I am sure everybody who do not face retribution yet think all are good with them. If you make genuine sincere vows to cultivate then your retribution will show up. Take care!. Karma actually help us to cultivate, we need wisdom to handle it, the more karma the better but please do not deliberately commit bad karma, can use others karma to cultivate, your wife, children, parents and brothers and sisters maybe good friends as well. Must have the abilities and great virtues. Provided these people want to change to be good and cultivate, otherwise do not bother, mind our business. Noini had her mental obstacles removed and her state of mind was set up by The Buddha to cultivate the wholesome dharma to accomplish the way soon.