hmm. My score is 899. Never miss a payment, keep oldest account, have things paid off before end/start of month reporting.
@hatchmanloans
@hatchmanloans День назад
850 is the highest possible credit score
@aaronpark3987
@aaronpark3987 День назад
@@hatchmanloans 900 is in Canada
@joysharma5705
@joysharma5705 4 дня назад
Do u get everything the furniture alllll the Amenities.
@hatchmanloans
@hatchmanloans День назад
it comes with pretty much everything you need to live, the little side tables and accessories wont be included but its move in ready with furniture.
@joysharma5705
@joysharma5705 4 дня назад
Omg I want one
@zx5218
@zx5218 5 дней назад
No Airbnb's The market for those is grossly oversaturated. Talk to anyone in Palm Springs and you will find out how Airbnb ruined the real estate market in that city. NO NO NO Air bnb!!!!!
@hatchmanloans
@hatchmanloans 3 дня назад
Do you own an Airbnb there? What do you think the biggest problem is for that area?
@marcusbrown56
@marcusbrown56 6 дней назад
One hundred thousand dollars for hundred and twenty square feet is absolutely ridiculous. Trying to pass this off as affordable housing Should be considered fraud
@richardkent3754
@richardkent3754 7 дней назад
Love making a pitstop here for lunch. Green Chile burrito!
@hatchmanloans
@hatchmanloans 3 дня назад
I have to get the burrito every time I am there! The BEST!
@user-yz6ne1wf4d
@user-yz6ne1wf4d 7 дней назад
So cool
@drum5872
@drum5872 8 дней назад
WHAT ABOUT THE $20,000 PRICE TAG? I'M RETIRED & ON A ltd INCOME? I AND OTHERS ARE PAYCHECK 2 PAYCK.
@user-dt9mk1of9i
@user-dt9mk1of9i 9 дней назад
i cant get my 6 minutes back from watching this dude running his mouth and saying nothing
@hatchmanloans
@hatchmanloans 9 дней назад
Thanks for watching!
@BlackSpots3o3
@BlackSpots3o3 10 дней назад
Your credit doesn’t get fixed in less than weeks… if your credit is tanked your done… it take time… a tree doesn’t grow from seedlings to 10 feet overnight…
@hatchmanloans
@hatchmanloans 10 дней назад
Sorry but that is not true, I have helped several people increase their credit scores in as little as 3 days and get them qualified for the loan they need.
@davidkemp8651
@davidkemp8651 13 дней назад
So $238k total for a 300sq ft box? Cmon son
@hatchmanloans
@hatchmanloans 9 дней назад
Anywhere you want, though, the good news is that there are several other homes all over the United States available for sale now if this one doesn't work for what you want. Life is yours to choose how you want to live it gramps
@suesturges6022
@suesturges6022 16 дней назад
Have the land, No HOA, water near by, septic ok with city. Like the 2 bed room. Do not know how much shipping would cost to central Iowa. Or will they ship to central Iowa. May 23, 2024
@RandyWells24
@RandyWells24 16 дней назад
i wouldnt put much into an AZ company saying something is HURRICANE, SNOW PROOF LMAO she didnt mention tornado, but did say EVERY weather condition?
