Hello, my name is Adam Solis, if you’re new and this is your first time on this channel we talk about ways to improve your credit score, financial literacy, budgeting and many different topics to help you improve your current credit/financial habits all done in 5 minutes or less.
Bought my 2016 Mazda 3 hatchback brand new in 2016. My dad was with me since he was well versed in the buying cars field. I never understood the importance of having a good credit score at 27 till the lady ran my credit. She was so astonished to see it was super high for my age which resulted in a low interest rate. Fast forward, have not had a car payment in years and it is such a great feeling. I love my Mazda 3 and have 0 issues. I am a gear head so, I will get a station wagon eventually and will pay cash. Never ever doing any type of car payments ever again . When I see people drive new vehicles and especially they are not in the position to, I find it wild.. Really want to impress people that bad... lol. Good luck with that.
Think you're financially strained at 40 hours a week? Just wait until you begin working 32 hours a week; you'll truly experience financial hardship. And unfortunately, some individuals may fall for this misconception. It's likely the same group that supports an increase in the minimum wage.
For a salary position I imagine this would be quite good. For a full time hourly position. Not so much. For me as a Software Engineer it would work very well. Productivity would indeed stay the same or go up. Probably mostly from making less mistakes, and less spinning wheels. But there are plenty of jobs whose productivity would suffer with a 32 hour work week. I don't really think there is a one size fits all solution for this.
Actually 32 hours is considered full time in slc Utah, atleast it was 5 years ago. Anyways no one does that because you can’t afford anything only working 32 hours a week. I’ve always worked 4x10 and it’s great.
Yall know this means people will earn less money, right? The companies will cut hours and remove shifts. If they're forced to pay the same rate for less work, they will manipulate the tools they have to not have to pay you the same. Then, months or years later, we will notice that everyone who was desperate will still be just as desperate, if not more.
What they will do is put you on salary. I work in state government and the pay periods are odd. I am working for the same salary no matter 9,10, or even 11 work day pay periods. You just have to take the minimum you would make hourly from the salary, so that 9 and 10 pay periods look like they are raises.
I agree, that’s why I mentioned now it may seem great. But what happens in 2 years once companies do what they do best - which is figuring a way to lower cost.
I’m in the teaching and personal training business it’s gonna work for me. As a current teacher I think it will be helpful for the kids, but hard on parents. Most kids don’t come to school on Fridays especially at my school with lots of minorities. Thus I think it may be helpful to let the teachers and kids recover. However, it does make it harder to fit everything in curriculum and goal wise for the students throughout the whole year, thus the number of total school days might have to get increased, because I won’t think the schools will lengthen each school day instead.
Congress is basically like jury duty. I think they should be paid way less and work like they do. The people who are losing money are the people donating to their causes. This is why I never donate towards political causes.
would be nice if I still worked 40 hours and got 8 hours of overtime for doing so. If Americans are making their big corps so much money, then why are we working so hard? I don't usually get on board with Bernie Sanders but I'm with him on this one. I'm tired. It's sad that 40 is considered the minimum when we're usually doing more.
In the state government job I am in, I work 37.5 hours, 2.5 hours is always paid time off and then over 40 is a choice of whether I want paid time or overtime.
Not true all three credit bureaus will tell you to contact the merchant and the merchants are go tell you it’ll be a soft pull or some will say you have to keep that inquiry they all told me a soft pull and sent me letters in the mail stating a soft pull but the inquiries stayed on my credit report and not starting to go off my credit report because it’s at 2yr mark. All lies!!!
Applying for a Loan lowers your credit score. A dealership will shotgun your credit to many lenders if they want to, which does effect your score. May not drop the same for everyone but it doesn't take away the fact that its real info and not "made up". just saying..
Transunion and equifax did it for me but Experian ive tried 3 times and they said that i have to contact the companies my self and have them contact them then they will take them off ……
I did this... Easiest way is with Experian, they removed them uder 72 hours.... Equifax and Transunion will give you hell, They will ask for FTC reports and at that point you might as well fill those babies out yourself and send them over and make sure to list everything you want to remove completely off your credit, also file for the Consumer Financial protection Bureau and include yor FTC report on that and that's how you get those removed without much fuzz....
It's literally as if you're saying E-commerce is dead. Dropshipping is like any business model. You literally create your own brand and just sell products to people and market it right. It's all about the right strategies. Dropshipping is E-commerce which means it will never be dead
@@youssefselim9579 as someone who’s done it, definitely don’t recommend as a first, if you’ve never marketed online before or sold anything in general. I don’t disagree with you I think everything’s possible with the right product. But there may be other ways to get money to be able to risk on a business like this like I explained, if that makes sense. PS. You got a great voice, keep singing🙏🏼
I tried it. I only got 9 points out of it, but since my Experian score is pretty high, there wasn't much room for it to improve. Eventually I took it off because it put too much other unnecessary information about me out & for DTI reasons. Transunion has something similar to this. I think it's called E-Credable lift, BUT there's a fee to use it.
