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Just so your agents know, some lenders require the closing date and the purchase date to be the same in order to Port. These days, most of the penalties for breaking a fixed-rate mortgage is 3 months of Interest, given that there is approximately a 3% spread between previous rates and current rates.
It honestly makes a ton more sense for water runoff to be taxed related to the cost to run the stormwater system, than how much water we use. Land owners with huge swaths of asphalt pour hundreds of thousands of litres into the wastewater system, despite using little water, while my house has a rain garden, permeable water runoff and a rain barrel. We probably put a few litres a year into the system. Despite that we don't pay substantially less, makes no sense.
A Wonderful big house... Stupenda Villona Canadese... Sarebbe bello poterci vivere dentro, bisogna arredare tutte le camere da letto e sistemare tutto per bene anche altre cose
Great Real Talk about pre-construction Peter and Justine. Exactly what I am seeing / experiencing currently in the market. Thanks and keep the Real Talks going!
It would be helpful to reduce the qualifying rate from 5.25% and if a 30-year amortization was allowed with less than a 20% down payment. Note that if purchasers due have 20% down, there is a lender that is currently "qualifying" at 2.59% with a 30-year amortization. This increases purchasing power significantly!
Great job on the video! You are right that removing blind bidding won’t change the supply issue. I have many clients that have failed at securing a property even after putting in 10+ offers. Very time consuming and stressful for all involved. Just not sure if there is a solution. The price of houses will continue to go up and it certainly is not in line with wages. And with 5.25% being the qualifying rate for most institutions. It’s a hard go for the first time homebuyers.
Government policy geared to help buyers, not sellers. As your video pointed out, the loser with this policy would be sellers. Given the gains in real estate, that’s not such a bad thing. Seems like a better deal than having gains on real estate taxed?
This is an interesting rule change being discussed. I've never heard about "blind bidding" before, but I agree that Canadians should have the autonomy to decide for themselves how they want to sell their homes. I'm looking at home prices going up, and I see huge financial institutions buying up properties - pension funds and other investment firms. Have you seen those fliers in your mailbox - "we'll buy your home for cash above market value." This reduces the housing supply and drives prices up imo. Obviously foreign investors are also an issue in cities like Toronto and Vancouver.
Hi Sharon, this listing is from 2015 so no longer active! If you are looking for a home, we can definitely help. Is there an area and price range you are looking in?
Hi Linda, thank you for reaching out. This listing video if from 2015 so not available at this time. If you do you any real estate help, feel free to reach out! Our office number is 905-689-9223.
What are your thoughts on the CHMC publication indicating the market won't recover until 2022? Does the GTA have more resilience compared to the rest of Ontario or Canada? Check out: www.ctvnews.ca/business/cmhc-sees-declines-in-home-prices-sales-starts-that-will-linger-to-end-of-2022-1.4957459
