@Labour Law Advisor bhai main pf trust company me employee tha aur recently 15aug ko job leave kar diya maine toh kab main khud apna sara pf nikal sakta hu epfo portal se ? And passbook kab show hogi ? Please reply I am your subscriber
This is why I like this Channel, it increases our knowledge and fir that they do lot of research and hardwork, its one of the best Channel in #RU-vid 👍
Dear Rishabh, Thanks so much for the informative video. One small and humble request. All the example you show are for EPFO. Can you please make some video with information for Employees who work in Organizations where the Org Trusts maintain the PF instead of EPFO. And also clarify most important Question#5 in that video. Let's say a person working in IT Company for ex Infosys or TCS takes voluntary retirement at age of 45 years. Till then, assume that he has amassed around 50L in his PF Account. Will his PF Account in Company Trust continue to earn Interest till 61 years of Employee Age - assuming he does not withdraw money from it. Thank you so much in advance for the help.
Hello Sir, I have a peculiar issue with UAN. My explanation below: I have worked in total 6 companies say C1,C2, C3, C4, C5, C6. c1 -> c2 change happened in 2010 (no UAN, no online portal, PF transferred manually), c2 -> c3 change happened in Jan 2014 (no UAN, no online portal, PF transferred manually), after pf transfer from c2 -> c3, UAN and online portal introduced. i.e. before 1st time login to UAN, all my earlier PFs were already transferred manually. Therefore, UAN portal service history shows C3 as my first company. All subsequent job changes c3 -> c4, c4 -> c5 and c5 -> c6 are nicely mentioned in service history and all these PFs were transferred smoothly. However, I am at a loss with respect to pension calculation because my service history of c1 and c2 is lost (i.e. not shown on UAN portal because UAN did not exist then). Is there any way my service in c1 and c2 gets now gets included in UAN service history? Can it be done online, if not who can help me? Whom to meet? What proofs will I need? To whom will I need to submit?
Superbly explained, need one clarification. As we know interest is tax free for first three years after leaving the job, can you tell how much of tax we have to five after 3 years.
Rishab I really appreciate your work you doing and thanks for providing knowledge and making us aware about lot of things which we don't even thought we will know.... tell me 1 thing suppose our interest rate is not credited in our passbook since last 2 years what should we do in that case...
Video was brilliant except for a small doubt, if you could clarify .In the excel sheet for FY 2014-15 balance till Jan'15 i.e K15 is sum of K14+F14 ( Rs 4270 is sum of Rs 3765 in K14 & Rs 505 in F14), but in the next excel sheet i.e. for FY 2015-16 there is no mention of Feb'15. There is no mention of F15. So where is the interest calculation for Feb'15 ?
Agar aap apne pf ka paisa nikalne ja rhe hain to dhyan de knhi aap apne pf ka interest ka paisa km to nhi kr rhe. Click here for more detail ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-wgwpdCQZWro.html Subscribe my channel for latest updates on PF.. 🙏🙏
Hello sir, I checked now interest is credited for FY 2019-20. However I think interest rate credited is 7.5 % , instead of 8.5 %. can you please confirm.
Thanks for the informative content. I have a question regarding Pension Contribution, I got my PF transferred to my new employer but I see Pension amount not reflecting. Is there a different process for Pension Contribution? And in case If I have to either withdraw or transfer then how will I do that? Thanks in advance for the response :)
Only service history is transferred, so it's ok if amt not showing. Can withdraw pension in case of total service is less thn 10 yesrs, after 2 month of leaving job.
I really appreciate your efforts. I think many people also need info on below points. - What if i have left previous organisations. And I have multiple UANs. What should be the next right approach should i try to transfer or withdraw. How to do?
Hello i was having PF account my last company and i had left that company in 2016 . Then i went to abroad . so this amount deposited till date in PF account will continue getting interest or not . Also how can i withdraw the amount as my old employer is not in contact .
Labour Law Advisor but how other people passbooks show interest but not for few and also will i loose the benefits of compounding in case i have to wait till withdrawal i.e next 30 yrs to retire as of now
I also had same problem,when I changed from one company to another in 2011 started transfer manually but failed and again through online in 2012 but principal amount transferred on mar'2016 after sending 5 to 6 grievances and then sent 5 to 6 grievances and emails with Excel format of interest calculation and got the interest on mar'2017.After receiving the grievances, everytime their answer were interest is already credited and your case is closed so don't be harassed and send grievance with old ref everytime alongwith a copy to pmo office . Every govt official work this type of punctuality is seen.
Sir, ur videos are very informative... no doubt! I would request you to please make a video on BEST HEALTH INSURANCE in these days. Insurance taker has been increased in this corona time, there so many peoples are got fooled by agents or companies. Moreover, there are so many companies selling insurance and one company have a huge no. of plans in itself. Which gets very confusing especially to a bachelor or the person who is the first in his family to take insurance and also is it even necessary to Health Insurance? and what should be the Sum Insured to be taken? because, in this terror and pandemic situation, I have seen people are taking over insurance prices and paying an unnecessary premium to companies. I will Strongly request to please help us and all the people like these who are searching for good Health Insurance. Sir, At least you can suggest which you have opted for.
