Wait until you pay off your car. Then in a couple of years you can buy a brand new truck. Save your money now in case something prevents you from making youtube or singing. Don't be in debt
ເປັນຫັຍງບໍ່ແປງທາງກ່ອນປຸກເຮືອນ,ຢູ່ ອາເມຣິກາ ເຂົາເຮັດທາງກ່ອນປຸກເຮືອນ,ຢູ່ປະເທດຈະເລີນເຂົາ Down ເອົາໝົດແຕ່ວຽກເຂົາມັນໝັ້ນຄົນແລະລາຍໄດ້ພຽງພໍ,ແລະລັດຖະບານກໍ່ໄດ້ພາສີໄປສ້າງປະເທດຊາດເຮັດໃຫ້ບ້ານເຂົາຈະເລີນ.
You should spend money to fix the road in front of your house first. The dirt road is making your house dirty plus its making hard for you to get in out of your own house.
In Laos, does good credit benefits you? If not it's probably better pay cash. Here in the US, with good credit you can do anything for low interest. I have bought a brand new car and a used car, personally I think it's better to buy a good used car. Just take good care of it and you're good.