🌸 MARCH 2021 | CASH ENVELOPE STUFFING | PAYCHECK 2 | Low Income

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#cashenvelopestuffing
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Опубликовано:

4 окт 2024

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Комментарии : 149

@budgetinglifewithmonique4045 3 года назад

I am low income as well and I carry a Louis Vuitton purse. I saved for it and I wanted to treat myself ... no need to explain yourself girl !!

@randicharters5163 3 года назад

Sameeee I just bought an LV wallet, no shame!

@simplykamy 3 года назад

I need to be like this ♥️ I love the confidence and I am gonna work on mine. Thank you ladies 🥰

@squishycaroline 3 года назад

I’m so happy to hear as well bc I’m also low income & im saving for my first LV wallet 😊

@randicharters5163 3 года назад

@@squishycaroline that’s exciting! Which one?

@budgetinglifewithmonique4045 3 года назад

Squishy Caroline keep saving girl !!! It is totally worth the investment.

@ceetocee-financelifestyle9496 3 года назад

You def don’t have to justify having a nice wallet and being low income. Even if it wasn’t a gift, just because you have low income doesn’t mean you don’t deserve nice things! You don’t owe anyone an explanation. 💕 I hope you have a good anniversary!

@msredstar03 3 года назад

Period!!!

@nani.36 3 года назад

Agreed!

@kelliet8772 3 года назад

Totally agree!

@Justtryintomakeit 3 года назад

Amen

@Raesbudgetingworld 3 года назад

Exactly! I was like why y’all in her business?

@sj9410 3 года назад

Mama you gotta set aside money just for YOU! You deserve it.

@simplykamy 3 года назад

I do 😭 I am gonna do it in the next week I think. Thank you ♥️

@kaylatodd4555 3 года назад

I can't imagine feeling like you should comment on how someone else spends their money! People are so entitled. Keep doing you!! You don't owe anybody anything :)

@simplykamy 3 года назад

Right? >..< it can get frustrating at times. But people like you make it worth it ♥️

@savewithlex.9457 3 года назад

Gift or not, no need to justify to strangers. Love the video as always

@simplykamy 3 года назад

You’re so right, thank you 🥰

@mikki1576 3 года назад

My jaw DROPPED when I heard that people were questioning whether you were actually low income because of your WALLET - the entitlement of some people is disgusting. You don’t have to explain yourself to anybody! You’re doing a fantastic job and thank you for being so transparent with us ♥️♥️♥️

@lordy7933 3 года назад

You showing how Low income people can pay off Debt while saving for big purchases. Kudos to giving in-laws some money. Keep it up Mama. ✌🏼PS. pretty 💅🏼

@simplykamy 3 года назад

Yes!!! Thank you so much 🥰♥️

@latinaar1budgets 3 года назад

Don't worry about noise I know I really don't hear it.

@simplykamy 3 года назад

Thank you Abigail 🥰

@tianaasimonee 3 года назад

I love how transparent you are! More of us can relate and enjoy your content because our incomes are similar. Started my sinking funds with some of the stimulus $$ and I’m so excited to see where we are by the end of the year!

@simplykamy 3 года назад

Thank you 😭🥰 sometimes I get nervous that I’m too transparent, but that’s just who I am >..< and yes!!! I love that idea. I might start my 30th birthday sinking funds solely for drinking and eating with my friends ♥️

@tianaasimonee 3 года назад

@@simplykamy I put drinking instead of sinking lol 😂 oops

@kirstyward932 3 года назад

only started watching you the other night and i absolutely love you and your videos, you seem so down to earth and you saving money has really motivated me to start saving even just £5 a week, thank you n keep it up you’re amazing x

@simplykamy 3 года назад

This is so sweet thank you so much 😭♥️ and let me know if I can help with anything ^...^

@roseemich 3 года назад

mama you don’t need to explain, it’s your money and just because low income doesnt my mean you can’t take care of yourself or buy yourself nice things💗 hayaan mo lng ung mga tao ganun

@simplykamy 3 года назад

Tama ka talaga 😭 grabe kasi maka judge yung ibang tao. Pero I need to be more confident ♥️

@mommytoaxel 3 года назад

I too manage all of mine and my husband's income and find myself using the little spending money i put for myself for things we need around the house or on my kid. They both get bigger allowances- the problem then is i find myself mesmerizing over things i wish i could get for myself.

