Lahat tayo ay studyante ng buhay😁 “Everyone thinks of changing the world, but no one thinks of changing himself.” - Leo Tolstoy My First Channel: ru-vid.comvideos
Thanks for this! Really helpful for me to navigate where to start and what card should I get as a beginner ^^ P.s. I’ve seen a lot of creators rin na maraming credit cards ang ginagamit, I thought it was better, but gladly u pointed out na it’s enough and efficient na kahit 2 cc lang
Hello 1st time ko po magka CC and Eastwest JCB gold po siya then yung sa friend ko po JCB platinum. Tanong ko lang po if maganda po ba yung ganong type ng CC?
Sir what can you say about Amore cash back from BPI credit card, it’s my first credit card they send it to me and I received it just this month. I’m planning soon to convert it to bpi gold cc. Since i’m not into supermarket i’m more on non essential shopping and also traveling. I’m still a student po. I hope you make a video comparing it. Thanks so much for this. 🙏
Hi, yan pinaka popular nila na entry level card ng BPI. There's nothing wrong with it pero shempre yung features nya nag gragravitate towards sa cashback and sabi mo nga di sya pasok sayo. Here's my recommendation, just keep using the card for now. After 6 months, apply ka sa gold and pa cancel mo tong Amore. Mas okay mag start ka sa Gold Mastercard if you are into rewards😁 I'm planning to cover more credit cards content pero yun nga lagi ko issue, wala oras pa.
Hi Sir. thanks so much for your very inspiring vlog about how to handle your expenses and to save money. Hopefully makahanap ako ng part time job na di ko gaanong mahirapan sa English hahaha. Medyo doubt pa din ako when it comes to English.
Good morning 🙏 Thank you for your valid about most worst to Good credit card🙏😄 I have learned on how to handle credit card. Actually I don't have yet any experience about credit card that's why I just want to know first before I apply for a credit card 😊 Once again thanks again and this is mommy Zoe. 😄🙏
Beginner and first timer lang magka CC actually offer lang ni BPI, blue cards and ecredit ayoko sana kaso sayang daw sabi ng teller I think good decision naman siguro to. Kaya nag eexplore ako ngayon nagbabasa at nagreresearch
Yow, yes. Good decision naman yan, lalo na kung bata kapa. Duon narin naman tayo papunta sa cashless world. Para maka build ka din ng credit history mo and someday madadalian ka kumuha ng car or house loadn😁
thankyou for this bro! new lang ako gumagamit ng credit card pinanuod ko lahat mga vids mo at dami kong natutunan like a pro! hehe deserve mo sub ko lol
Wait mo lang SOA mo😁 Mag sesend naman sila ng email sayo kung kelangan ang due date. Rule of thumb, pay it 5 days before your due date and pay it in full.
UNO bank not recommended. Unprofessional, causing too much stress and anxiety to a normal depositor. All of a sudden cannot access my account due to them asking for additional personal info and docs when i have already submitted all necessary docs in order to open an account, precisely why i already have an existing account. Now they are redirecting me outside the app to transact with them which can be really scary and alarming. Does not reply to emails, even the customer service phone hotline cannot do anything or help with your concern.
Any good service or skill for niche that's easy for newbies? :D Tried Data Entry before eh kaso it's too common for client to find me. I did make Websites before :D
Actually your content is one of the best financial contents that actually help! Thanks bro. The editing is great and all of it is really valuable information better than a lot of fake guru's.
Okay pa din naman sakin. Meron akong savings sa kanila at time deposit. Wala rin ako nababasang issue or news. Kung meron kang link from legit source. Let me know😁
Nakita ko na, yan ang mga issue na pwede na resolve by contacting their customer support. Ang problema sa mga tao ngayon, pag nag ka issue rekta agad sa social media so nag cacause tuloy ng confusion sa iba. But sa part ko never naman din ako nag ka issue sa kanila. Stable yung app at ginagamit ko lang din naman ang service nila para sa savings interest. So far sila pinaka malaki compare sa ibang digital banks like Maya.
New subscriber here. Your contents are helpful. BTW, I started saving January this year. Hindi pa kalakihan pero "feeling" ko consistent nman ako. hahaha. As much as possible, sinusunod ko ung target ipon ko every week. :-) Ganda nga pala pakinggan ng boses mo. ayos!
hi question lang po ...i had my bpi amore cashback at yan po ang first ever credit card ko gusto ko sana mgapply ng bpi gold reward kasi sobrang naengganyo ako sa lahat ng good feedback nyo sa bpi gold reward.. question po if ever n maapprove ako mgsshare po ba sila ng credit limit since a had may bpi amore cashback.. TIA
Kung mag kaiba ng application, hindi sya shared limit. Yun ang alam ko sa bpi, just ensure to ask them before getting the card but in case shared limit naman you can cancel the amore one😁
Newbie palang po ako sa CC. Nakakuha po kase ako ng UB Rewards CC then I used it to purchase some items in shopee. Possible puba na mapa installment yung binili ko? It's more than 6k naman. Thanks in advance
I got BPI gold. D ko alam pano sisimulan gamitin lalo nasanay ako puro cash payments and hnd ako mahilig gumastos 😅 Inoffer lang ni BPI sayang dn naman lalo nkikigamit ako ng cc pag nagbubook ng flight. Very helpful tong video na to 💖
hi idol bago lng sa channel mo and i also follow na ask lang new bpi cc holder po ako last week ko lng na receive saan po kayo nag checheck ng mga promo sa credit card thanks sana mapansin
yow bro, regarding EF, saan ito magandang ilagay na traditional banks? alin mas maganda sa dalawa, savings account with passbook or kahit yung normal atm card lang?
Yow man, ako kasi asa regular savings account ko (passbook with ATM) for years, pero recently nilipat ko sya sa Union (wala passbook and atm) pero naka mobile app. Pag dating sa EF kasi kelangan madali mo sya makuha in case of emergency so wag mo muna ilagay sa time deposit.
@@Iifeandmoney thanks for this bro! By Union, you mean, Unionbank ba? also, pinagpipilian ko kasi yung BPI or BDO, may experience ka ba sa kanila in terms of savings account and ano kaya mas better sa kanilang dalawa? TY Anyways, always been following your contents and you're one of the influencers I follow pagdating sa money talks and minimalism kasi walang halong biro, pure reality lang! Hoping for more contents (sana weekly upload din) Tips naman din jan bro how to stay fit/healthy for freelancers na working long hours.
Maraming salamat tol, na appreciate ko mga comment nyo promise. Sadyang patayan lang talaga ang sched ko. Pag dating sa savings wala naman difference sa mga banks, ang kelangan mo lang iconsider yung stability ng APP nila in case na kelanganin mo makukuha mo agad. For me, pinaka stable na APP BPI and Union. Tsaka madali mag open ng account sa Unionbank pwede online.
Nag hahanap ako ng mga video about minimalism tapos Nakita ko Yung Isang video mo about nga don. Then I visit your page. And Nakita ko tong video na toh. Sumasahod ako ng below minimum wage for almost 5 years na. Highschool grad lang ako at iniisip ko na parang Hanggang Dito nalang talaga siguro ako. Pero Nung napanood ko to. Bigla akong natauhan. Thankyou so much. I learn a lot from you
yo man, wait for the SOA. Papadalhan ka through email or makikita mo sa mismong app. May due date dun, make sure to pay it before the due date to aboud penalties and late fees.