@RandyWells24
@RandyWells24 16 дней назад
you cant put it ANYWHERE! you can ONLY put it where ZONING allows! and why would anyone take financial advise from someone who looks so "ghetto"? fix your hat your a "grown man" and no its not the tats. your video is VERY prof looking , you should be also
@CaliKidd1001
@CaliKidd1001 22 дня назад
Toilet in the shower is a no go
@MsKG-nl5ot
@MsKG-nl5ot 27 дней назад
Big investors should be banned!!! This is why rent is so jacked up and people can’t afford to buy homes in desirable areas
@hatchmanloans
@hatchmanloans 25 дней назад
Learn more about investing, you can start with any budget, homeownership is the first step
@coastal_kwill
@coastal_kwill 27 дней назад
What’s the equation to calculate this? Doing a personal analysis
@hatchmanloans
@hatchmanloans 25 дней назад
here is how you calculate your debt to income ratio. Take your total monthly gross income and times by .45 then from that number deduct your monthly debts that get reported to credit. The remainder is how much mortgage you can afford
@hatchmanloans
@hatchmanloans 25 дней назад
This Video explains it better - ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-EwhbeCgRjyY.html
@BearDownCats82
@BearDownCats82 27 дней назад
I respect you for giving real numbers, no b.s. or fudging of numbers, very inviting and respectable presentation and process, great video, new sub👍
@hatchmanloans
@hatchmanloans 25 дней назад
Straight up real numbers is the only way I know how, I will always be first to tell you if you are getting a better deal elsewhere, but if you need a little more guidance and some extra help I can help make homeownership happen for you
@CC-kl4nh
@CC-kl4nh Месяц назад
320 sq. Ft. Is tiny.
@hatchmanloans
@hatchmanloans 25 дней назад
it feels bigger but would not recommend it to more than 2 people
@chavellsingleton6851
@chavellsingleton6851 Месяц назад
Where’s the Solar? Thank Goodness I have a tiny home on wheels with solar, propane and a incinerating toilet. I can pick up and move out if a big storms is coming and or if I just feel like it. Under 100k and pretty. To each its own. Don’t get ripped off out here people do your research!!!!!!!!!
@bthompson1612
@bthompson1612 Месяц назад
How can we talk i need this
@hatchmanloans
@hatchmanloans Месяц назад
Book some time with me here! tr.ee/msOYlh9Xl2
@thedude7319
@thedude7319 Месяц назад
'...I would go that ainbnb..' well we know what most customers are planning to do
@keithjansen1734
@keithjansen1734 Месяц назад
Extra costs land,foundation,sewer,water, electric,and insurance. Almost no companies will insure tiny homes. All this will cost almost as much if not more than the tiny home.
@THERABBITHOLE627
@THERABBITHOLE627 Месяц назад
Good stuff bro. Just what I was looking for buying my 2nd home
@hatchmanloans
@hatchmanloans Месяц назад
Awesome! I am always happy to help!
@StardustMonkey
@StardustMonkey Месяц назад
Let me help people in California calculate: Land=200k Permits =70k Septic= 80k Grading/foundation: 60k Required Sprinklers/solar=60k Bribe to get you permit in under 2 years=30k All in you will need 300k before you can buy and install this 120k tiny home
@gqg741
@gqg741 Месяц назад
Ridiculous. Defeats the purpose.
@philmfwalker1611
@philmfwalker1611 13 дней назад
Not all of California is super expensive.
@jamiedaniels1789
@jamiedaniels1789 22 часа назад
Cinderella incinerator toilet in place of septic 5k as opposed to 80k.
@StardustMonkey
@StardustMonkey 20 часов назад
You will never get the permits for the incinerator toilet… you either have heavy duty costly engineered septic or city hookups. They won’t permit a build that does not have one or the other. That’s why you will find cheap lots that are under $200k and wonder why they are half price if the others and it turns out city hookup is miles away and the lot won’t perc so it’s useless for residential
@Ramn4life
@Ramn4life Месяц назад
Literally a theory
@nfinzer22
@nfinzer22 Месяц назад
Love the hat with the good old team logo though!
@hatchmanloans
@hatchmanloans Месяц назад
Thanks! Sad to see the Yotes leave AZ :(
@nfinzer22
@nfinzer22 Месяц назад
Good lord, we thought about building in Queen Creek in 2017 because Mesa was too expensive. We had ours priced out at like 275k I think. These prices are just nuts. 500k for a first time home owner... We ended up moving to a cheaper metro in another state instead.
@hatchmanloans
@hatchmanloans Месяц назад
Things have gotten expensive, but those that did buy back then are happy they could make it work. Where did you move to? I am always happy to learn more about affordable home ownership
@nfinzer22
@nfinzer22 Месяц назад
@@hatchmanloans KC
@jacklong7048
@jacklong7048 Месяц назад
Sick of the investors driving pricing up for their gain. When first time owners can't get anything. Sickening greed. SHould be banned!!!!
