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If you have a child who 60 or over,and they live with you in your property,and are caring for you.then the local authority cannot take the property for care home fees,they cannot take your property for care home fees as its your childs home.Also you can still claim the 25% discount on your council tax bill as your child is caring for you.I will be moving in with my 85 year old mother very soon,as Im 61 years old.
Sell it quick, go down to Ladbrokes and place the money on an outside bet. You’ll either come away very wealthy or probably lose it all- but then you will lose it all anyway in care home fees so it’s worth a gamble
Why should others pay for your care if you have wealth in your home? I can't see why I should pay for YOUR care when I don't have much but YOU have a home? Bizzare
if you personally end up in care, then as you have nothing, you wont have to pay anything, not like the many who have sacrificed through life to have their own home only to lose it to the council. Is that fair.
@@studor6515 I don't' think you understand. You don't 'loose it to the council' It is sold to pay your care fees. Again I ask, why should I pay your or your parents care costs when they have property?
My wife was admitted on the 16th Dec '23 having been diagnosed with intestinal compaction, sent to gastrointestinal ward. Meanwhile she was complaining of extreme pain in her back. After scans it was realised that she had a fracture of L1 vertebra and transferred to a surgical ward for 10 days awaiting a bed at the Spinal unit of another hospital. Operated on, viper clamp used as osteoporosis. By this time she was suffering from delirium, the intense pain was treated by copious amounts of opiods to get her to sit in a spinal chair for four hours! Ay 80 years old she could just. Managed 2 hours. Discharged to a community hospital still not responding much to therapy considered disruptive by calling out for help in the general ward was kept in a side room without stimulation. Discharge process .....We were told that she would be transferred to home doubly incontinent, with a bed, chair and a hoist, with care every five hours. My son refused this saying that his 80 year-old father could not be expected to cope with this situation. Eventually the discharge team grudgingly accepted that Mum was self-funding and permitted us to transfer her to a local Home with nursing facilities. She is still there at £6500/month, no physiotherapy despite her rheumatologist stating that she needs intensive Therapy treatment.
Ann Maria and her alcoholic boyfriend/flat 4/40 leopold rd Felixstowe ip11 7 np god knows how Tvey got a job robbed all the homes they worked for get back the cash they stole /
Apologies for the slow response @onetone4561. I don't believe the £85k cap has been brought in yet, but if you wish to talk it through with our advice line team they're on 01892 349787 or info@autumna.co.uk
Apologies for the slow reply @mickj4342. You're right, those prices were a bit out of date. We have a more recent video here though which hopefully helps? ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-VTUbAQVok80.html
I'd treat your statement about trusts with suspicion it is not as easy as that .I have just dealt with a case taking me over 3 years to settle House had a trust contents were in a trust......but HMRC claimed and won their case that the individual had benefits in kind etc resulting in 483k tax bill.The tax inspector a very professional guy told me off record that they know every trick in the book and if they don't get it first time they will get from the next generation.His advice was simple ....give it away and live 7 years or just spend it in good time!,He Is totally correct !
People have run into a lot of trouble with trusts. Trust companies have gone bust and after the homeowners have died their children have been unable to sell. I personally would not touch that.
@@bertiewooster3326 What do you mean "give it away" ? Like I could just 'give' my house to my daughter? I thought you couldn't do that? (BTW my house is not worth enough to incur CGT. Though Starmer may yet make the threshold £4.52 )
@@hunchanchoc8418 I suggesting that you give what you really don't need for example if you have a good private or Government pension and your easily live within its value then why do you need a high level of investment give chunks of that away...pay off your kids mortgage fund your granddaughters university just buy them premium bonds etc but get rid of your surplus wealth asap it's the sure way to beat HMRC just do it asap As for your house downsize why do you need all those bedrooms living rooms etc then give surplus cash to your daughter the solutions are in your own hands...do nothing and your NOK or benefactors lose.
I would rather kill myself than work all my life and do without things just to have some thieving care home owners steal it. If I had been aware of all this when younger, I would have frittered all my money away on holidays, plastic surgery, cars etc. All of us who have planned and saved did NOT do it to give to a tory thief.
After mum’s savings fell below £23,250 she paid 11-weeks’ worth of fees that ended up overlapping with the local authority’s back payment to the care home. The local authority asked us to contact the care home for a refund for this money, but the owner is trying to hold on to it. If it’s illegal to effectively pay one’s own top-up fees in this situation, presumably the care home is in the wrong and should refund mum’s money and try to recoup any shortfalls the council haven’t paid from them. Is this correct? Do you know which statute of the Care Act highlights this illegality?
