My name is Christina and I love all things personal finance, faith, and lifestyle! On this channel, I hope to empower you to take steps towards financial independence with practical advice and creative solutions. I believe that by finding balance in all areas of life we can truly thrive and build a life we’re proud of. So if that aligns with you, I hope you will join me and hit that subscribe button!
Romans 8:28 - All things work together for the good for them that Love the Lord and them that are called according to His Purpose.
My brother was imprisoned in India en I took sometime without hear from him en I so worried so I esther fasting praying for a surprise call from Indian en my third day God surprised me God does wonders in people's lives Glory be to God🙌
Found your channel a month ago and I watch this video ever so often. It keeps me accountable , I have 1000+ to go before I need to start saving ! Thank you so much for creating relatable content . Wish you posted more
Great video I agree with everything in the video in addition diversifying into cashflow generating assets such as rentals or other business ventures that bring in passive income can really help if one has the means since sometimes inflation can diminish the value of your savings and financial institutions such as banks etc sometimes can go bust and they dissapear with all of your savings.Diversification is key
great video, thank you for starting the retirement conversation hopefully young people will be inspired to think look into their situation. I'm an expert in the field and have seen how bad the retirement savings status is for most South Africans, i encourage you to do more research on this and spread it on your channel. Some pointers for research - Replacement Ratio, preservation when changing jobs and tax implication if you decide to withdraw, time until you reach retirement age, your investment strategy. Anyway i'm just excited you spoke about this its very important we take it serious. keep going with your channel, you doing well, maybe one i'll finally do the same...🤪
I’ve def never thought of retirement in this way. When you say 7 million, are you referring to ones net worth/ assets or purely the savings one has in their retirement annuity?
For me this would be liquid cash, so everything in my TFSA since I'm using it to subsidize my retirement savings, pension/provident fund, and other unit trusts and ETF Savings. I'm really not sure if I'm doing it right but all my investments are long-term except my emergency fund. 💯💐
new subbie! thanks for being transparent with us! Getting a grip on ones finances is both nerve wrecking and exciting at the same time. My networth is at a minus lol, and I'm giving myself until the next leap year to get it to a zero (or positive). Wishing you the best of luck.
Me and you are in the same boat sister. Went to the bank to draft my will today and that net worth part killed me only because of my home loan as well😩we're going to make it though🥳🙌🏽
@@ChristinaJuly i dont deny the spirit world or having a soul and all of that but there has to be a way of making this material world we live in more a perfect place where people dont suffer a lot and have access to wisdom , i think dry fasting makes people smarter but i dont know how it exactly works
Also on this journey, I finish paying debt this May 2024 and then I am debt free. Building my savings at the same time. I have saved 10k so far. The peace of mind is indescribable, imagine once I have completed the 7 step journey! Thank you for sharing Christina, I look forward to watching you through your journey!
@@ChristinaJuly really good i feel like i am unlocking left hemisphere in my brain , since the first dry fast i changed forever it is a lasting change This dry fasts are not sustainable but i think they are making me adavance to something more sustainable that can change the world for good
Damnnnn R33k is alot to me i wont lie 😅 im R4k in debt and im a student so to me thats alot and i haven't started my getting out of debt journey, I'm not ready. I have a TFG store card
I was like R50K in debt when I started and I've made some progress as the months went. I also had a TFG account it's one of the few things I closed when I first started. I'm determined to finish soon, it's so draining 😪 😩
Hi Christina 😊 How are you? Thankyou for the videos, very good and interesting!! I’m a Christian Believer. 😁💖 GOD IS SO AWESOME 🙌🏽 ❤ Keep making them videos, they are so nice 😊 👍🏽
I have fasted before during the course of the years but never had I ever attempted to do the Esther fast the way she did it in the book. I had done a similar version of it last year by starting at 6am and breaking 6pm God still answered me back then Amen and Glory to Him. Fast forward to 2024 I’m just coming out of one that was no food and completely dry for 72 hours. I’m not going to lie it felt like the most challenging thing I’ve ever done. “But God” because I managed to overcome and be triumphant with the help of His Spirit. I was praying and fasting for so many things. I will be back to share the goodness of God when everything else transpires. However I’m marveling at the present testimony of how He has gotten me through!!!! Glory be to GOD truly 🤍💜✨ To be continued…
Hi sisi, I just wanted to know whether in wits (psychology, honours) you have to go through an interview and write motivational letters as well as have reference letters? Thank you
Day 1 of my Esther fast. I am drinking water during this fast and praying and reading the book of Esther. Building my relationship with God, and wanting a breakthrough in my life! 🙏🏾🙌🏾
It doesn’t work, my dear. You send them money to do business, in a year, they will come back again and complain about why the business went down. Been there and done all that.