@simplykamy 3 года назад

I hope the best for your family Tiffany 🥰♥️ and I firmly believe that just managing your money is so much progress already

@messfanfare7126 3 года назад

I love everyone that’s being so supportive in your comments it’s making me cry 😭. Your amazing, I just come across your page and I feel so welcome and safe!

@wilmavpijkeren-raayen4482 3 года назад

You're doing great...I'm a 58 year old mom who spend a lot of here "pocketmoney" for here kids and I've never had any regrets. Now there are adult and I can spend it on anything I like until I'm going to be a grandma 🤣🤣🤣 then that hole cycle is starting over again😁 As long you're feeling good about it there's nothing wrong with it😍😍

@simplykamy 3 года назад

Thank you so much 🥰♥️ and you’re so right 😭 I definitely appreciate this

@Restingmadface 3 года назад

I love your determination, optimism, and goals. You are setting your family’s future up right now. So amazing to watch.

@FoulMuthUnicorn 3 года назад

Hey lady, just wanted to say i love your videos. i also wanted to say you deserve nice things . it doesn't matter that you currently have low-income. you are a great mom and wife and you are doing great managing your family's money . Don't let the haters make you feel bad . weather its real, dupe, a gift or you saved up for it you deserve it. so much love ! thanks for teaching me how to cash stuff. cant wait to start

@jeantan5322 3 года назад

Rewatching old videos cause I'm bored 😂❤

@amberparedes875 3 года назад

I'm new to your channel and it seems like a doable system. I wonder if you could do a video how to figure out a budget, then starting this type of system. For example how you come up with the envelope figures you put in every paycheck...etc . I guess pretty much from the beginning of this kind of journey 😉

@simplykamy 3 года назад

I was thinking about a video or a series explaining how to budget from a beginners view. I can definitely start to plan on how I can explain and tackle that. Thank you for being here Amber ♥️

@thesaveathomemom6108 3 года назад

I love the pastels!!! 😍

@simplykamy 3 года назад

Me too!! ♥️

@blancajrodriguez 3 года назад

You should separate your groceries, eating out, and toiletries into different envelopes :) it helps a lot

@simplykamy 3 года назад

I definitely will once our income gets a little bit higher

@colleensbeautyworld 3 года назад

Im new to your channel and you have already inspired me to start budgeting and using planners. We are maybe middle-low income. I am a social worker but my fiance isnt employed right now and this would help me to save for our future. :)

@simplykamy 3 года назад

That means so much to me Colleen 🥰 thank you! And I know you’ll be able to budget your income well as long as you’re trying. Its hard to budget for a family with one income, so I hope that he would get something soon. ♥️

@colleensbeautyworld 3 года назад

@@simplykamy Thank you. He has Disability for his back and that helps until he can work one day. He was in a horrific motorcycle accident when he was 14 and in a coma for 6 weeks. He never healed right and then he played sports and worked and now his back is really bad. We are doing ok. I just want to start saving for a house and the future. I love watching your vlogs. When I was 18, my boyfriend, at the time and I turned a barn into a 2 story apartment. It was a great space. :)

@maryaragon2507 3 года назад

Nice that you give a name and place your finances. Some people don't even try so you're ahead of the game.

@Pichona29 3 года назад

If you guys are looking to get a phone plan together and your phones are payed off you can get on a family plan through a prepaid company. Like Metro by T-Mobile. It’s way more affordable than actually being with T-Mobile. You can keep your same numbers. Plus They use the exact same towers as T-Mobile. I already told my hubby we are switching bc rn we are paying way to much for 3 lines. 😓

@DIYBEAUTYTIPS88 3 года назад

You guys are doing soooo good!! I am happy your channel is getting more traffic!! You have been super consistent with videos and that helps a lot

@simplykamy 3 года назад

Thank you Cassandra 🥰 you’ve been with me for awhile now, and you’ve also motivated me so much. ♥️

@sophiacole2067 3 года назад

Listen . If you like that envelope of mammamia.. YOU KEEP THE ENVELOPE. YOU DO WHATEVER MAKES YOU HAPPY ,

@exusemeno9992 3 года назад

girl your voice is so soothing love watching your videos! never give up

@simplykamy 3 года назад

😭🥰 thank you so much ♥️ and I wont ^...^

@franmannn69 3 года назад

I’ve fallen in love with your channel & your little family!! Keep uploading I love your videos so much ❤️

@bellaluna9572 3 года назад

I just found your channel, and I couldn't be happier with your content! It is so nice to see a realistic and clear budgeting video. Keep up the good work!!