@hatchmanloans
@hatchmanloans Месяц назад
I can get you on path to homeownership, its more affordable than you may realize, but you wont know until you try. You can book some time with me here if you want to chat more - tr.ee/msOYlh9Xl2
@jamesmed4
@jamesmed4 Месяц назад
When the bubble burst is the time to get a deal. If you’re lucky enough to have the ability.
@danoart8988
@danoart8988 2 месяца назад
Wow, I absolutely love the style and the look of this tiny home. It is beautiful. Would be perfect for an ADU. Guest house or man cave. You can have a party in there without messing up your house.
@hatchmanloans
@hatchmanloans Месяц назад
Agreed! There are so many amazing possibilities with these homes!
@SkipEdwardsArt
@SkipEdwardsArt 2 месяца назад
How does anyone qualify for 400k with a 75k annual income, were rates way lower when you made this video?
@hatchmanloans
@hatchmanloans Месяц назад
It can still be done with rates today! It will come down to your debt to income ratio mix but if you have low debt its very possible
@Divyv520
@Divyv520 2 месяца назад
Hey Man , really nice video ! I was wondering if I could help you with more Quality Editing in your videos and also make a highly engaging Thumbnail and also help you with the overall youtube strategy and growth ! Pls let me know what do you think ?
@hatchmanloans
@hatchmanloans 2 месяца назад
No thank you, I am happy with me editing services I am using now, I appreciate you reaching out though. 🤘🏻
@Divyv520
@Divyv520 2 месяца назад
@@hatchmanloans hey man , I can help you improve your edits 50x then now , which will help your video looks visually engaging to the audience hop on the video , lmk what you think man ?
@user-it8tz8zv6i
@user-it8tz8zv6i 2 месяца назад
Good job dady
@lawrencep4943
@lawrencep4943 2 месяца назад
😔 Promo-SM
@SkipEdwardsArt
@SkipEdwardsArt 2 месяца назад
It is way cheaper to rent than to buy. Unless you’re sitting on 20% down to buy right now.
@hatchmanloans
@hatchmanloans 2 месяца назад
You don't need 20% to buy. 90% of my buyers close on homes with spending less than $5k out of pocket, I would be happy to see what I can do for you and what your options are.
@SkipEdwardsArt
@SkipEdwardsArt 2 месяца назад
@@hatchmanloans and you’re a loan agent? What’s your email?
@SkipEdwardsArt
@SkipEdwardsArt 2 месяца назад
This was great info. Looking into buying this summer. Subbing the channel now!
@hatchmanloans
@hatchmanloans 2 месяца назад
Thanks for the sub!
@mdlitonmia1
@mdlitonmia1 3 месяца назад
Hello, I have been following your channel very well. Your channel video topic and quality are very good. You can take your channel even further if you want. But there are some important issues in your channel which will not grow your channel easily if not solved. and your channel SEO score is absolutely zero. this is why your you tube growth is very low. If you can solve these problems your channel will grow very quickly. subscribers, views, like, comments is very low according to your channel age. and views, like, comments are also very low according to your subscribers. Because channel setting problem and video SEO problem. If these two problems were not present in your channel today you would have got many times better results.
@outsidersmediagroupo.m.g5669
@outsidersmediagroupo.m.g5669 3 месяца назад
I have 160 acres out there north of the Jeffers ranch. I look forward to starting a homestead out there. Any advice?
@hatchmanloans
@hatchmanloans 2 месяца назад
This is a pretty complex process but I would be happy to share some ideas, book a call with me when you can and we will chat tr.ee/msOYlh9Xl2
@TrueLifeWithMeee
@TrueLifeWithMeee 3 месяца назад
What does it mean when you get a preapproval from your bank to start looking for a home if you are a first time homebuyer?
