I create videos about how to improve your credit card strategy. I use my own experiences to help guide the conversation so you can earn more points, miles, and cash back. I travel as much as possible, so I can give you real world examples of how I'm using my accumulated credit card points.
I'll cover a variety of credit card video topics including watch me apply for new credit cards, unboxing credit cards, best credit cards for each situation, finding maximum value in redemptions, and travel hacking.
It's weird that both of the Chase Freedom Unlimited and Flex cards have such a low sign up bonus of $150, I know it fluctuates every few months but its annoying when their competitors like Citi or Wells Fargo have a steady $200 SUB for similar cards. I never apply for cards with an annual fee, so this makes me want to break 5/24 rules because of the bad SUB alone.
They keep the grocery category off of their cards because they leverage them as promotions. Smart. Keeps churners coming back, and is a good way to bring people in through the door to sell other products.
@JacobsPointsAndProfit $200 for $500 3 months Also 12k spend for x5 gas and groceries. My player #2 will be getting this sub Wednesday giving us our 3rd year. Tried to do it Saturday but didn't want to wait a hour. I did have a good phone conversation with them last week.
@@JacobsPointsAndProfitI checked for that and they currently have a $200 intro bonus + 5% back in groceries and gas for 12 months. I got that offer last year for the CFU and hopefully will get it this time for the Flex 🙌
That's a great idea and I could easily do that, but there's a couple reasons why I haven't applied yet. There's Chase 5/24, Hilton cards may add family language and I might be locked out of their lower tier card bonuses, and I'm not convinced the Hilton resort credits will be amazing for my style of travel
I planned everything out perfectly for all friends and family rates in Eastern Europe so it won’t be too expensive (and it’ll generate a lot of videos for my other channel). But now we might want to go to the beach in Mexico or the Caribbean lol
Hilton is my #1 so far! Stayed at the Hilton Charlotte Uptown for 1 night just last week and I was upgraded to a room that gave me access to the executive lounge.
I was with you for Best Western. I was with you for Choice. I was with you for Marriott. I was with you for IHG. I thought we were going to make a clean sweep of all six and then you chose Hyatt for your second favorite and Hilton for your first favorite rather than the reverse that I would have chosen. We were so close! I can't blame you for the Friends and Family discount. Would you still have chosen Hilton as #1 if you had no access to the discount?
So close! I would probably have Hyatt and Hilton flipped if I didn't have the discount. I would still like the Hilton experience more, but because of how easy it is to use Chase points for Hyatt it would be my favorite points redemption
I got the AmEx Platinum and booked Turkish Airlines direct only to have a leg canceled and seat assignments denied. So I canceled Turkish direct. I rebooked with Chase via my Sapphire Reserve, and booked my condo and a hotel using Citi Strata/Travel and Delta Gold/Stays. Great bookings, while getting an immediate head start on rebuilding points. A booking price advantage is only an advantage if the travel goes smoothly.
I think you are the only one out there that understands it DOES NOT depend on 5/24 rule. I just got one and was well over 5/24. I don't understand why there is so much misinformation out there
Does the $300 only count if you use the account owners cc? Or, if an authorized user booked through the travel portal, that could use that $300 credit?
Asiana seoul to seattle business class did not impress for two reasons: 1. They dont provide a comforter to sleep? Really so cheap? 2. Food is totally rushed, not served with love and care and crew shortly after completely disappears The food is good and service is good for the most part. Young flight attendants are hard working and eager whereas the purser and older attendants are mean rude and lazy.
It's interesting because I haven't received a comforter on any of my 5 business class flights. I did notice the flight attendants weren't as attentive as some of my other experiences, but if this flight was available again I'd give it another shot
Great video! For the citi rewards + card when talking about 10% points back when redeemed - do they have to be redeemed through citi travel or does it also count as redeemed if you transfer the points to a travel partner?
Thanks! It's hard to say because I don't have the card but here's what the terms state, "When you redeem your ThankYou Points, you’ll receive 10% points back for the first 100,000 ThankYou Points redeemed per calendar year. This means that if you redeem 10,000 ThankYou Points, you’ll receive 1,000 ThankYou Points from the 10% Points Back feature. You will not receive 10% Points Back on points you redeem on Points Sharing transactions."
Couple of days ago I paid $429 usd for 34000 pounts. When I try to reserve a hotel for 2 nights I was told 58000 points or $450 cash. It's more expensive to pay by points than cash.
I’ll be honest, I was ready to argue, but this was a great video. All 3 solid points and you even presented a counter-argument. All around great video.
Yes you would need to cancel the IHG Traveler card to receive an approval and a welcome bonus on the card. However, if you don't care about the welcome bonus, you could call Chase and product change to the IHG Premier card
My cashback card lineup: Amazon Prime - 5% cashback on everything Amazon Citi Custom cash - 5% cashback on restaurants Citi double - unlimited 2% cashback Kohls rewards - 7.5% cashback Discover debit - 1% cashback on all purchases And then I use discovers high interest savings account. From all of this i earn about $800 per year. I preach using these tools to everyone, once you do the initial setup, which includes free bonus,’ all you have to do is pay off your bills in full every month, just make sure to setup auto pay so you’ll never mess up, and you’ll get $800ish every year for very little work, $800 isn’t life changing but it is a good chunk of change
Disappointed. So far my #2 doesn't appear to have the targeted offer for united. While I've purchased the tickets, her Miles number has 8 or 9 flights this year. With one of my cards as a AU she may be coming off 5/24 last month. Should clear her credit report next report date. I wonder if this is a consideration.
You can actually split your credit lines with your cards. Ie if you have 30k in lines of credit let’s say 3 cards $10k each but you use a specific card more…you could have the lines moved and have $20k on that card and $5k for three other two cards. Chase does it. I used to work for BofA in the credit card division and we use to do it as well.
