新加坡組屋令港人趨之若鶩？Inside a 4-Room HDB Flat, 1000 sq. feet｜How Singapore Solved Housing Issue?｜香港人在新加坡 

新加坡政府最注重民生的三件事就是。。。房屋，教育和医药，每一件都做到世界一流，新加坡人民真的很幸福。

房屋政策是新加坡政府對住戶一個很好的施政！👏 值得其他國家借鏡學習 👍

Singapore 🇸🇬 HDB Ground floor have Either Multi purpose Built Hall or Void decks, that are mainly used for Weddings and Funeral wakes. All HDB Flats are Sheltered walkways to Bus stop and Multi storey Car parks.

很好的分享！詳細講解多謝！

多谢分享新加坡资讯!支持一下纲主😊👍👍👍

謝謝K媽為我們介紹新加坡HDB。新加坡人民真的很幸福

祝福你和家人天天开心幸福

感謝姊姊介紹新加坡🇸🇬組屋🙏

好開心陪寶貝Karman公主home tour

Thanks 你對新加坡評論好中肯

解釋到好仔細，讚讚讚！

呢條片好真實，資料確鑿，有價值。讚！

首先，小妹感觉得到Karman姐姐对现阶段的生活是开心满意的。但是就是有那一小搓人对新国有莫名其妙的敌意，他们有时还故意假冒新国人，以新国人的口气和其他国家地方的博主/网友制造矛盾和冲突。小妹唯有揪出和指正这些人，让他们无可遁形，无法再搞搞震。若有干扰到Karman姐姐，小妹在此向姐姐赔个不是。最后，祝Karman姐姐全家旅居新国生活愉快如意。

Thanks for the Info !

欢迎到新加坡！

Thank you for sharing 寶貝Karman公主❤️❤️❤️❤️❤️❤️

妳住的组屋,环境很清幽,绿化又近河边,居住非常理想.

不会遥不可及啦。过几年小k上学后，你们两在公积金贡献很多，申请公民有机会的，新加坡最喜欢肯为新加坡贡献的人材，特别是家庭。当你的小孩上完小学后，你就发现自己变新加坡人了，落地生根了。

多謝！

Very comprehensive, bravo !!!!!

Good job 🎉❤ Singapore is very nice 🎉❤ Fully support 🎉❤ From Montreal ❤🎉

羨慕😍😍😍

Like左再睇❤️

哇塞！有新加坡这样的HDB四房式住，那就满足了。

Very well explained.... Karma!!! 👍👍👍👍

You can be a very good Property Agent in singapore ! Singapore is indeed for you and family .

1st of all there is a big difference in the unit area of the flat. HK 1000sf included the common corridor outside the unit main door. Whereas Sg 1000sf is all internalize within the unit. This fundamental difference allow for better spacious design / layout in Sg HDB flats.

K mum, a very comprehensive video on HDB apartments. Hope you can 快D上楼。

Wow. the unit u've got is so nice and spacious!

Some people think that buying a HDB is like renting from the government for 99 years. However, I beg to differ, since you can sell your HDB after 5 years and make a substantial profit which is not achievable from renting. So in a way, you still "own" the asset (HDB) since there is capital gain.

very good

美女分析的很到位，赞👍❤

恭喜妳們買房子了🎉

关于水电费优惠 ( U-Save rebates), 越小间的HDB Flat Type, 得到的补贴会越多。

Very comprehensive introduction of HDB, well done!

又 大， 又 宽，又 空气 好， 又 易 供 楼

好希望Karman一家人好快攞到綠卡，自己買層樓，喺新加坡定居。

厲害K妈 服了！果然有做功課😆😄

This was your first rental public housing in SG. I believe you have moved in to a rental private condominium now. Very resourceful information for foreigner planning to work or setting down here. Thank you for sharing 🙏🙏🙏🙏

住在新加坡🇸🇬的人，喊命苦，真的無話可說了！

Pls take note grant is only available for citizens...PR are not eligible for any of the housing grants regardless is BTO/Resale

建屋发展局(HDB) 所建的组屋虽仅属99年地契 但若以第一手买入的新加坡人而言 相信至少可住其三代人或更多 故足见有余 只要是明理的新加坡人肯定满足 且不抱怨

多谢分享😊

一看就知道你大概住在Boon Keng 一帶…去市區好近…好地點👍

Please detail the ground floor general condition.

