Mere agent ne jeevan akshay plan chipka diya jab mujhe finance ka gyan nahi tha. 21 lakhs leke 10000 pm ka pension plan chipkaya. Jab gyan aaya toh pata chala kitna ghatiya plan hai. Isliye maine is 10000 ko QUANT small cap fund me sip kardiya next 40 years k liye. Shayad 20 crore ban jayenge 40 saal me.
Sir, yearly Salary 16 lakh hai , 25 years service ho gyee hai. Office se Pension 45 thousand per month milegi. Gratuity amount + leave encashment 15 lakh melega. Kya service se VRS le liya jaaye? And amount ko investment kiya jaaye? 4 lakh tax deta hu.Advice please.Age 45.
Jese aaj devloped country like usa, England mein interest rest 2% se kam hei india abhi devloping stage mein hei iseiliye interest thoda zyeda hai dhire dhire ye interest kam hoga na jan india devloped country ban jayega .so abhi iss type ki plan invest karke kyun na hum interest ko lock kar sakte hein .kya guarantee ye ki pension plan mein 20 years ke baad 6% interest rate pension milige.plz reply us sir doubt ko cleare kiye je.
Senior Citizen ke liye Immediate Annuity ka plan lena chahiye jaise ki Jeevan Akshay. Us se pehle Senior Citizen Saving Scheme ya PMVVY bhi better options hai. Maine videos bhi banaye hain inpe, aap search kar ke dekh sakte hain.
Guaranteed ajj kal kuch nahi....The Guaranteed word is enough to buy this Jeevan Shanti LiC policy.. Also till aftr death the amount gets return ed to your nomineee....please give full info
"Also till aftr death the amount gets return ed to your nomineee" - This is where you start losing money. There is also something important called as Time Value of Money. ₹7000 today are more profitable today as compare to ₹10000 25 years later.....
Not really. Not all other plans are market linked. There are 3 types of plans broadly. Also, Market linked plans "can" go to Minus but show me any plan.....any ....which is negative after 10-15 years on investment. Also, never mix Investment and Insurance.
tere kahne ka matlab hai hum mutual fund jaise platform pe paise ko duba de , jiski koi security nahi agr LIC me baba ji ka dhillu milega to kahan tu bol rha investment ke liye wahan baba ji ka ghanta milega band kar apna chanel because LIC is the best option chahe vo saving ho ya. risk coverage doston iski baat me mat ana ,isne jisme bhi investment ke liye bola sab bekar hai
So, aap ya to khud ya fir aapko koi kreebi jankar LIC ka agent hai. Aur isliye hi aap iski tareef krne mei lage. Baaki aapki language se pata chal raha ki aap actually investment ke baare mein kitna jaante. Khair, aapka ghar chal raha us se to aap keh sakte ki woh sahi. Lekin kisi ko galat baat bolkar paise kamane ko kya kehte - yeh bhi apne doston ko bata deejiye. 😊
Inhone jo bhi kaha sahi kaha hai...tum jaise faltu agents k chakkar me log LIC jaise ghatiya plans khareed lete hain aur time value of money lose karke gareeb ban jaate hain zindagi bhar k liye. Friends, never ever invest in LIC or any insurance policy. Only buy plain term insurance and invest most of the money in good quality Mutual funds for atleast 15-20 years.
