💳 Security Bank GOLD Mastercard Credit Card Honest Review 💳

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Finally! After one year of usage, I'm happy to share to you guys my review of Security Bank Gold Mastercard Credit Card. This is my first credit card ever since I recovered from my credit card delinquency. Annual Fee? Rewards? Pros and Cons? This video got you covered!
Overall, I am super happy with this card! If you'd like to know more about it, make sure to stay until the end. Thanks! :)
💳 Apply for a Security Bank Credit Card at no cost to you! bit.ly/osheanxsbc
For business 💼 and colabs 🤝, you can contact me:
📧: osheangaronita@gmail.com
📷 IG: @oshkoshlee
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⚙️ Equipment:
🎥 Camera: Canon EOS M50 Mark II
🎙️ Microphone: BM 800
🎬 Video Editor: Wondershare Filmora
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❗ DISCLAIMER: I am NOT a licensed financial advisor, so take everything that I say with a grain of salt, and always do your research. I am not and will never be responsible for any consequences of your financial decisions.
❗ In compliance with RU-vid's copyright and fair use policy, just a DISCLAIMER also that there are some parts of the video that are not mine, and they are used in accordance to the platform's Fair Use policy. The following clips were used:
❗ FTC Legal Disclaimer: Some links found in the description box of my videos may be affiliate links, meaning I will make commission on sales you make through my link. This is at no extra cost to you to use my links/codes; it's just one more way to support me and my channel! :)
Stay educated!
Oshean
#SecurityBank #BetterBanking #SecurityBankGoldCreditCard

Опубликовано:

6 окт 2024

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Комментарии : 194

@osheanlee 2 года назад

UPDATE: MY ANNUAL FEE IS WAIVED! Sobrang saya. Thank you @Security Bank! #BetterBanking

@leybaclit5061 2 года назад

Ano requirements?

@johannesas1672 2 года назад

❤

@jkpz10 2 года назад

how po? kaka activate ko lng ng platinum cc with SB. thank you in advance bro..

@nheslynyupo6693 Год назад

how po sir?

@osheanlee Год назад

@@nheslynyupo6693 tatawagan mo yung customer service. may spending requirement ata depending sa card.

@shawnhaile4823 2 года назад

As long as you are a good payer and on time, they waved annual fees. :)

@princessdiannesison3067 Год назад

kht po ba hndi nagagamit pwede ipa waived?

@richardinhumang3149 8 месяцев назад

pNO PO IPa waive san po pwede tumwag

@louiesarmiento48 2 года назад

Nice content sir! Ive been with SB na rin since Oct 2019 and had a pre approved platinum card. Yup sir madali lang magpawaive ng annual fee with them and agreed na mababait kausap ang mga nasa cust serv ni SB. Started a credit line of 275k and in 2yrs naging 500k na po. I also had a pre approved personal loan with them with no income docs required and will get it sa branch of acct ko bukas. So happy with Security Bank since like you, they really put their trust on me. 😊

@osheanlee 2 года назад

Agreed! #BetterBanking talaga with Security Bank :)

@jay-arpaner192 2 года назад

Sana all 500k

@gamingcentral2295 Год назад

pangit lang online app nila di mo macharge yung bills sa credit card mo

@grachellealvario2922 Год назад

I got mine today! And ang taas ng credit limit nila compared sa ibang cards ko 😍

@winskinini 9 месяцев назад

thanks for this! same tayo I opened an account before the pandemic and now I got preapproved for a gold cc. this is my first cc so this vid is helpful!

@marsroving9895 5 месяцев назад

Super true sa madaling kausap yung customer service nila call or email 💯 and super dali ipa waive annual fee!