星+坡超有保留，香港人在英國你唔洗水蛇春咁長的限制，比200萬港元就可以買到有前後花園有車位兩層高的別墅屋，自由出租也可以，業權地權仲係永遠擁有，綠化小河景觀多到嚇死你呀。不過都會支持你唱好新+坡，加油！🙏🏻👏🏻

我的遠親是新加坡華僑，用依親家庭團聚申到家人移民新加坡，他們在中国是。耕田農工，辛苦吃力勞工，不願做，年老了，領新加坡社會福利，入住公共房屋（香港公屋房屋摸型）生活質數~平淡克板退休生活~羨慕呢

Nuclear vid very hdb informative !!

真的是要感谢cpf，。我两年前bto到2room的房子， 2026等拿钥匙😄

'Otter' in Mandarin is 海獺 tǎ 。Cantonese is hoi2 caat3, as in Cantonese 察。Hokkien is 海獺 hai chuat4 (sounds like you get shocked, "chuat tiok")

HDB 水電費唔係比私宅平, 而係住HDB 嘅新加坡公民可以按照組屋大小享有水電費回扣，但係如果外國人租新加坡人嘅祖屋，水電錶用原來業主個 account 就有機會獲得水電費回扣

新加坡政府在1960年就已经设立了HDB啦。如果是70年，就已经晚了。😅而且有些老二手旧楼价格还是很高，还一直在攀升。所以价格得看各种情况，不只是年数。

当你可以在二手市场买hdb，你能力范围尽量买大一点的，你女儿/儿子未来也不用担心她的居住，政府自然安排。你老了时候，当他们都成家，你们夫妻可以把hdb卖掉，换小一点, 2房式 or 1 房式，赚到的差额足够让你们养老。

Princess Karman is always so sweet n gentle. Like u alot

Bto flat includes flooring n wall tiles, toilet fixtures eg toilet bowl, sink/wash basin, doors, metal gates, electrical power points, switches etc. It doesn't include furniture

PR can buy resale HDB~ ie. Foreigners can buy resale HDB if they are PR for 3 years~

其实在🇸🇬买房的话，不管钟意哪种房型，我都不建议买二手的啦，要买就买新的。因为这边生活压力大、节奏快，导致凶宅数量实在太多了，所以很容易踩到雷。不像很多其它国家的房市那样，有透明公开哪些住宅是凶宅，发生过什么事情之类，然后以打折的价格出售，🇸🇬是完全没有这种制度的。最有名的事件，就是前几年一对很有资产的姐妹双双去势在自己的独栋豪宅里，很久以后才被发现。当民房队员进去的时候看见的场景非常阴森，两姐妹也早已经化作白骨，其中一尊还端坐在椅子上。。。如果踩到这种凶宅无疑对自己家族、家人的风水是极为不利的，但又无从查证，有些人会花大钱请风水师去勘测以后再决定，但在现在这种满街神棍的时代，要找到专业的实在太难了。

A clarification is required of leasehold. In fact, most if not all flats in Hong Kong are leasehold. In as such, it makes no difference between HDB and flats in Hong Kong. New HDB starts off with a leasehold of 99 years, from the time it delivered. I think most flats are much shorter than this in Hong Kong, some might be even shorter than 30 years, or even its lease is automatically renewable annually. It not mistaken, the annual renewal is 3 pct of the rental value of the flat of the year, payable to the government of Hong Kong.

大人床上没有放普通大个长圆柱形状抱枕。

😊👍

Hi Karman, From what I know after your flat reach 99 years, our Singapore government will make sure you will have a place to stay so nobody will become homeless.

Karman , u stay around Kallang area ?

Leasehold 99 years because most people can't live that long and is difficult / expensive to maintain when flat is too old (also to make sure there is land for next generation). Normally when flat is too old then there is scheme for government to buy back the lease and offer a nearby new flat to be bought again. Yes price depreciate when flat is closer to lease end time. Anyway, I think is better than China (70 years lease) or Hong Kong (lease till 2047) which there is no written law mention what will happens when lease expires.

You should invite your Fellow Hong Kong 🇭🇰 SAR Irene to visit your HDB Flat.

同香港最大嘅分別就係99年期組屋純粹係一個住屋嘅方案，並冇長遠投資成份。仔女大咗會買自己嘅祖屋所以唔需要憂慮要留返間屋比仔女

I stayed in a hdb executive masionette. 😊

新加坡的房子，抽油烟机的烟是不可以排放出屋外的，所以吸油烟机都是没有排放管的。这一点其实是非常特别的，应该让大家知道，让需要再家做饭的人有好心理准备。

有小朋友最好装铁窗，你不会知道他几时会爬高！我们家里4个成人也装铁窗，因为有时朋友的小孩会来玩，安全第一👍

HDB 無可能包家具的. 係一間吉屋，condo 先會😅

Where do you get the info that PR can buy HDB resale? Single PRs cannot buy a new HDB flat or a resale flat alone. Under HDB rules, a PR may qualify to buy an HDB flat under two schemes: the HDB Public Scheme, which is buying with a family unit (i.e. spouse, children, siblings, parents), or the Fiancé/Fiancée Scheme, which is well, your fiancé or fiancée.