Bahut grow kar kar gaya apka channal tab 12 subscriber thaa congratulatuons..... aaj ye purana video isliye dekha thoda confuse thaa intrest ka 2019.20 ka kab ayega dekh raha thaa
Hi Rishabh, Superb highly reasearched content. Given lots n lots of clarity on complex topic... Seek one clarification though... I have resigned from pvt sector exactly after completing 54 years on November 2018 wherein contribution has stopped wef December 2018... So in my case, am i entitle to get interest till Nov 58 or Nov 61.... Kindly advise.
🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏 Thanks a ton for the clarification on interest till 3 years. Case study : Last contribution in 2018, 57 age. Amount to earn interest till inoperative i.e age 60 age (2021), hence didn't claim. Got really confused that after (passing 2 years only) 59 year our money was left with no interest for whole 1 years (2020) as people were confused that after 58 years the account don't earns interest. 🙏🙏🙏🙏🙏🙏
Hello Sir, Your videos are really informative. I have one case study for clarification. My friend is working in private sector. He is planning to go abroad after 2-3 years. He has done regular contribution in EPFO (both from employer and employee) as per Govt. norms. 1. Whether he should withdraw all his money from EPFO before going to abroad or he should keep the money in his EPFO account to earn interest for 3 years as you showed in your video. 2. Whether he can claim money after 3 years of gaining interest when the account become inoperative. 3. Whether he is eligible to get interest for 58 years? Please reply asap.
@@RohitThakur-hz3bn but if he withdraws minimum amount 1k for eg. Every year will his account be active and will he get interest till 58 years. If yes, is this advisable?
Hello rishabh sir, What will be the scenario if we take PF advance in refundable form and pay on monthly basis( 24 months pattern) Does it affect our PF contribution and PF interest Pls answer
Your Videos was very good. & also resolved so many problems.I nave one small doubt I have left jab but i want to withdraw only advance PF not full PF It is possible.
Dear Mr jain, Thank you for making this important video, I have a doubt here...Suppose I have joined a company on 4 July 2016. I can see there is no PF contribution against the month of July 2016 in my EPF. Grateful if you could kindly let me know the reason behind this for my knowledge please. Awaiting for your response. regards Amit
@Labour Law Advisor. Thank you . I really appreciate the video and all the knowledge you are sharing. I have one question If you can answer it will be great. As per law, Interest should get credited on 31st March, But usually EPFO credits interest after one year or around that. So do we get any extra amount for that ? Because they credited like almost after one year. So we are losing money on that right ???
Thanks for the video. I request you to make a video on pension portion as well. When can we get the money? What is the process etc. Also of one transfer his or her pf from one account to another, then will the pension portion also goes there? Please make a video on this as well. Thanks.
I really appreciate this video and the passion with which it is explained. i left my job on Jan 2016 and thereafter have not withdrawn my PF.Now in my account balance i see interestis updated till 31-3-2019 and thereafter its not capitalised. Does the interest being paid stop after 3 years or it continues. If it stops should i withdraw PF.Will be really obliged if you can suggest.
I have around 8 yrs of experience into Software field .. mera 3 company ka PF transfer pending hai, aur ye aaj bhi company complicated bana rakhi hai (Withdrawal k liye abhi tak try nahi kiya .. kyunki urgency nahi hai ..) 1. they generated a new UAN even though I already had one .. jab maine new UAN se old one me transfer ka request kiya to company ne reject kar diya .. ab wo consultancy wale mere kisi mail ka reply nahi dete .. wo Bnagalore me hai, main Chennai me job karta tha aur abhi Hyderabad me hu ... 2. HCl : they have their own trust .. again very complicated process to transfer or withdrawal 3. Company didn't updated exit date (as per your Video .. I will try to put on my own)
Really useful. Thanks. If employee resign job and join to another company and not transfer an amount to new PF account but UIN is same. Then Can employee will get interest on first company's pf amount?
Great Video Rishabh, I have one quick query for NRI, If I move to other counrty and still want to keep by EPF account intact, will I be getting interest till 58 yrs or it will stop after 3 years. Note that as I will be moving to other country there will be no contribution to PF from my Indian office. Would appreciate your input as I have not got any clarity on this and keep reading confusing clauses. Thanks
Hi Sir, Good information on PF. Thank you. What will happen if the PF is inactive for more than 36 months (no contribution made)? Is it advisable to withdraw PF if you decide to retire early, say at age 40?
Video ke liye bahut dhanyabad aap ka! Agar mere 2 sawalo ka jabab denge to mai aap ka bahut Abhari rahunga 1. Abhi mera age 28 years hai mai pichle 6.5 years se ek company me job kar raha hu auar mera Pf Jama ho hora hai. agar me kuch salo ke bad. Job karna band kar deta hu auar PF ka paisa withdraw nahi karta hu phir bhi kya 55 years tak yearly interest mailta rahega? 2. Pichhle 6.5 years se mai pension fund me contibute kar raha hu after retirment age monthly pension eligible hone ke liye. auar 10 saal tak mai contribute karunga. Par kya 10 saal ke baad bhi jab tak mai job karta hu tak tak pension fund me contribute karna padega ya 10 saal ke bad pension me contribution band ho kar sirf employee auar employer contribution hi karna padega? Please guide kare!!