@jbrooks 2 года назад

Nice! Yung housing loan application namin ay with SB rin. After the loan approval, we also applied for CC. (using your referral link) Sana maapprove! :D

@rizalolegario9270 Год назад

Wla akong bank account sa sb pero sobrang bilis nang approval

@melbanana8369 2 года назад

Im soo happy with security bank! 😊 Nag open ako ng all access account last november 2021. Imagine may checking account ka kaagad in one day lang. Ang hirap kaya mag open ng checking account kung hindi ka negosyante. Lalo na pag sa major bank ka mag inquire like metrobank? Sus Masusungit teller at manager nila. Sabihan ka pa mahigpit kami sa checking account eme eme. Tas yang metrobank na yan almost 2 years nila kong client ni hindi man lang ako inofferan ng credit card. Samantalang si security bank in 5 mos. nag email na agad saken na pre approved ako for gold card. At ayun naaproved na nga. Thank you Lord 🙏 kaya pina closed account ko na yung metrobank ko. Ampanget ng service nila. Magdeposit ka lang antagal kahit tatlo lang naman kami nakapila. Forever security bank na talaga ko.

@osheanlee 2 года назад

Same! Super okay talaga sila. ❤️

@xian_official Год назад

Actually first credit card ko ito kay Security Bank, hope maging ok siya sakin.

@emmanmalabayabas9698 2 года назад

Maganda talaga yang Security Bank Credit Card. Yan yung first credit card ko salahat ng na applyan ko na card sila lamg nag approve sakin. Pero ngayon wala na akong card nila pina cut ko na. Ngayon metrobank and union at AUB cards naalng meron ako lalo na kay metrobank every year tumataas ksi credit limit kaya yun ang di ko pina close 😅

@mr.vinramos88 Год назад

anong credit card yung may protection against fraud? yung realtime ka makaka receive ng text notification kada transaction

@rickrider08 Год назад

Using my gold card for 3 years now. Super satisfied pa din.. super daling magpawaive ng annual fee basta madalas mo siya gamitin. No drama. Isang request lang via email, waived agad dahil daw sa mga transactions ko.

@mercurygaming6344 Год назад

Napakaganda ng review. Maraming salamat! 🫶🏻

@osheanlee Год назад

Thank you!

@nikensantos1333 2 года назад

I have an existing SB classic with 25k CL for almost a year. My branch of account offered me to apply for a 2nd card which is the next mastercard, luckily na approved. As per their CS minimum CL daw ni Next MC is 35k and shared limit daw. Eh 25k CL lng ng classic ko eh, haha weird. Oks lng shared limit bsta taasan nila yong 2nd card ko 😂 Nabasa ko din sa T&C nla na discretion ng bank if bbgyan ka ng shared limit. SKL 😊

@osheanlee 2 года назад

thanks niken!

@ryanpaulleano1186 9 месяцев назад

sir paano po malalaman kung activated napo yung CC SECURITY BANK MO ,may mag tetext po bq or may mag eemail sayo. sana masagot

@eriqueg3453 Год назад

No customer service nila? Sa lahat ng CC ko pinaka panget ang Security bank

@caspyyyy 5 месяцев назад

Isa din yan sa notice ko. Ang tagal pumick up ng CSR nila. Parang always busy yung line.

@reymondsapno2814 3 месяца назад

i got my first cc from them and its waive mastercard ang taas ng credit limit 6 digirts😊

@maggisav6915 23 дня назад

Hi question, nakarecieved ka rin po ba ng message na ganito sa security bank na "we've successfully processed yoir request with case #, nung nag apply ka po for their cc? Nagbigay na kasi sila ng 7digits reference, then now nagbugay nmn ng 8digits case #.

@emancheldalida1986 2 года назад

4 years nko kay security ,i agree mbilis mg pawaive via email lng basta may 10k spending for the month,pwede din gmitin yun points

@osheanlee 2 года назад

Hi! I recommend na wag gamitin yung points pag magpapa-waive ka ng annual fee. sayang kasi ;)

@mmmat5475 2 года назад

Sorry pero ano po ang WAIVE?

