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Thanks and it is very informative. I have some questions on the 2nd last question about why the it is taxable for RRSP or TSFA is it is passed to the children and not to the spouse? So if I put my RRSP and TSFA beneficiaries as my child, it will be taxable to them when I pass away?
Good question! To put it simply, under the spousal rollover rules all assets can be transferred to surviving spouse without immediate tax consequences. If you require more assistance in determining the best tax-efficient strategy for your estate planning, our advisors can provide a complimentary consultation online, please click this link to make a booking: novellawealth.com/invest/
