@@thereality9784 no this isn't. Once I chartered my salary went to around £37k. I worked in the role for around 2 years before moving up to a £55k role. I believe this is similar for most qualifications (ACCA/CIMA/ACA). This is outside of London and I didn't work for the Big4 either. Both of those factors may command a larger salary sooner 👍
That's an incredibly cheap mortgage, I'm looking at getting my first home and I don't think I could get remotely close to that price. Is it a 2 bed home and how much was it if you don't mind me asking?
You make a great point here, and it's a good question to ask. My house was £160k exactly. This was back in November 2019 on a 5 year fixed rate mortgage at 2.4%. (10% deposit) Yes it is a two bed, my house now is worth around £205k (roughly) based mostly on the increases we saw during the COVID years. I'll put out a house tour in an upcoming video so you can get a better idea of house. Back in 2019 comparable properties were roughly £15k - £25k more than what I paid, as mine did need a lot of work which I did myself during the first few months. So you can save a little bit here. I am due to re-mortgage in October, so I will cover this in more detail as I know for a fact I will be paying considerably more at this point than I am now. I feel your pain, looking back when I was buying on a much smaller salary I didn't think I would be able to save to buy a place. But I just cut back where I could and saved as much as possible. It's worth it when you get there!
@@kwameopoku3576 don't mind you asking at all. It took me roughly 18 months. I started saving around £700 a month. But this was too slow. So I got rid of my finance car and this enabled me to up my savings to around £1100-£1200 a month. (Explained in my worst financial mistakes video). During the last 12 months I was also renting a room for £250 (very cheap) so this helped.