@osheanlee 2 года назад

@@mmmat5475 Hi! waived annual fee means pwedeng hindi mo bayaran yung annual fee ng credit card mo, subject to the bank's approval. :)

@nheslynyupo6693 Год назад

10k kada month po ba to sir?

@anajarana2857 4 месяца назад

What will happen po kpg every year pinapawaive nyo po annual fees kasi hnd pa ngagamit pero naactivate na kasi sya

@missemerald0515 Год назад

Nagtataka po ako dyan sa Security Bank, nag ano sila sa akin ng cc worth 5k tapos akala ko 12 months to pay 'yun. Nagbayad ako ng 1k after nun di daw na less sa credit ko dahil yung 1k sa charges lang daw napunta imbes na mabawasan ang credit lalo pa lumaki naging 6k na 😢

@osheanlee Год назад

Ha? Di ko gets. 1.) ano yung nag-“ano”? Were you charged? 2.) ano yung 5k? May binili ka ba?

@missemerald0515 Год назад

@@osheanlee credit card po na 5k ang limit. Tapos ginamit ko po sa online nung September sa purchase worth 4,600. Na late po ako ng bayad, hindi ako nakapag hulog ng October then November first week naghulog ako ng 1k. 'Yung 1k daw po na 'yun sa Charges lang napunta then 'yun credit imbes na mabawasan naging 6k na po akala ko kasi 12 months to pay sya.

@osheanlee Год назад

@@missemerald0515 yup tama yung bank. That's not weird at all. Pls. watch my other videos to learn more how to manage your credit. YOUR CREDIT CARD IS NOT EXTRA MONEY. Always remember that. At saka malaki ang interest rates kpag late payment. Always check yor statement balance. If I were you, bayaran mo na ng buo yan and if hindi mo iingatan ang credit card mo, might as well cancel your card na lang and stick to cash.

@MumzyCandice Год назад

I never had an acct with Sec Bank. Nag apply ako online and nag email sila saken na need daw mag provide consent para sa background check. Tapos nag comply lang ako. Nakalimutan ko na nga un application ko hehe. Tas un approved na. Ty talaga Sec bank for trusting me. ❤

@daidemixvlogs1162 2 месяца назад

Hi Lods Ask ko lang meron po akong CC Gold kaka dting lang hindi ko kasi makita ang credit limit ko.at hindi pa din siya ma activate ayaw sa TXT . Thanks sa reply po

@cabincoreplaylist7251 4 месяца назад

Pwede po ba dito ang online shopping to earn points? And nawi waive po ba annual fees sa SB Gold Mastercard?

@IanPaulSaligumba Год назад

More Security Bank vlogs pls

@phoebephobpob1021 Год назад

Mag kano po ba purchase sa Gold MC para ma consider na installment?

@markkevinmangulabnan228 2 года назад

Ano po difference ng Gold sa Next Mastercard ng SB? Thank you'

@osheanlee 2 года назад

Next Mastercard is Titanium level. Pag may 5k purchase ka (single receipt), automatic siyang nagiging installment. Downside lang is may interest yun.

@markkevinmangulabnan228 2 года назад

@@osheanlee salamat sir sa reply. Pero pano kung may una ako purchase na worth 15k then next day may na add na 7k mag sstack ba un sa current na 12mos?

@jessarea8706 2 года назад

Hi sir paano pag 0% installment interest sa merchant tas ginamit mo SB card may interest pa din yun?

@angelotugahan7258 Год назад

Popi

@angelotugahan7258 Год назад

@@osheanlee 0l0

@windlemaer 10 месяцев назад

Hi. Mag ask lang. For example if mag installment ako, pwede ba yung straight payment first sa mismong shop, then tsaka ko iinstallment through the website. Or need muna iapply for installment before mag purchase?

@osheanlee 10 месяцев назад

pwede rin yun, pero minsan yung merchants nag-ooffer sila ng 0%. usually kasi pag sa mismong bank ka magpapa-installment may interest na

@Binibini2885 2 года назад

Waiting

@richardinhumang3149 8 месяцев назад

hello.. naPA waive nio po ang annual fee?

