My channel is A little about me and daily life, my journey through getting older, and attempting to give a voice to us nearing retirement with so many questions and concerns, and NO Big bank account! Also my journey with severe injury, PTSD, without using government assistance.
Wow... I'm finding you 4 years after your video and I'm literally saying look. Look it's me. It's me! I broke both of my ankles about 6 weeks ago. One needed surgery so one is in a cast and one is in a boot... And every single thing you mentioned is me. It's my life... It's so nice to know that I'm not slow in healing. I'm just normal... Thank you so much for your video.... It brought me tremendous comfort.
you are so welcome. I hope that you can get through this easier than I did. My 5 year ankleversary is coming up and I am planning to make a video about it. I had lots of restless nights. It took a long time to be where I did not have constant pain!!
I listened to WSJ's Your Money briefing and they were mentioning in one of their episodes how it could be very beneficial when you retire at 67 instead of 62. You can see the effect of compounding on your retirement accounts.
true but if you watch previous videos of mine you will see why I am aiming for 62. I just can't see me physically doing it that long and having any quality of retirement after. I don't have a cushy job where I can work a day here and there and still get paid like the politicians. My job has physical requirements. I have had numerous surgeries and I have slowed down a lot. I regret not doing a lot of things when I was younger and more physically able. Nope. I worked instead.
@@anniesshenanigans3815 I understand your reasons for wanting to retire at 62. It's important to prioritize your health and well-being, especially when your job is physically demanding. I wish you all the best in your retirement.
thank you for coming and watching. I hope it helps someone.. nobody told me how hard it would be to set up and follow a budget. Figured I may as well try to share the info. I also shared it with my fb group.
I resisted DR because of the problems I had with his methods for someone my age. That is why I think this should be situational depending on your age, where you live, and how many people you are supporting.
Hi, just a question about your work, what do you do, nursing? I'm a 48 yr old female and I need to retrain, government program will pay for up to 1 year of school buy I have no idea what to decide on. AI is coming for jobs, agism is a big thing, I don't want to be in competition with 20 year old for tech jobs, Engineering is good but many are unemployed. Any tips? I like your genuine expressions in the videos, not phony, thanks.
Not any better in Canada I assure you. Our standard was always top one or two for a very long time, and now we don't make the top 20. No family Doctors, insane rents and property prices, people working a job and a half, two, to try and get by....sometimes I wonder if this steady decline in the standard of living of former great nations is by design when they sent all our manufacturing out of country.
Not a fan of Dave Ramsey. his fundamentals are right but I see a lot of the stuff he talks about as out of touch with today's world. I would pay the home off as fast as I could if I was in your shoes, just keep in mind, you need to still budget money each payday for up keeps etc. A lot of people in florida are doing just this because of insurance. makes me wonder if you live in Florida. Love the updates.
You hit someone driving a $80,000 car without insurance and you are in a mess. How could you pay ? If they get a judgment yes they can seize your home and property.
Three big wins! Congratulations on getting the house paid off and getting those hours reduced! I love Zenni and the glasses you see in my videos say Zenni on them!
Hi Annie, interesting vlog. I read your comment on 'Ex Pensive Expat' and decided to check out your channel. Well done. Are you planning to move to the Philippines?
If you watch too many of my videos (LOL) you will see that I am all over the place with what I want to do and where I want to go. I started my channel on a whim and it's really only for me to keep up with myself. I have been to Panama and loved it, so I may go there again, but if I am able, I want to do a lot of traveling before i decide where to 'land'. The USA is turning into a bad place to live on smaller incomes, and taxes and insurance eats up a lot. I could rant about that alone all day. I have been hesitant about the Philipines because of the lack of retired female presence there. I have found Zero retired female YT there or pretty much anywhere in the whole area. I have seen a couple interviews.. but no channels. Most are couples or men or very younguns going for adventure far beyond what I can do.
Hello Annie. Just stopping by your channel. I though the interview was very interesting (I only watched first half anyway, will finish the rest next week on the buss).
I saw your comment that Tucker finally interviewed Putin and you were tired of propaganda. In a sense, I understand you - I want to see both sides of the coin, but as a Russian, I say that Putin is literally a modern fascist who lies as often as he opens his mouth. If what he has already said is not enough for you in the public domain, then take the trouble to find it. This man LITERALLY says one thing and does something completely different.
Working because I can't make ends meet & doctor's, but I don't take all the crap they give me & no way having surgery. Your right about nursing homes for the most part, but then there's people like myself who was a volunteer EMT and a CNA who did care about each & everyone of them even though some could be difficult I would buy some of them take out or cook at home and bring it to them bring them cigarettes,candy, chips. Sit in their room and get to know them talk to them. Make sure they was clean and changed, because I looked at them and thought how would I want my mom or myself treated, but for the most part you're right and if I seen anyone not doing their job I went to the office and turned them in. I had everyone writing time & date each person was changed. All & all we had a good staff. At another nursing home I worked for as a hair dresser before I became a CNA, med tech it was awful I had to turn several in & got cussed out by the nurse even. I went to get a PT to do their hair and it was right before shift change and the woman had been sitting in crap and left that way I was furious.
