I think Balance is the guiding principle to plan for retirement. Enjoy the present moment, at the meant make sure you save enough money for retirement. It doesn't make sense you don't have a property when you retired. This is a very basic thing for every retirees.
I am a high income earner, but never planned for retirement that much, until realising that if I stop working, my income will cease and won´t last too long. From mid-30s I started investing for passive income. I am nearly 60 now and my passive income is more than my normal wage. I started to working less, only 29 hours a week and trying to get used to a slow pace in life. Maybe next time I travel I will fly business class instead :) I fear if I stop working I will start to age quickly, so not sure if I want to stop work totally.
I assume you could read Chinese, I Chinese such that I could type faster. 你有遠見👍👍 一早準備退休金。無錯，中年被裁員大有人在。而到今日你仍然工作中，即是對手上工作仍然沒有十分厭倦，而且某個地方需要你的能力。 我一直覺得，如果有自己喜歡做的工作或事情，就一直做下去吧，不用為退休而退休。 像你減輕工作量，對身體也是平衡下，又保時適度活動，是好的。😊 像鍾海綸說，即使退休後也要保時生活感，不要百無聊賴，每天無所事事，那就真的很容易退化... 如果退休，要做些準備，例如夫妻關係，身份轉換...😊
@@nobird8888 Like you, I grew up in a poor environment and never had luxury goods growing up. I don't spend much still but have nice things. I am in the school of delayed gratification. My children are grown up and working. I will start taking longer holidays from time to time. I am starting to going through empty-nester stage of my life.