@soyabean7937 Год назад

Pano mag convert to installment dito sa gold?

@eyndyel 2 года назад

How long po before they sent you an email na pre approved po kayo? 😁 And sa tingin po ninyo ilan po naging ADB ninyo before kayo na pre approved 😊🙏 Thanks po

@osheanlee 2 года назад

Hi! Siguro almost 1 year and a half din. Can't remember re: ADB, pero basta never talaga siya bumababa sa maintaining balance. :)

@eyndyel 2 года назад

@@osheanlee Thank you po. I just received my Next Titanium MC earlier today. Its a secured one,just 20K credit limit, but having all the perks and features of the Next Titanium MC. In fairness, cute cute ng cc po na ito, almost transparent and the best part is its NAFFL! Siguro okay narin for my first CC ever 😁 At thesame time Im building my emergency fund with them, so Im hoping na within a year or earlier, mairequest ko na ilift na yung hold out amount, and retain my cc, tapos increase narin credit limit. Hoping its possible 😁

@gamingcentral2295 Год назад

@@eyndyel use the next titanium as base para makakuha ng ibang card sa ibang banks. pangit kasi tong card na to. above 5k automatic installment

@eyndyel Год назад

@@gamingcentral2295 yaz thanks po hehe. Because of my SB Next, I was able to get my 3 regular cards - PNB, UB and METRO ☺️💕

@vanessasalcedo8171 2 года назад

Hi can you do a video for cash advance? Can I pay tuition fees that is not included on the list?

@osheanlee 2 года назад

My recommendation: NEVER.DO.CASH.ADVANCE. Sobrang laki ng interest. Not worth it.

@philipsalvacion Год назад

As far as I know, daily ang interest ng Cash Advance.

@johnleedaz1982 2 года назад

Hello po. Do I need to have Savings Account first before po ako makapag-apply ng Gold Mastercard CC? Thank you.

@osheanlee 2 года назад

Hindi po. Pero most banks would prefer their credit card holders na may savings account sa kanila, and then yung savings account dapat hindi sila bumababa sa maintaining balance. :)

@iggymonster1298 2 года назад

Not necessarily. Ive got my SB Gold 120K credit limit though wala akong savings account sa kanila

@Madi-KT 11 месяцев назад

meron bang up to 36 months installment ang SECURITY BANK GOLD CREDIT CARD?

@osheanlee 10 месяцев назад

depende sa tindahan

@eyndyel 2 года назад

Hello po ☺️ Yung cut-off date ko is 5th of the month, now is March 6. Wala parin po ako ESOA. How many days after cut-off ko po kaya makukuha yung ESOA? Thanks po ☺️

@osheanlee 2 года назад

Hi! Usually a few days after makukuha mo na siya. Security Bank ba?

@eyndyel 2 года назад

@@osheanlee Yes po SB hehe 💕

@ArlynGodgude Год назад

Sir paano po sya I-register online? Sana po mapansin slmat po

@ralphanthonymiranda1872 Год назад

how po machange yung straight payment to installment? new Cc user here

@japsoroc Год назад

Hello. Do you have/made a purchase in installment already? Bat ang hirap makahanap ng store na nag aaccept ng gold MC from secbank?

@osheanlee Год назад

Yup. You can check SBC website po for promos/installments. :)

@nheslynyupo6693 Год назад

hi po, question po .. yung points po sa gold mastercard pwede rin po siya pang travel?

@osheanlee Год назад

Yup, pwede :)

@michaelzaide8882 Год назад

sir na try mo na mag cash advance monthy po ba interest or daily kapag d na full payment?

@osheanlee Год назад

No and WILL NEVER DO CASH ADVANCE. Pagkalabas ng cash sa ATM jusko may interest agad yun.

