Just take care of your mental and physical health well-being through correct meals & valuetertainment but this requires knowledge ah. There shouldn't be such a drastic change in lifestyle upon immediate retirement.
See how you spend, if everyday eat out don't cook. But & buy even sales but not using it. But did the sake of buying. If u own a HDB, pay installment then use sparingly according to your means.
Never emulate Chen jian bing in having extramarital affair , five minutes of pleasure in exchange for a lifetime misery financially and emotionally.Had he been more discreet in his life, he will not be saddled with alimony payment .He has to slog day in and day out to pay for his mistake, it is so not worth it.