在欧美国家盛行的逆按揭计划,让退休后却不够养老金的人士,可以靠抵押自住的房产折合为每个月领取的“退休金”。财经分析师提醒,虽然这是其中一种退休方案,但要是过度乐观而过度炒房,反而可能会为退休生活制造问题。
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22 июн 2022