@HelenaVIRTUALSERVICES 2 года назад

Bakit sila mag hold ng 50k for gold Mastercard po.... Then 80% sa na hold na money ang limit... Diba po ba parang ginagamit mo lamg din own money mo.

@osheanlee 2 года назад

Hi! It's called a Secured Credit Card. May mga banks na nag-ooffer talaga ng ganito. I can make a video of this one of these days. :)

@keithmamucud6349 9 месяцев назад

Just to confirm po, since first time user of cc, hangga't di lumalagpas sa due date yung bill, wala pong interest?

@osheanlee 9 месяцев назад

yes

@animelover5093 Год назад

Just stop using any of the Security bank entirely. I encountered an unauthorized transaction , it took the fraud team > 180 days and still ongoing for investigation. Imagine that period , you still need to pay for the interest of those unauthorized transaction. crazy service , money sucking bank

@osheanlee Год назад

Have you tried contacting BSP regarding this?

@animelover5093 Год назад

@Oshean Lee Garonita mmmm not yet sir , I still waiting for Securitybank to get back 😢. But are they related ? I mean BSP

@osheanlee Год назад

@@animelover5093 All banks in the Philippines are under the supervision and regulation of the Bangko Sentral ng Pilipinas. That's why it's called Bangko Sentral. You can e-mail Security Bank again but this time copy furnish mo ang BSP at consumeraffairs@bsp.gov.ph. Make sure to include ALL PAST CONVERSATIONS WITH SECURITY BANK. Always make conversations with the bank IN WRITTEN para may resibo ka palagi. If the BSP is alerted, these banks are hasty on cases.

@animelover5093 Год назад

@Oshean Lee Garonita thankyou so much for the advice , I didn't know I can do that , I actually struggle with what's the next step

@osheanlee Год назад

@@animelover5093 You're welcome! Let me know if there are any updates and hope it helps :)

@hazelrodero9235 2 года назад

Hello po. Ask lang ilang beses po pwede mag request ng chargelight installment? Meron po kasi ako na approved na transaction chargelight and gusto ko ulit sana magrequest po pwede po kaya? Salamat po sa answer

@osheanlee 2 года назад

Hi Hazel, as long as may credit limit ka pa, pwede ka mag-charglight kahit ilang beses pa yan. Hope this helps!

@biancaaaquino 2 года назад

hi, how many days po before maapprove yung chargelight niyo? within 5-7 banking days po ba talaga? thank you po

@osheanlee 2 года назад

@@biancaaaquino Hi Bianca, I haven't tried chargelight but supposedly oo yan yung timeframe.

@biancaaaquino 2 года назад

@@osheanlee thanks po sa pagsagot 😊

@nheslynyupo6693 Год назад

hello po ask ko lang po, ano meaning ng chargelight?

@khaydenbrielgaming9478 2 года назад

mga bossing my tanong lang ako, hindi ko pa ina activate gold card ko from secu 2 weeks ago na. ask ko lang about sa waived ng annual fee na 2,500. including na po ba sa 10k na agreement ninyo ng bank ang gamitin sya sa meralco bills and water bills tapos siguro konting grocery para ma reach mo yung 10k na usapan ninyo para ma waived ang annual fee na pumataw. SALAMAT SA MAKAKASAGOT. gusto ko na ksi pa cut ang BPI ko and switch kay SECURITY kasi si BPI hindi na wini waived ang annual fee ko kahit never delay ako sa pagbayad since day 1. almosty 3 years nako my BPI. and sadly last month hndi cla nag waived ksi tapos na daw ang promo.. pero isa lang nasa isip ko baka nalugi sila ng konti ksi si BPI FAMILY ay mwawala na at mag merge nalang sila ng BPI ISLANDS

@osheanlee 2 года назад

Hi. Sorry hindi ko masyado ma-gets yung question. Ano yung 10k na agreement mo with the bank? Agreement for what siya?