@hatchmanloans
@hatchmanloans 2 месяца назад
That will depend on how good the loan officer is, if you provided all your income and asset documentation and underwriting has approved it you are good to start shopping, if you lender didnt do any of that and you just filled out an application and then got an approval letter, well you better give me a call. You can book some time with me here tr.ee/msOYlh9Xl2
@lifeisraph
@lifeisraph 3 месяца назад
Amazing charisma and energy :) I enjoyed the video so much :)
@hatchmanloans
@hatchmanloans 2 месяца назад
🤘🏻
@Khanfuzed1
@Khanfuzed1 3 месяца назад
The real question is…. Will they actually start delivering them anytime soon
@ravennielsen0513
@ravennielsen0513 2 месяца назад
Yes! Within the next month or so!
@princessadora
@princessadora 3 месяца назад
that's 40 grand deposit in my currency. these need to be available for people on low incomes. you would have to be quite privileged to even have that deposit available to you unfortunately.
@jen_wren_x
@jen_wren_x 3 месяца назад
🧐 QUESTION MATE!! WHO WITHOUT A JOB, WHOS ON DISABILITY PAYMENT FROM THE GOVT IS EVER GONNA QUALIFY FOR A LOAN FOR $90,000 $125,000!!?? OR UK £ MONEY IN A VERY SIMILAR SITUATION!!?? 🤨🤨 AS MUCH AS I LOVE THESE.. FOR FOLS WITHOUT LAND, SAVINGS, OR HAD BEEN IN PAID WORK FOR AT LEAST 5-10 YEARS.. WE ARE SCREWED.. 🙄🙄 THIS IS A RICH MANS HOBBY/DREAM FOR THEIR OFF- SPRING.. 😠 NOT FOR SCOTTISH FOLKS STILL UNFORTUNATELY HAVING NO OTHER OPTION THAN TO LIVE OFTHE STATE.👍🏼 GO GO GO USA MILLIONAIRES🥳🥳
@LadyGTarot
@LadyGTarot 3 месяца назад
While it sounds good the reality is that finding land that you can actually have one is beyond difficult. Most places require a home to be a larger square footage. I wanted a small home and it was impossible to find a place that would allow it. I wish this would change but as it stands now finding a place is so difficult.
@hatchmanloans
@hatchmanloans 3 месяца назад
Land can be difficult to get for sure, are you working with a real estate agent to help? Having the right realtor on your side can be a huge help, I would be happy to connect you with a realtor to look more into your situation
@LadyGTarot
@LadyGTarot 3 месяца назад
@@hatchmanloans No thank you I wound up buying a home already was fortunate to get a really good deal. Land was not the problem. The problem was building on the land what they would allow. I was finding just endless problems with it being a tiny home.
@ericakusske3321
@ericakusske3321 3 месяца назад
Yeah, that's something you need to check for before signing the contract. There's not a lot that's good about Kentucky, but they are REALLY lax about what you can do with your own property. ​@LadyGTarot
@FM19MONTH
@FM19MONTH Месяц назад
Gov bs regulation. Making tiby home living near impossible.
@graceweber2822
@graceweber2822 Месяц назад
Exactly.
@81redddd
@81redddd 3 месяца назад
I like everything but the toilet being in the shower and even the price is reasonable.
@riccjaccson6876
@riccjaccson6876 4 месяца назад
2 Citizens side by side or stacked. Add a rooftop deck please. Im interested.
@sjladuke75
@sjladuke75 4 месяца назад
I've seen this prefab TH from Zenni on several other channels. I love the Citizen model but would utilize the office/ work room as my designated bedroom. Don't really need that number of windows but not sure that can be changed as it's prefab. A bit of privacy & wall space is better for me. It's fairly priced compared with many other companies' homes.
@fretstain
@fretstain 4 месяца назад
damn, I thought you'd talk about the design being stackable...
@RoadTripTravel
@RoadTripTravel 4 месяца назад
Great video and loan information at the end!
@hatchmanloans
@hatchmanloans 4 месяца назад
Glad you liked it!
@BD-wk5pc
@BD-wk5pc 4 месяца назад
7 1/2% over 2 yrs is pretty hefty...plus Prime +2% if further financed. Maybe I have this wrong?...help me understand.