喜歡你今集的新加坡HDB介紹。你是否有興趣參觀一下複式HDB？若你有興趣，好歡迎你來我屋企參觀😊⋯⋯

所以即係幾錢呢？重點呢？

Hi I roughly know where you stay. The rental at your place is quite expensive because it is consider as mature estate. We are blessed to enjoy such luxury when other citizens in other countries don't! We thank God for blessings us Singaporeans and hope continue blessing us Singaporeans.

'新加坡住房發展委員'建造好出類拔萃嘅公共組屋用于人類居住，但'香港房屋委員會'善於建築鴿單位用于動物種。 兩個機構都以不同嘅視角看待他們的'人口 ! 😂港人趨之若鶩喺好多新加坡人嘅期望範圍內，冇乜唔尋常嘅!

BTO 邊有家具😅？外國人係可以買組屋，叫做foreign spouse scheme，可以係HDB website 查到，只要另一半係Singaporean 就可以。另外如果財政能力夠，在一開始申請認購BTO時，把申請人中屬配偶的Singaporean 列為occupier . 將來個occupier 就有買私宅而又不需賣走HDB 的選項😊

The Next Time, You should bring your Sister Katrina to visit this HDB Block Apartment.

U talk like u own that place beaming with pride

令港人趨之若鶩

你住bendemeer Rd blk 38或39.如果没错应该是。

There is a limited supply of Jumbo size type of HDB flats which has between 147 to 199 square metre. They are meant to accommodate 3 generations (grandparents, parents & children). The government does not build them anymore. Therefore, one can only buy from existing home owners. Some of them can have 5 bedrooms and a large hall and 2 kitchens with 4 toilets. As Singapore is independent as a nation 57 years ago, the lease of 99 years is far from most home owners' mind. This duration is enough for 3 generations. HDB has a lease-buy back scheme in which home owners in their evening years can 'sell' their home back to HDB. A price is first determined. Every month, HDB will give the owners a fixed amount of cash while they stay in the unit until they are not around. Then, HDB will pay the reminding amount to the next-of-kins and take back the unit. In this way, the home owners who are retired can have a steady stream of income. As the estate may be mature, the children are not interested to stay with their parents. Or the children are staying in private condo. The older folks has sentimental reasons to remain in their beloved abode.

新加坡照顾国民的生活，香港是照顾资本家族的炒房生意。能在香港不靠父母上车买房的都算是厉害的人。

你的第一個客房的白色書檯 ，在“宜家” 買的嗎？ 以爲我都有張一樣的

Point 2 is only applied to Singaporean households and for point 4, BTO unit doesn’t come with any furnitures.

人家説是香港炒樓令樓價貴了.我說不是，是定律，將來會像香港一樣，樓面細了，貴了.現在就是啦，所以買就趁早，現在不是五房就像以前四房，時代進步的.新加坡也進步。廚房冇這兒大.開放式。以前是大家族食飯，現在是叫外賣

我第七百六十六個like

I can feel your happiness. Congrats. Haha

因为我们的组屋一流香港人平民没这种组屋住

Your place is at which area??

香港政府真的要向星加坡學習房屋政策, 不要只市民賺錢

我也住喺4房式

Hi K 媽，你囡囡係新加坡係讀國際幼稚園？抑或普通屋企樓下嘅幼稚園？

HDB Flats are under 99 years contract but generally before 99 yrs Govt will buy back (M-bloc) the Flats from owners for new development plan and re-allocate a new HDB site to all owners with subsidy.

關鍵的租房價格沒有說啊😂

香港樓係炒係用來賺錢，星架坡組屋或者樓宇會唔會炒？

未講到重點 租多少錢？買又多少錢？

以前買三房是四萬或二萬⋯艮平的⋯多年前買四房和政府買，都是十二萬，九百尺，和香港天價比嚇儍

70,80年代， 第一次拿政府组屋，大多选择四房式和五房式。这一代的人卖屋都赚钱。现在这一代的人，以后卖屋是否会赚钱?

HDB is set up on 1 Feb 1960

小心别让小朋友太接近水濑，它会咬人。

Nothing is perfect, please re[ly my question what I mention before 3 months, thanks