@khaydenbrielgaming9478 2 года назад

@@osheanlee diba po kapag my pumasok na annual fee na sa inyo ay need ninyo po itawag sa security para ma waived po ang annual. at bibigyan po kyo ng kasunduan na mag spend ng worth 10k within a month para ma waived po. ang tanong ko po is lets say na 10k ay hindi mo lang ginamit sa grocery, pwede rin ba na ginamit sya sa pagbayad ng meralco at tubig at the rest sa grocery para umabot ng 10k?

@osheanlee 2 года назад

@@khaydenbrielgaming9478 ah gets. I think so? Depende rin kasi. In some cases like mine, no need to spend 10k. Depende talaga kung ginagamit mo CC mo or not. Dun nila sasabihin yung minimum amount to spend. It's not necessarily 10k. Yung iba nga malaki rin kelangan gastusin.

@hootowl905 8 месяцев назад

Whats their email if I have to ask to waive annual fee

@td5760 8 месяцев назад

May annual fee?

@johns6026 2 года назад

Mas mataas po ba yung next titanium card nila sa gold mastercard?

@osheanlee 2 года назад

More or less oo. And usually titanium cards are more customized ang offerings.

@phoebephobpob1021 11 месяцев назад

Hello po question po, hindi pa po ksi kmi nka receive ng eSOA pero mayroon na amount due sa app, so we try to pay it half with the SB app then nag reflect nman sya after 1 day pero po yung amount due sa app hindi na bawasan. Okay lng po ba yung? Sana ma sagot TIA

@osheanlee 10 месяцев назад

hindi nababawasan yung sa app so make sure na you track your payments

@ezramacaalay4627 Год назад

Hi how many days bago mo malaman na approved ka? almost 10days na kasi mula nung nagapply ako and upon checking its still pending pa rin hehe curious lang

@osheanlee Год назад

Parang 1 week lang. tawag ka na sa CS if wala pang update

@paulomark 2 года назад

Based on my experience they will give you a condition like spending a minimum of 10k in a month

@g.s.d781 2 года назад

What card do u have?

@loccohoney 2 года назад

Just recently got my mastercard gold sa security bank wala akong welcome gift lol

@osheanlee 2 года назад

Yeah true. Yun lang ang hindi ko rin gusto dito. Walang welcome gift :(

@ilabarrozo9325 Год назад

Hello po First time using gold cc ask ko lang po sana if swnipe ko po sia today and gusto kona po bayaran full amount today din po may interest parin po ba sia ? thanks po if masagot first time credit card user hehe

@osheanlee Год назад

Hi! Wala pong interest pag binayaran nyo today. Wala rin pong Multiple Payment Fee si Security Bank. So kahit magbayad po kayo 100x kay Security Bank, okay lang :)

@rkcastro7615 Год назад

Same user SB GOLD hehe first timer user as well of CC HEHE

@osheanlee Год назад

Nice!

@mjalmoneda8383 2 года назад

Hi sir paano qung sabi ng store 3months to pay lng po xa e pero sabi sa sb next master card automatic mag 12months xa so alin ang totoo

@osheanlee 2 года назад

Hi! Yung sa next master card po yung masusunod. Automatic 12 months po agad yun, including interest. :)

@rizannecapalad4486 11 месяцев назад

Pede po ba gamitin yan pag mag iinstallment like ipad and iphone? If yes po , 0% po ba?

@izzaolis8580 10 месяцев назад

Same question po

@osheanlee 10 месяцев назад

depende po sa merchant

@marianneplagata3013 Год назад

No annual fee po ba talaga siya or every year need ka magspend ng Php 300k para wala ka mabayaran na annual fee? Sa ibang bank kasi magspend ka lang ng Php 5-20k within a certain period is waivable na ang AF

@osheanlee Год назад

Need mag-spend every year

@Drfizzer Год назад

@@osheanlee kung d mo pa reach ang 300k in a year ng wwaive prin cla ng AF?

