SKL first tome ko na nagkaroon ng student is noong 1st year college ko.. until now love it Interms sa rewards. zwala interest if you pay full before duedate 5k annual fee ko nawawala or waive kasi user ako ng cc. So, rewards cashback lang nakukuha ko.
Annual fee waive if you meet minimum spend amd call CS service. Interest if di mo ma pay full after due. 4% Late Payment fees 1k Esceed Credit limit 500 pesos Yan sa akin CC My credit limit 20k. So, am planning to buy worth 30k so I will pay advance my CC para maging 30k ang spending ko. So, no overlimit fees, Nagkaroon ako ng CC binigyan lang ako.
