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📈📉 Investment Loan vs Consumer Loan | What's the difference? 

EconClips
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Investment Loan vs Consumer Loan - what's the difference? Should you lend money for consumption(e.g. by buying bonds)? Learn Austrian Economics in a fun way!
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Econ Clips is an economic blog. Our objetive is teaching economics through easy to watch animated films. We talk about variety of subjects such as economy, finance, money, investing, monetary systems, financial markets, financial institutions, cental banks and so on. With us You can learn how to acquire wealth and make good financial decisions. How to be better at managing your personal finance. How to avoid a Ponzi Scheme and other financial frauds or fall into a credit trap. If You want to know how the economy really works, how to understand and protect yourself from inflation or economic collapse - join us on econclips.com. Learn Austrian Economics in a fun way!

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18 сен 2016

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Комментарии : 23   
@ymi_yugy3133
@ymi_yugy3133 6 лет назад
Loaning money for consumption is clearly a bad idea. Then why are there still companies offering consumer loans? How can they sustain a business model?
@chiranthaswit515
@chiranthaswit515 6 лет назад
Ymi_Yugy there is an intrest charger that is charge on the amount of money which is lended by the business.and there is a credit worthiness analysis before granting the loan
@adriananava5378
@adriananava5378 4 года назад
This was great, I've been looking for "how can i get a loan in australia?" for a while now, and I think this has helped. Ever heard of - Gonulian Inconceivable Guide - (Have a quick look on google cant remember the place now ) ? It is an awesome exclusive guide for discovering how to get business funding for business without the hard work. Ive heard some super things about it and my buddy got excellent results with it.
@Youre_dumb
@Youre_dumb 3 года назад
@@chiranthaswit515 they charge insane interest, put people in collections and make them file for bankruptcy
@ec3tabi937
@ec3tabi937 3 года назад
We are investors we have money to invest in anyone who has good project plans just contact us if you are interested let's talk business
@chiranthaswit515
@chiranthaswit515 6 лет назад
How can this have this much low likes.this is very good
@ChasmChaos
@ChasmChaos 5 лет назад
On the contrary, I believe that the consumer loan is a much safer investment (for the lender). Assuming that Paul has a stable job for many years, his future cashflows are very predictable. True, he has a spending problem but this might very well translate into a more profitable payout for Jack due to the magic of compound interest. An investment loan, on the other hand, comes with much higher risk of the business failing as well as the additional headache of the due diligence needed to be done for the specific business.
@mkb6418
@mkb6418 4 года назад
This should be shown in classrooms in Greece 20 years ago.
@Nanofuture87
@Nanofuture87 3 года назад
Consumer loans can be quite good for the lender if the proper precautions are taken. For the borrower they are usually bad, but there are exceptions. For example, say that someone was living beyond their means with bad consumer loans, running up debt on multiple lines of high interest credit. Now they are trying to be responsible and get their life together, living within their means and paying off their debt. In such a case it can be beneficial to take out a lower interest consumer loan to pay off the high interest loans, freeing up more capital for productive use (or simply to pay off the consumer loan faster).
@gregorius790
@gregorius790 7 лет назад
Nice video.
@TheHackless
@TheHackless 5 лет назад
Explain more about mortgage is consumer loan I tout its loan fo asset
@astridpinel1817
@astridpinel1817 7 лет назад
excellent content!
@EconClips
@EconClips 7 лет назад
Thank you! :)
@pagetvido1850
@pagetvido1850 6 лет назад
"Jack and Paul met after years in the bar" sounds very funny depending on how its taken :)
@akhileshrathi7
@akhileshrathi7 4 года назад
Which Software do you use.?
@shaguftaahmad11
@shaguftaahmad11 3 года назад
The return from a productive loan is not interest. It's profit. Two very different concepts.
@ec3tabi937
@ec3tabi937 3 года назад
We are investors we have money to invest in anyone who has good project plans just contact us if you are interested let's talk business
@pponnapatiharshavardhan9137
@pponnapatiharshavardhan9137 4 года назад
this video is good sir
@marunio435
@marunio435 2 года назад
So it's better to own a huge amount of money. You won't have the problems with borrowing the rest.
@trollface1994
@trollface1994 5 лет назад
WRONG 1) Consumer Loans do increase productivity. My mortgage yields 7% in rental income. 2) Why haven't you talked about security/secured loans ...no one give u a loan for any large amount for free
@user_1606
@user_1606 7 часов назад
All your video are nice and helpful but government's people won't like it😅
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