補充及更正: 1. MBNA 定期可以網上申請但只可以用打電話方式管理。以下摘自 MBNA 網站: How do I manage my account?expandable section The only way to manage your account at the moment is to give us a call. www.mbna.co.uk/savings/fixed-saver.html
@@wafflecat8125 MBNA 網站話快到期是會聯絡客戶安排 "Once your account matures you’ll have easy access to your savings, we’ll get in touch with you before then with your available options and next steps." www.mbna.co.uk/savings/fixed-saver.html
小魚爸，其實如果買 etf 作收息用，會唔會好過定期？我點解咁問呢，因為早排用 ib uk 嘅 isa 戶口買日股，之後 take profit 賣出，誰不知 ib uk 自動將賣出後嘅 yen 轉返英鎊！好彩 yen 升番，如果唔係就賺股價蝕滙價，我見到咁，同時又唔想再買股票，所以先想轉 uk etf，咁將來收息收英鎊喺英國用
Good morning. I am a retired person and would like to know if i have savings income only, am i eligible for GBP17,571 personal allowance or only GBP5,000 savings allowance? Thx
I am not a tax or financial adviser. The following is purely my personal understanding, not professional advice 👇 Good afternoon Betty. If you only have savings interest income, you could have at most £18570 tax-free. That is, £12570 (Personal Allowance) + £1000 (Personal Savings Allowance) + £5000 (Starting Rate of Savings) = £18,570. I have a calculator for this. You can use it here, but you will need to register for an account first which is free. www.smallfishmoney.com/savings-interest-tax-calculator/