@murrellaguirre2148 10 месяцев назад

ask ko lang ung 1 point is equivalent to Peso?

@osheanlee 10 месяцев назад

hindi po

@Renzo-hl3sr Год назад

Sec user here

@hansky72 2 года назад

Metrobank is the best sa balance transfer, .48%

@charmainecadelina5910 Год назад

Sir ask ko lang po about sa auto installment nila pag nka 5k up na purchase. Ng book po kasi ako ticket using my card almost 20k then pag check ko po sa online SB ko is converted na cya for 12mos intallment with interest.question ko po is if babayaran ko po ng buo yung total amount matic po bang matanggal yung interest?

@osheanlee Год назад

Yung SBC Next ba yan?

@osheanlee Год назад

Ang alam ko kahit bayaran mo yan ng buo, hnd matatanggal yung interest. Unless try mo itawag sa bank?

@kuyamocytv3134 2 года назад

Straight payment now can be change to installment? How

@osheanlee 2 года назад

Call bank to coordinate. Interests might apply

@gamingcentral2295 Год назад

Pangit online app nila di mo macharge bills mo sa credit card

@gamingcentral2295 Год назад

mas maganda rcbc hexagon privilege if u want preferred banking

@rigorgarcia265 2 года назад

Hi Sir Oshean. possible pa ba ma waived ang annual fee kahit 2 yrs. na ako nagbabayad ng annual fee? thanks in advance

@osheanlee 2 года назад

Hi Rigor, yeah most likely pwede. Basta good credit standing :)

@mmmat5475 2 года назад

What if po inactivate ang credit card pero di ginagamit. Kailangan ba bayaran ang annual fee?

@osheanlee 2 года назад

@@mmmat5475 yes. ibibill nila yung annual fee mo pag inactivate mo. pero since di mo naman ginamit, pwede mo ipa-waive yung annual fee and tell the bank na hindi mo naman ginamit. pag di sila pumayag, might as well ipa-close m na lang.

@charmaineannegalgo9625 2 года назад

Kuya kaka apply ko lang po sa SB gold credit card hindi ba sya pwd magamit incase mag purchase abroad?

@osheanlee 2 года назад

Hi! Yes as long as the merchant accepts MasterCard

@laidiel1931 2 года назад

Hi Po if mag purchase ka Po need pa ba tumawag sa sb?

@osheanlee 2 года назад

no need na. depende sa merchant po kung nag-aaccept sila ng credit card or installment. pero ang alam ko if you have a big ticket purchase, purchase muna then saka ka tumawag sa security bank tapos convert to installment. however, interest charges may apply

@arlenerapas 2 года назад

Hi, What happen po kung di ko iactivate yung cc ko? Do I have to pay the annual fee?

@osheanlee 2 года назад

Hi arlene, if hnd activated, no need to pay annual fee. Coordiante with your bank also na hnd mo gagamitin yung card

@alboybarroga2898 2 года назад

magkano po maintaining balance para sa gold credit card?

@osheanlee 2 года назад

maintaining balance sa savings? it's not always based on that. credit card type and credit limit would always entirely depend on so many factors, not just maintaining balance sa savings. imo I think it doesn't contribute that much sa gold credit card. let me know if I understood your question correctly! :)

@laicifazil9556 2 года назад

@@osheanlee so base po ba sa income?

@ryanpaulleano1186 10 месяцев назад

sir ask lang po Sana masagot ito gusto ko Sana mag avail ng iphone 13 using my sb gold Mastercard pero 1st timer palang po ako sa paggamit ng cc ko wala pa ako po Ibang gagamitan , tanong ko lang po ma avail kaya po ako kung mag install ako ng I phone if Yung credit limit ko is 120k . ginamit ko agad sa installment. pls Sana masagot nag dalawang isip Kasi ako baka di ako ma avail ehh pasagot naman po sir plsss 🙏🙏🙏🙏

@osheanlee 10 месяцев назад

best to ask yung store na pag-gagamitin mo ng CC mo. nasakanila decision if nag-aaccept sila ng installment

@rodolfodestura1445 Год назад

Not good credit card

@hansky72 2 года назад

I did terminate may cc, Kasi di nila ma wave af

@osheanlee 2 года назад

hi! is this security bank?

