🔴Is (NPS) National Pension System BEST retirement plan? Full details in Hindi

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National Pension Scheme or NPS is a voluntary long-term investment plan in India. It is supposed to help individuals after their retirement. A major benefit is that it is exempt from all taxes. This video takes you through all the important aspects, pros, and cons of the National Pension Scheme.
eNPS website: enps.nsdl.com/eNPS/NationalPe...
Read about this in English: labourlawadvisor.in/blog/nati...
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Chapters:
00:00 Intro
01:10 What is National Pension Scheme (NPS)?
01:49 Who should invest?
02:05 How is NPS different from PPF/EPF?
02:43 Minimum investment
03:08 Who manages your money?
03:35 Where is the money invested?
04:18 Asset allocation
06:55 Maturity withdrawal
08:10 Premature withdrawal
09:08 Premature exit
10:55 Tax benefits
13:05 Types of NPS accounts
14:00 How to open an NPS account?
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#NationalPensionScheme #NPS #Pension #LLA

Опубликовано:

26 июн 2024

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Комментарии : 1,3 тыс.

@LabourLawAdvisor 4 года назад

LPT Institute: lpt.institute/courses/ 💸DEMAT Account: link.lla.in/Demat QuickPayroll: quickpayroll.in/

@himanshushekhar4881 4 года назад

Ager ham bession karte hai or nps jama karte hai to kya jitna ham jama karenge utna hi sarkar jama karegi

@manmarziyan8204 3 года назад

Pls compare the advantages and disadvantages of investment in nps tier 2 comparing it with mutual funds..

@tarangahuja4972 3 года назад

Hi Sir, Just need a suggestion. My parents are 57 now, so shall I ask them to invest some amount in nps or not. As only 3 yrs are remaining in nps entry. Request you to please let me know

@chandanakalchetti892 3 года назад

Sir in the premature exit, do we do need to wait for 60 years for pension or we get pension start with premature exit year onwards

@himanshujoshi3421 3 года назад

Hi mandeep... I have 2 questions .. 1. Being a individual contributor of nps scheme.. can I invest more then 50k per year ?and is also exempt from tax ? 2. Can u tell me exit procedure of nps for individual contributor?will we have to go to POP physically to submit withdrawl form?

@surajkalbhor8671 3 года назад

You guys should be given PadmaShri for educating India :) Your work is no less. I discovered your channel lately and I am watching all of your videos. God, I've missed so much.. I have learnt more from your videos than from my prof career of 7 yrs Hats off to you guys!!!! Lots of respect and keep up the excellent and extra ordinary work. Thank you sooo much!

@prathapjeer7667 10 месяцев назад

Sir.. Assume i start NPS tier-1 account today and do premature exit after 5 years. Assume my corpus is 1.5lakh (less than 2.5lakh limit) after 5 years. Now, i choose full amount withdrawal. So, this 1.5lakh amount withdrawn in premature exit is taxed as per my tax slab rate or it is tax free..? Please clarify..

@Srij2910 3 года назад

I’m a private firm employee & i opened NPS 3 years back. My sole reason was to get additional tax benefit of ₹50k. NPS in India is similar to 401(k) plan in the US. Although my purpose of investing in NPS still remains the same, but I would suggest private firm employees in their 20’s to get a head start & open a NPS. With better medical facilities & per capita income, our life expectancy is gonna increase in the near future. After retirement a steady monthly income will make you less dependent on your children & live life tension free.

@thestoryofindia9357 2 года назад

I invest in 401(k) here in the U.S. I am planning to open NPS in India. Unlike our parents, it worries me that when we retire, there won't be any govt. pension for us.

@anandhindu3123 2 года назад

very true...... NPS is similar to 401K........... students, employees, etc are not actually told about NPS in India..... EPF is automated....... not sure how many elders know about it

@saurabhsuman4197 Год назад

@@thestoryofindia9357who in the US gets pension? Do you know cost of pensions?

@tejasvi18joshi 9 месяцев назад

@@thestoryofindia9357401 k Means 4 lakh dollars

@vedantkakade3658 2 года назад

Manpreet bhai ki explain karne ki technique hi gazab hein. Clean and simple. Keep it up guys.

@Kitto809 Год назад

Wow apne kitne simple tarike se explain kia hai ki har insaan ko samjh aa jaye

@sheetalsach 3 года назад

This is the first time I came across u channel n found all the information so valuable I just opened both nps and term I wish I had come across u channel sometime back 👍

@debanjanbhattacharjee5385 2 года назад

This is the only video which explains virtually each and every functional aspect of NPS (Tier 1 + Tier 2) along with the tax implications. Thanks for creating this useful content !!!

