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This gives me the same ick as people who try to make everything smart in their house such as light switches. It just feels like a lazy one of the futuristic person instead of actually something that’s necessary or ends up working properly overall, this is very unnecessary and brings way too much risk with it. You should be able to do these things yourself. It doesn’t take much time to do your payments. Some even put it automatically which does need an AI to do so this feels more like you’re relying on it than using it as a tool
I think it’s quite immature, especially when you give them such unnecessary information that would put you in a very vulnerable situation. If anything happens such as a data leak, which can happen and has already happened in the past imagine your Instagram getting hacked it’s your entire information of what you are and who you are, where you live and your bank account information release to the public