Paisa Vaisa is India's leading podcast on personal finance with 1m+ downloads, 130+ hours of content and conversations, 150+ guests, and 300+ episodes. Since 2017, Paisa Vaisa has interviewed experts across the spectrum of personal finance covering diverse topics such as mutual funds, stocks, housing, loans, education, crypto, and much more. Listen in now to make smarter decisions with your money!
Because n represent no of years. But we have to use a Geometric formula sir. But we use the Quantum formula it is totally different from the Geometric formula.
blaming grandparents is not right as the GOVERNMENT didn't provide any info on these aspects ever. Similarly, future grandparents(us) are not even aware about the methods to generate future wealth for grandkids. Going down the line, the same vidoe will be shown to our grandkids so as to blame their respective grandparents(us) 32:24
Very useful information about investment in MFs and well said, true, will be very useful information for new investors coming to market in the near future, super, thanks for both of you for your good information and knowledge
No of Tax payers has increased after demonetization of 2016 onwards gradually , Govt 's Slab increase & increase of Per capita income & More Upper middle class inclusions raising TAX to GDP , Very good sign in a country like us when till 2014 Return Submission No was 2.5cr , Tax paid no was 1.75 cr today it has 3 fold ,thats why tax to gdp increasing every year . Hope it will continue for another 12 years .🎉🎉
Everyone calls NPS a low-cost option, but I'm not sure in what sense. In mutual funds, we only pay 0.001% STT, with no other charges. The expense ratio is already factored into the daily NAV, so the XIRR reflects the return after expenses. However, in NPS, units are deducted from our account as fees, so simply comparing XIRR with mutual funds is not sufficient.
Imagine you are investing 1 lakh every year (50K self and 50K employer) starting at the age of 25. By the time you reach 40, you stop working, and by 50, your account has grown to 2 crore rupees. Now, what would you do if you have a medical condition? How much can you withdraw? You would only be able to withdraw around just 2 lakh rupees, leaving you to struggle for medicine despite having an NPS balance of 2 crores. This is the most frustrating part of NPS-the 25% partial withdrawal rule-that I truly dislike.All will assume that they will get 25% of total balance in case of emeregency but that is not the case and it is 25% of what you actully put as self without any intrest
If a person lack financial discipline or not experienced enough to handle market crashes, then NPS is the best option. In all other scenarios, NPS is a poor investment choice.
Biggest lesson i learnt in 2023 in the stock market is that nobody knows what is going to happen next, so practice some humility and low a strategy with a long term edge.
Nobody knows anything; You need to create your own process, manage risk, and stick to the plan, through thick or thin, While also continuously learning from mistakes and improving.
Uncertainty... it took me 5 years to stop trying to predict what bout to happen in market based on charts studying, cause you never know. not having a mentor cost me 5 years of pain I learn to go we’re the market is wanting to go and keep it simple with discipline.
“NICOLE ANASTASIA PLUMLEE’’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Please make video on Why are fund managers actively investing in the Adani Group, even if it's just a small portion of our portfolio? Aren't there other investment options or organizations they could consider? Is it mandatory for them to invest in the Adani Group?