@queennorianeofficial8749 2 года назад

Hi po... Replay.. Now. Nice topic po..

@natoyngapala8535 Год назад

Security Bank MC Platinum CB Card Mastercar Sir ano card po 2

@osheanlee Год назад

Cashback credit card ng SBC

@natoyngapala8535 Год назад

@@osheanlee mataas po kaya sila mag bigay ng credit limit

@osheanlee Год назад

@@natoyngapala8535 pag platinum min 150k

@natoyngapala8535 Год назад

@@osheanlee paano po kaya yun my card po kasi ko sa ibang bank na 175 posible po kaya nila tapatan yun

@osheanlee Год назад

@@natoyngapala8535 depende po sa bank yun

@ladyyalung5298 2 года назад

hi yung interests po ba for sb next mastercard's 1% monthly is the: Ex. amount (P10k) 1.) 1% of the actual purchased amount per month (ex. 1% of 10k/mos ) 2.) 1% of the 12 month divided payment? ( ex. 1% of 1st/12mos) thank you po sa sasagot bc im confused hehe

@osheanlee 2 года назад

I think it's the 2nd one.

@jomermallari8426 2 года назад

Just curious. Magkano po ADB nyo sa savings account before na pre-approved sa CC?

@osheanlee 2 года назад

Hi! Tbh I don't know. I can compute siguro pero not now kasi medyo hassle haha. But I always make sure na hindi bababa sa maintaining balance yung savings ko nun, which is 10k

@brownnotblack1616 2 года назад

@@osheanlee bakit ako di inaalok ng cc hindi bumababa ng 100k yung balance ko for almost 3 years?

@michaellamhariequimson5800 2 года назад

How to waive the annual fee ?

@osheanlee 2 года назад

Hi Michaella! You can do it by calling your bank once you've received your bill containing your annual fee bill. Hope this helps!

@nheslynyupo6693 Год назад

how to request po once na nareceive yung bill para sa annual waive po? i mean, paano po sasabihin po?

@Rain-kw1bn 2 года назад

I thought secured credit card has no annual fee

@osheanlee 2 года назад

yeah afaik wala pong annual fee ang secured credit card. yung credit card ko po is unsecured.

@nheslynyupo6693 Год назад

ano po ang sample credit cards ng secured credit card po? at bakit po nasabi na unsecured credit card ang sb gold mastercard?

@loyalbelda1145 2 года назад

Approved na platinum mo par?

@osheanlee 2 года назад

Hi! Yes po :) will get it on Tuesday sa branch :)

@nikensantos1333 2 года назад

Deactivated na po ba yong gold mo since you have platinum na?

@jihye6328 2 года назад

Do you get notified in SMS for every transaction made?

@osheanlee 2 года назад

Hi! Yes. And may OTP din siya :)

@jihye6328 2 года назад

@@osheanlee Thank you! Can I ask how to set up? I received it recently and I had some transactions pero I wasn't notified thru SMS, and no OTP too.

@angelamaried.napenas8012 2 года назад

Hi u mention the SB next mastercard, and above 5k worth of purchase automatic syang magiging installment, automatic ba syang 12 mos? How about if gusto mo 6mos nalang u need to call pa po ba? Or khit sa merchant icommunicate then oks na sya? Thank u. 😊

@osheanlee 2 года назад

Hi! I think if you want it na 6 months lang, you need to call the bank. Pero as far as I remember, parang hindi ata papayag ang bank na gawing 6 months. 12 months talaga siya kasi they will profit from the interest for that and since wala rin siyang annual fee.