Beach Living with Jen & Steph is made up of a team of REALTORS® in Destin, FL at Taylor Allen Properties. Our channel is for people interested in ALL things along the Emerald Coast including Destin Florida real estate, homes for sale in Destin Florida and the surrounding towns, and learning tips to make buying or selling a house easier and more profitable. Working at the beach selling Destin real estate has provided a true coastal lifestyle for us to enjoy. Our goal is to help all of our customers reach their coastal lifestyle dreams living in Destin Florida!
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To reach Jennifer Knaepple please visit www.TaylorAllenLLC.com, email Jen@TaylorAllenLLC.com, or call (850) 259-2894 To reach Stephanie Lankowski email Stephanie@TaylorAllenLLC.com, or call (850) 225-6159
Hey, thanks for pointing that out @meaganmoreno5917! That is great news that a civilian can use an assumable VA loan as a secondary or investment property. So, does that mean anyone who qualifies to assume a VA loan can use it in this manner? I admit this process is complicated and I enjoy learning about it.
"does your property border to retail space" caught my attention. From your VAST experience, I'd like to get your opinion on something please. I'm selling my house. To the East of my home is nothing but industrial, commercial properties. With that said, looking ahead to an appraiser coming in. They should evaluate all homes for comps fairly and equally. To do that, imagine they draw a radius around your home 1/2 mile either direction, in all 4 directions, creating 4 quandrants. All four have properties to use as comps. Because my property only has the left 2 quadrants with properties, is it okay to bring that to the appraisers attention. I was suggesting to move my property "point" to the left 1/2 mile so that i get the same benefit as everyone else, with all 4 quadrants occupied with properties. Otherwise I am only benefiting from 50% of avail homes for comps. I feel like I'm disenfranchised. I know this was long, hope I explained it. Wish I could send a pic
I was interested in buying there or cape San Blas (to use ourselves and also rent short term) but was told by a realtor that the taxes were going to be the highest in the area soon and that there is a huge bug problem because of the bay. Wondering if that’s the case or if they just wanted to show homes in Mexico beach.
Hi! Property taxes in Mexico Beach and Port Saint Joe are pretty much the same, and both counties have lower property taxes than the state average. We live on the Bay in Destin and stay on the Bay in Port Saint Joe. Bugs are the same and not that bad. There are fewer bugs because of the Bay breeze.
It is really just preference and needs. Bayou Drive is not in a gated community and does not have an association. Regatta Bay is gated with an association. Bayou Drive is all deep and protected waters. Regatta is some deep and protected and some shallow and open bay. All gated communities will cost more than nongated communities.
Hottest place I've ever been in my life. You know it's hot when you get out of the truck and look over at your friend from the Philippines and he starts laughing knowing what you are thinking It was the middle of August.
You DO NOT have to live in the home if assumed without VA Entitlement substitution. The buyer is not required to occupy the property of the assumed mortgage if the buyer surrenders their Entitlement to the seller.
Also, most ask for a down pmt of 10k on up im assuming its to cover any back cost, plus ive heard you can convert it to an FHA loan, to get out from under the VA loan Identifier....any thoughts on that???
Nice to hear! We are looking for a winter home to base from in our small travel trailer and the area around Port Saint Joe is looking really nice! We are in another area in FL right now that we really had high hopes for, but it's just not right for us.
My daughter is militar and she is relocated to Texas she needs to sell her house, she own the house for a year and I want to buy it but Im a civilian, she doesn’t want any equity since is selling to me what are the chances to asume her loan?
Hi and great question! The lending institution that holds your daughter's loan (aka: where she pays her monthly mortgage) is going to be your best resource. Call up her institution and ask to speak to the authority on assuming her loan. Each institution has a different set of rules/qualifications for assumption. Generally speaking (not as the expert in your situation), you would need to be able to qualify for a VA loan in order to assume one. However, there are exceptions so call and see what they say! Your daughter will actually have to be the one to call since it is her loan.
Oh good ones! Yes, appraisers and realtors are limited in what they can disclose due to fair housing laws. Everyone at the table needs to do their own research.
Just curious what makes Western Lake infamous. I can’t find anything tragic or negative about it on the interwebs. Great video! Going today because of your video.
A little summary of the type of materials used to build a home; Cement Steel, Wood, Glass and Stone. I favor the Modern and Contemporary combo style of homes.
Question about the shoreline on Panhandle beaches. We just got done with two fantastic weeks in NW Florida, covering Pensacola Beach to Panama City Beach. We loved our trip, which was both for pleasure and our screening process for retirement locations in 2025. One challenge was that we didn't find any beaches that are basically flat or gently slopped into the water. Is this a seasonal thing or is it always like that in the panhandle? With 50 years of beach travel, we are very used to common variables at beaches i.e. tides, winds, water clarity, and topography etc. (Florida/GA/SC/CA). However, during our visit to the Panhandle, no matter which beach we were at, the shoreline was was like walking on a hill or an uneven ledge. We had no indication about these coastal ledges anywhere in our research. Comfortable walks on the shoreline are a huge part of our decision making. In our senior years, we want to walk on the beach in an area that most often is safe and comfortable, and keeps us active for as long as possible. We have worked hard for and dreamt of having the beachcomber experience as part of daily lives. Thanks ahead of time for any info on this that you can provide.