@MariaLopez-np7fl 3 года назад

Hey! So I just got my citizenship last month. You don't pay more if you want dual citizenship. As long as you don't denounce your other country citizenship you will keep it. I paid a total of 2000$ with an attorney. Good luck! You can also just renew your 10yr GC if it is cheaper at the moment for you.

@Tiarose88 3 года назад

Those notebooks are sooo cute, i just applied for my first job and i want to do stuff like this to organize money.

@simplykamy 3 года назад

Good luck on the job Tia!! ♥️ and I know you’ll do great once you start budgeting that hard-earned money

@madisonblanding 3 года назад

i love your stickers! the font and colors are so cute. and don't feel like you need to justify your possessions just because you're low income. being low income doesn't mean that you don't deserve nice things.

@BudgetWithBrenz 3 года назад

Great video!! Yay for weekly cash stuffing videos!! 🤍🌺☺️

@simplykamy 3 года назад

Thank you 💖🥰

@albertinetouloute1839 3 года назад

can you make a video showing how you decorated your budget planner with your stickers?

@thefrugalladyph4585 3 года назад

Fellow low income earner here.🤗 I love how nice and neat your binders are, and i'm so happy to know you're a filipina too! 🥰I just started doing this method and being in the Philippines it is quite a challenge but I'm loving the community. 🤗 And having a nice wallet is alright. 🥰

@Pikaboodaisy 3 года назад

People suck sometimes. So sad you had to explain. I know that’s why sometimes I don’t like to have good things because people will judge but I hate having that mindset so I hope you don’t. You gotta live sometimes. Gotta enjoy life too. But anyways keep up the savings and the goals you have. You’re doing good 😁👍

@simplykamy 3 года назад

They really do sometimes 😭 but people like you make it so worth it. But I am trying to give myself more confidence and trying not to care too much of what other people think of me, especially sharing our income here on youtune.

@SliceofLiz 3 года назад

Love the setup 😍 you seem like such a sweet new mama! Great energy and video

@simplykamy 3 года назад

Thank you so much!! I def love being a mama ^....^

@leannedixon58 3 года назад

Great job on the cash stuffing 💖💖 you don't need to justify yourself to strangers Hun you do you!! 💖💖 Keep up the good work love your videos ☺️☺️

@simplykamy 3 года назад

You’re so right Leanne 😭😭 thank you so much 🥰♥️

@leannedixon58 3 года назад

@@simplykamy 💖💖

@elisecowry7926 3 года назад

Thank you for the video! It was very helpful~ Also~ You don't have to explain anything to anyone...me and my husband have many nice things but are low income...from gifts from family to saving for things we wanted by cutting extra costs.

@allthingslife2967 3 года назад

Some banks have a "holiday savings" (pays out in November) and "vacation savings" (pays out in May) that earn a little more interest than a regular savings. It's better than the money sitting in your wallet not earning any interest. Just make sure that you aren't being charged any fees and that you can withdraw the money without any penalties if an emergency comes up and you need it.

@MeganJaneCreates 3 года назад

New subbie! Can’t wait to see the growth 💖 love your set up!

@mariabarker2036 3 года назад

I like your budget book, the one you write in. Can you tell us about it, where you got it, etc?

@bkr60990 3 года назад

I’m also interested in your budget book as well, could you please give us the info !

@firework1415 3 года назад

I’m the same way I always say I’ll put some aside for myself. Yet never do it, I usually put it towards bills or just for my siblings that ive raised like my kids. Once In a blue moon I would get a little something but then I would be made to feel like a bad person once I did. So then I just wouldn’t do it.

@malissahuff6638 3 года назад

I have been watching all you videos you are doing amazing

@fancyfinancials9188 3 года назад

I definitely need to start setting aside money just for me! Great job! Also I will be doing the 100 envelope challenge next after March madness!

@simplykamy 3 года назад

That’s what I’m thinking too >...< separating ny allowance from my baby would be a start. And the March madness looks so fun!!!

@yaoibanana 3 года назад

I love how organized this looks! Do you pay for everything in cash? And do you have a video explaining your set-up and why you picked the amounts you set aside? I want to look into budgeting. I know I spend too much, but I'm not sure how to start

@josiesavage8371 3 года назад

Hi Love your Budget Planner an how it’s laid out. Would you mine sharing how you set up? Your doing awesome 👏🥰

@TaxHelpUSA 3 года назад

☑️great video, I was thinking to start with the envelope system. Without out it's too easy to waste money.