I imagine you have lots of horror stories. I don't want to live like that. My son is currently taking care of my older brother, so I know he would do the same for me, but I don't want to put him through that!!!
Learn how to create a trust go to spc university high frequency radio with yusef el your city council has to publish a cafr it is superior to the budget Jerry day did a briefing on this it shows the true accounting. They are required to go by a booking system based on gap files and principals. Also commercial books in clude double booking entries so basically all the signatures on the contracts you have signed funded their corporate credit and you as creditors and due the interest in those notes until matured when principal is paid back in full. The ucc gives instructions along with the 1933 bankruptcy social security act and publication 1212 that govern the chattel paper also known as a birth certificate. Ron Gibson wrote a book named everything you need to know about land patents and can show you how to obtain a allodial title the highest form of protection from government or corporate bank fraud. Hope this helps.
I used my auto insurance four years ago when a truck came through an intersection and caused a concussion. My company paid out over $110.00 I was appreciative and thankful. I have medicare and a supplement. I have never needed an authorization in advance and the company pays well.My out of pocket cost is much less than when I was working.
Are you re3ferring to Medicare or Car Insurance? I am in Minnesota. Here, my car insurance has decreased every year for the mast seven (even with a not at fault accident) and I have had hail claims besides. My Medicare coverage is a Medicare Advantage Plan. The cost is $0.00 and it even pays for an appreciable amount of over the counter drugs and supplies.
They legislate us to force us to buy a product , yet fail to advocate on our behalf , Im like , that’s a nice car pal , do you take your Grandmas best china plates to a pic nic ? why is your flash on my dime ?
I'm in the long line of work. Would love to be able to bump up my salary bey $3000 to $5000 a month.😀 Hmm... Florida seems nice... when is the next election? 🤔😂
You're only ever buying a *chance* of them paying out for the risk they're paid to cover, they'll weasel out any way they can. What we need is insurance insurance, another insurance company that's on the hook for the first insurer not paying out. Sit back, relax and let them fight it out between themselves 😃
Plenty of people have pensions. Both my parents have pensions. My uncle's have pensions. I have a pension. They were all part of a union though. Everyone I know that was not part of a union did not receive a pension, but they invested into the stock market early on so they live off the dividends.
Hello! I just wish I could have my own piece of land and park my van on it without anyone telling me about the zone regulations. 🤷♀😊🙋♀ What a beautiful pool and yard!! wow
You made some very strong points. People plan based on current possessions not realizing that everything is aging and will be worn out or need serious maintenance. Very sobering, thank you.
It's been awhile now. I still have mild swelling and occasional pain, but for the most part I am okay. Things that were not apparent at the time are now starting to bother me, like my hip and my arm. So I am limping pretty good most of the time.
@@anniesshenanigans3815 I was wondering how the decision was made, to put one in a plaster cast and one in a boot? I happy you've healed, and I am sorry for the issues. (Might want to keep the walker:)
Just joined. Love working close to home. Worked far enough away for several years. Enough is enough. If worse came to worse....I'd work pretty much 'anywhere' very close to home!
The American Dream was never work and depend on a pension. The dream was to work as hard or little as you wanted, pursue original ideas. Hard work paid off. If you wanted to excel you could. What you want is a company to provide a living and retirement no matter how crappy of a worker you were. If that is your idea of the American Dream it still exists….it is not dead. It is called doing a shitty job employed by the government, never held accountable, not producing anything , only sucking up taxpayer money. You are pathetic.
You are concerned about funding retirement, worried about healthcare before Medicare? Are these concerns regarding you? Someone like you making $50-75/hr should have a great savings, why not continue working until medicare age? Why are you retiring early, other than brittle bones just keep working. Your healthcare is most likely free. I have no sympathy for you, you appear way older than your stated age. Why did you not take care of your health? Do you enjoy victim status, boo hoo. Why are blue state liberals never happy?
I thought it was beautiful. I got there a day early and drove around to a few Parks in Lexington,KY. Then drove to Richmond,KY for the week ahead. It was a small town but really nice. Lots of great places to eat, for sure! I forgot to mention in the video that I went to Weston, West Virginia as well. I really liked that area. They have the Trans Allegeny lunatic Asylum and I had to go of course, right before Halloween. Lots of hills and since it was late fall, it was chilly. I stayed in a hotel by the interstate and there was the BEST mexican restaurant I have ever been to. A tiny little hole in the wall place with hand carved booths and tables. The chicken tortilla soup was out of this world. I cannot remember the name of it but I doubt there are any others around there. I went to WV twice, and would love to go back, in the Spring.