@GSFAQ 2 года назад

NPS and Doubts plz comment 👇 ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-k3pPFsNEnX0.html

@shivangchaturvedi237 3 года назад

This is my go-to channel for such topics. You and ur team are doing a great work. Kudos brother!

@madanjothidasan 4 года назад

Your videos are so clear to understand and very simple. Thanks for all the informative videos sir!

@adityashinde2519 3 года назад

Nice explanation on NPS features & its benefits. Can you also cover the impact/benefits in case of death/permanent disbility/permanent loss of income? What happens to the amount contributed in such cases?

@cocoleo8111 2 года назад

इस आदमी ने मेहनत और शोध करके ये वीडियो बनाई हैं। 👍

@59paritosh Год назад

Amazingly covered content. I am so glab to be a subscriber of LLA.Just felt the need to know about NPS today and got complete information here. Hope whole process of NPS is same as it was 2 years ago (At the time of upload of this video).

@sahilchanana98 3 года назад

Really good content. Really looking forward to more videos on NPS.

@anshul27 3 года назад

Hi mandeep, After watch all your vidoe i have decided to invest in NPS but when I tried opening account I have to select different scheme, which is quite a task can u make a video for comparing all schemes and how to allocate and how to select all, how to change funds etc. Kind of a final video to actually like u did for zerodha investment. Love ur content and dept of ur research.

@jyotiyemul1193 2 года назад

Aap ne bohot simple tarike se sab bataya hai. Apka vdo dekhne ke baad NPS kafi asani se samaz aaya. Dhanyawad. Ek hi request hai ek example deke samzaiye ki x amount y years ke liye bharne pe Kitna pension milega...

@aryannnnnnnkokushibo 2 года назад

Your Unique way of Presenting tough things in very easy way is much INVINCIBLE and impressive, keep posting Brother

@legendlucifer6265 4 года назад

Congratulations for 1M sub

@pratyushchaturvedi5044 3 года назад

First of all thanks for the informative video. You have 1 subscriber more from today onwards. Can you please clear the following remaining doubts: Question 1) In case of death of beneficiary before 60, how much of the amount can be claimed? Question 2) After age 60, when annuity scheme starts, if a person dies prematurely what amount can be claimed?

@hanutsingh3999 Год назад

Hi @mandeep @rishabh. I have been binging all your playlists for the last 10 days and am almost done with more than 90 videos. I thoroughly enjoy them, which is evident as I took out the time to watch so many of these videos at 1.5x and also made notes. I just have one constructive feedback for you, so that future young people who would like to absorb good quality information quickly can be helped. The playlists efficiently groups the relevant videos, BUT, the order is not given. I had to many times go through the entire playlist, sometimes opening the wrong ordered video and then again identify the first one and open it. This is a very small request and has nothing to do with the thoroughly well-researched and amazing content. It can also be sorted easily if two people spend an hour each. Just a suggestion. Keep doing the amazing work. I love you guys for doing so. Cheers.

@dryogeshmahale 3 года назад

Thank you Madeep Sir,for sharing such important information.Take care

@kdnagar8332 3 года назад

आपसे एक निवेदन है कि आप Government employees के NPS और उनके रिटायरमेंट पर उनको क्या choose करना चाहिए इन सब की जानकारी जरूर दीजिए एक अलग से सेपरेट वीडियो आप इस पर बनाए ।

@avnish.dixit_ 2 года назад

Govt employees to ghus khaa khaa kar pet kar bhar lete unhe pension plan kee kya jaroort

@bhaskaragarwaldr445 2 года назад

@@avnish.dixit_ Dear Avnish all are not the same

@kripashankar9858 2 года назад

@@avnish.dixit_ Aisa nahi hota hai sir ji.

@avnish.dixit_ 2 года назад

@@kripashankar9858 kuch ko chhod kar...Police, SDM, WAKEEL, kon nahi khata ye batao...UP me to sabse bade ghuskhor hain

@kripashankar9858 2 года назад

@@avnish.dixit_ Aapki baat sahi hai lekin aap khud Maan rahe hain ki kuchh ko chhor kar. Isliye maine comment kiya ki aap jisko reply kar rahe hain, ghushkhor bol rahe hain vo imaandaar bhi to ho sakta hai

@ashishrock84 3 года назад

Awesome video! Subway reference was too good :D A couple of questions around Annuity Plan - 1) For how many years do we have to take the annuity plan ? Or is it upto us to decide the duration since that will decide my monthly pension ? 2) At which tax rate will the pension income be taxable ?

@rohithkumar3480 Год назад

Pension till death.There are four to types among annuity plans.