@simplykamy 3 года назад

It really is easy to waste money, but with the cash stuffing its so much better allocating your money so you know when and how much you can spend on certain things. Thank you for being here Anastasiya love your name btw

@josiesavage8371 3 года назад

If your husband has insurance from his employer than usually you get one Eye Exam a year then usually an allowed amount towards the frames an lenses .

@princessbitchess 3 года назад

When before you apply for a US citizen there’s a waiver. Where it will waive most of it technically you only pay like $500 since you’re still low income

@abbytriestobudget 3 года назад

I have low income but I have branded stuff because i saved for it, deserve and like it🥰 you do you giiiiirl!!

@simplykamy 3 года назад

Thank you Abby 😭🥰 you’re so right.

@AelvientureVlogs 3 года назад

I just found your channel, and it inspire me to be better at handling my finances. I also love your binders. I saw a similar one at shopee but it just stays in my cart for the time being. Haha. Thank you for the inspiration and motivation. ❤️❤️❤️

@simplykamy 3 года назад

🥰🥰🥰 thank you so much for being here. And for the positive vibes. I hope you can get your binders soon

@savingmycoinbudgets4495 3 года назад

Yes mommy needs money! I’m learning that lol new subbie!

@simplykamy 3 года назад

So true >..< I forget that most of the time 🥰

@tracibenton2701 3 года назад

Beautiful family! Thx for the tips!

@Alexiss1993 3 года назад

Wooooow, great set up girl! Def a new subbie. 🙏🙏💛💛💛

@piggyis27 3 года назад

Wow , you’re amazing. Thank you for the wonderful idea .

@simplykamy 3 года назад

Thank you! 😊

@kelliet8772 3 года назад

Keep it up, loving these videos!

@simplykamy 3 года назад

Hank you Shroom 🥰♥️

@CarmenReyes-wv9oy 3 года назад

Where did you buy you envelopes and wallets? They are so cute

@simplykamy 3 года назад

Thank you 🥰 I have them linked on my amazon storefront

@luvlyone33 3 года назад

Great video!🤍

@illenechristine 3 года назад

Thank you i learned alot ♥️😍🇵🇭

@JackSpaulding1984 3 года назад

Hi can I buy the clear laminated cash envelopes that you use inside your LV wallet. I didn’t see a link in the description. I already have the zipper ones, but they aren’t practical for a wallet 😆 I love your videos

@janvandeaast4940 3 года назад

Great channel. I have allot of respect for how you guys handle your finances. Coming from The Netherlands by the way. That being said, this is not my way of budgetting, I don't like allot of cash lying around. allot could happen with it. I use YNAB and everything digitally. But Keep I up guys.

@Stinakinz 3 года назад

Omg I’m early!! Keep up the good work❤️ I’m Gonna try this maybe this week hehe

@simplykamy 3 года назад

Thank you for being here Christina 🥰 and I know you can do it no matter if you’re high or low income

@moddy1989 3 года назад

What nail polish do you use in this video? I love it!

@Pichona29 3 года назад

Hi!!! Ima a new subscriber. And you are motivating me to get on it. My husband is the only one who works and his income varies so it’s always hard to budget. Love your videos so far. You got this and don’t worry about the haters lol they will always find something bad to say. I saw your wallet in your last video and I swear I didn’t even think negatively 🙄🤦🏽‍♀️ but that just goes to show that some ppl will always ASSUME the worst. Anyways I’m ranting now lol

@URFAV_STUDENT 3 года назад

Hello! First I’d like to thank you for the inspiration to start my journey on saving money using this method! By any chance do you have a TikTok? No other TikToker(?) explains it as good as you! Plus your aesthetic is PERFECT!

@donnajo82763 3 года назад

Awesome video Karla.

@simplykamy 3 года назад

Thank you 🥰♥️

@hihunnyy 3 года назад

Hello Ate Tita! You mentioned in your past videos somewhere you are looking into applying for schools. :) (Sorry I’m binging all your videos, I found you today! Haha). Are you located in CA? I would suggest going to a community college! It’s soo much cheaper than university, and you can knock out a couple general education courses online! I pay $600 for a full load of 12 units (3 classes). I am now in nursing school with little to no debt. Community college might be something to look into in the future!