@rohithkumar3480 Год назад

Pension will be taxable according to the income tax slab at that time

@rngamming5255 2 года назад

Brother 1no video he.. sub Kuch easy way me BATA diya Aapne... Thank a lot for awesome information...

@amitpatil8643 3 года назад

All information related to NPS in one vdo Thanks Sir

@SheetalGuptas 3 года назад

Great video. It would be really great if you can throw some light on which fund manager to choose for Tier 1. How to check their performance for the last 10 year (or more) across different class like Equity

@vivekrawat7856 3 года назад

This is what i was searching for. Thanks for information. Its been 2 years since i opened my NPS account but wasn't aware of the true knowledge of it. Good job.

@raushankumar-qg3jo 3 года назад

Kya aap ne account khol liya????

@deepasuwasiya349 3 года назад

Hello vivek Could you please advise me something on nps please for better knowledge?

@vivekrawat7856 3 года назад

@@raushankumar-qg3jo yes am a govt. Employee. So it was mandatory.

@vivekrawat7856 3 года назад

@@deepasuwasiya349 yes ask i wll try

@RajGupta-nt9ww 3 года назад

Can we increase or change the amount of contribution in NPS?

@ATMESH Год назад

बहुत अच्छी तरह समझाया आपने

@gopaldas-wl1pg 4 года назад

Thankyou sir AAP JAKAR MILA MERE KO NPS KA ASALI VIDEO

@gouravbagora2600 2 года назад

Great content LLA. I have few questions if you can answer them I will really appreciate. 1. What happens on demise of NPS subscriber? 2. Can I switch from Active choice to Auto choice? 3. Is there any app which we can use to check NPS activities like we have for Mutual funds like ET Money?

@ramgulshan2 5 месяцев назад

Answer: 1. Your nominee will get the amount. 2. Yes, but once or twice per year only. 3. Umang app. Can be used to see your account details.

@VineetSahuvs 3 года назад

Dear Mr. Gill, Thank you for the simplified and immensely helpful video. Could you clarify if a govt. employee can choose active choice, if so, how? Thanks. VS

@sahejg3635 3 года назад

Yes you can choose .With your pran noyou can make many other changes.Govt has no role accept their contribution.

@amlanbharatendu 3 года назад

Well explained. Every doubt cleared. All possible queries addressed.. Good

@akshaygupta8723 2 года назад

Such great content..big fan, huge respect for you and the team ❤️

@sumanmohanpradhan319 4 года назад

Sir it is provided by COMMON SERVICE CENTRE (CSC) also.

@arunavadey4323 4 года назад

Eagerly waiting for the calculation part in the next video from this series.

@siddharthpangotra 10 месяцев назад

Wow! Such crisp and precise explanation. 👏

@varshaiyer7960 Год назад

Wow ! What a precise explanation . Thank you .

@rupallavana1916 3 года назад

In normal annuity pension scheme,the contribution we made is given to the nominee on death. Is it applies to NPS too?

@yogeshjagtap6200 4 года назад

hallo sir, sir (central government employee) nps scheme के उपर 1 सेप्रेट video बनाई ये pls. क्युंकि आपने जैसे बताया 2 type acc. (teiar 1,2) ये choicess hume अपने account ki कौनसी है नही पता तो आप 1 वीडियो goverment employees NPS sheme पे बनाई ये. धन्यवाद् 🙏🙏🙏

@NormalUse635 3 года назад

Good demand...expecting same

@rituparnapaul3442 9 месяцев назад

I work in a nationalised bank and this video really helped me. Thank you.

@artipalwankar9806 3 года назад

Sincerely explained in detail.

@HARSHITVERMAhasrnp 4 года назад

One thing to keep in mind that NPS employer contribution is part of your ctc similar to PF. Very long term investment plan will never be helpful. Real life example: My dad invested 300 rupees per month with 12% compound interest and after 20 years he got 3 lakhs rupees. 20 year back 300 rupees per month was a big amount. The money he got after 20 year is not valuable as compare to 20 year back. So I feel very long term investment is not a good idea because indian rupees is always falling. Instead you can invest some where else like land, gold. Choose your investment wisely.

@Bhushan64 3 года назад

Returns on gold is just 9.5 percent in the last 20 years

@DharmenderKumar-sy6gi 3 года назад

Agriculture land near industrial area is the best option. Or buy plots in industrial area and make rental properties. This is best option for regular income.

@MARKIT9620 3 года назад

Bhai sab chutia bna rhe hai

@viki19910 Год назад

Then according to inflation increase your contribution amount also. Then I feel we ll get more fund

@vicky6260 3 года назад

The video doesn't mention anything about the additional 50K NPS amount that can be exempted under 80CCD(1B).. would like to know how will that change the decision?