@theorient4l 3 года назад

such a cute channel I immediately subscribed!! :)

@sandrabarnes3221 3 года назад

Hi karla I love ur trackers I'm ordering some of them

@simplykamy 3 года назад

Thank you so much Sandra 🥰 my etsy shop is currently down right now, but I should have my website up this Saturday

@jendiloreto3144 3 года назад

I just discovered your channel and love it. Where did you get the envelopes in your everyday wallet?

@ArtByTraysha 3 года назад

Great video! ♥️

@simplykamy 3 года назад

Thank you 🥰

@viribrisar 3 года назад

I love it ! ❤️

@kountrygirllife1396 3 года назад

Hey where did u get that planner with the pay check breakdown like that?? I clicked on link but it just takes me to a page with a bunch of different ones I would like one that ur using in this video thanks!

@genzfrancisco70 3 года назад

what is the size of your money binder? is it A6 or A5?

@pchulyn9803 3 года назад

I’m sorry you felt the need to explain yourself with the cute wallet :/ you owe no one an explanation love you keep doin ur thing!

@tonyasbudgetjourney 3 года назад

Where did you get your trwy for your cash? I've been trying to shop for one, but can't seem to find it

@ThriftyAsian 3 года назад

I tried to get the sunglass holder today and it was unavailable 😭

@V3M0N_ 3 года назад

Is your shop just US shipping only or international?

@bieditso2038 3 года назад

Medical is very important, Emergency Funds also another one. You don't know what will come up and tomorrow is not promise

@lovedoblin1766 3 года назад

You got a new sub here. I love watching your videos. I am also a Filipino and I am starting my own channel about cash stuffing. :)

@simplykamy 3 года назад

Thank you so much for subscribing 😭🥰 and for being here. And you got this! I know your first cash stuffing will be fun and fruitful ♥️

@cherriteasomegacic1001 3 года назад

where does all those beautiful binders come from?!

@simplykamy 3 года назад

Thank you 🥰 I got them from Amazon ^...^ it should be linked on the bio (i believe) 🤣

@sassysouthren631 3 года назад

Where'd you get your planner ??

@simplykamy 3 года назад

its from plum paper planner

@fl6776 3 года назад

Hey! I want to say I think you're doing a great job :) I'm not sure if you do, but buying clothes for Mia that are actually too big on her might help keep costs down. You won't have to go shopping for clothes for her so much and they'll last longer. I know how babies grow quickly so it's just a thought. I know my mother bought things MUCH bigger than I needed and eventually I just grew into them. Also a lot of clothes when I was young and growing (so wouldn't be in for a long time) came from thrift shops.

@budgetwitht6947 3 года назад

New subby here from australia, loved this video! I just posted my first video joining the yt budgeting community! ✨✨

@jenessaislit5823 3 года назад

Triggered: you don't have to explain to anybody why you have NICE things as a low income.... people act like because we are "low income" we don't deserve NICE things

@simplykamy 3 года назад

right?! I had so much hate for having this wallet (its a gift) but even if its not, I should be able to have nice things even if I'm paying for debt

@dotado2330 3 года назад

You’re so cute 😍😍

@bellafriedman4183 3 года назад

Hey queen, I love your channel! I’m starting out my channel on cash stuffing also and I’d love your support ❤️

@toniagairy6605 3 года назад

So because you have a low income u should not have a LV wallet smh. NOTHING IS WRONG WITH TREATING YOURSELF

@crystalmariegee4268 3 года назад

Don't stress everything. Find a method that works for you by mixing strategies. My brother in Manila and I help my mom figure out sending funds there when I visit her

@MissSenex 3 года назад

Just some advice. I too use to work a part time job and it didn't offer me vacation time. I also worked a full time job along with the part time job. The one thing I use to do when I wanted to take off from my part time job without pay is I would save up for each day that I requested off because I hated still having to work my part time job when I was off from my full time job. For example if I requested 2 days off and I make $80.00 a day...I would try to save $160.00 so my check would not be short. This is something that happened to my husband. They actually took away paid personal time off. So I suggested that he create his own "PTO bank". He saves one work day a month in cash and puts it in a savings account. So when he takes off he withdraws the number of days owe from his savings on pay day so his check is not short. Hope that helps...because we all deserve a day off. You can actually add it to your sinking funds😊.