@nidhitaneja9037 9 месяцев назад

Very good and complete info on nps. Thank you so much!

@praneethgeedi333 3 года назад

Great explanation Sir. Thank you

@shubhamdongre1202 4 года назад

Sir do a video on Postal life insurance (PLI).

@someshwar7983 3 года назад

Sometimes make a video on postal life insurance

@souravsaha91 4 года назад

In case of PSB bank employees, NPS is compulsory. Is it the same like explain here or functions differently.

@Iam_Vivekk 2 года назад

Bht hi shandar brother ... Keep educating us 💐💐

@SanjayKumar-et2wq 4 года назад

Excellent explanation sir.Thankyou

@soothingmusic7006 2 года назад

Hi Sir, I have a question regarding NPS employer contribution. I know you already made one video on NPS but it would be great if you can address how an individual can take maximum benefit of NPS. As far as I know NPS benefit are 50000 as tax exemption in 80 CCD(1). However, there is one more thing as NPS employer contribution which can be maximum of 10% of basic pay. So will it make the deduction over and above 2 lakh limit of 80C + 80 CCD(1). If yes, then how can I leverage my existing NPS pran to add employer contribution? if I have seperate PRAN for corporate NPS and my personal contribution then having more than one PRAN id is not valid or recommended by NPS authority which can cause problem. Please share your thoughts on this. Thanks in advance !

@rambocurfew3596 Год назад

@LabourLawAdvisor hello, i have a question related to employer contribution only. Can the employer do the investment for employee in backdate, atleast for same financial year. I tried checking varioua FAQs even in Protean website, but no help. Please advise. Thanks in advance.

@makardhwaj2005 2 года назад

Thanks, I was not aware that I can get tax benefit beyond 50K by employer contribution. Apart from 80c. It's Tax part need more detail, as it's still confusing for lot.

@GSFAQ 2 года назад

Sir NPS doubts plz comment 👇 ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-k3pPFsNEnX0.html

@ajaysingh-mg7oy 2 года назад

If you have exhausted 1.5 lakh limit for 80C, you can get an exemption of another 50k if you put money in Nps on your own, on top of it if your employer provides nps contribute facility you can put 10 percent of your basic in nps which will be tax free

@vaibhavsingh144 4 года назад

Superb explanation. Thanks

@sahadebpaul5314 2 года назад

Superb 👍👍 Perfect 👍👍 knowledgeable video . Thank you sir 🙏🙏🙏🙏🙏🙏

@shamsTabrezMohammad 4 года назад

What are the advantages/ disadvantages of opening NPS account through third party applications like ETmoney?

@bhargava_ramudu 3 года назад

actually where is the best place to open NPS account ?

@sunilmohapatra2398 4 года назад

In current situation lot of govt employees r complaining to ban nps n start old pension scheme as after investing for more than 30 yrs in Nps they r hardly getting pension of rs1500 to 2000 because the pension amount is dependent on market condition.so what u have to say about that?is Nps still a good investment option as at the age of 60 a person doesn't want to get a pension of only rs1500

@bks0490 4 года назад

Yesssss ys ys you r right.. Aisa hi hota he last me sifr 1000 rs month aata he all amount uske pas raheta he hamri bachat k isase achha to fd me incom jayda hogi..

@nakulsahore7934 4 года назад

AAP thodi iski details jaano pehla, 1500 pension sirf usko milegi Jisna poori life sirf approx 200000 h contribution Kia, You must search NPS calculator That will help you for some details

@alltakeoffer6088 4 года назад

@@nakulsahore7934 Yes

@shalabhpradhan529 4 года назад

Not true, 1500/2000 pension unhe mil rahi hai jinki sirf 6-8 saal ki service hai (baki wo contract pe the ,so actual employment tenure on government payroll is not more then 8 years). Of course usmai unka contribution he itna nahi hai ki koi pension ban paye. On the other hand agar koi 30 saal contribution karega to obviously usko accha return milega.

@debojitdas2579 4 года назад

I would suggest you please search the facts and figures before coming to a conclusion. Search those Govt. employees amount of contribution, the number of years of contribution, the percentage invested in annuity etc. before making any comment. Surely, I believe that you will be in a better position. I know one uncle who worked in the private organization for the past 21 years, believe it or not, he is getting Rs 19580/- per month through NPS (he said it). He has other investments like RD, FD, SIP, Insurance as well. When I asked how he managed to do this, he simply replied, "Saving is an Art, Saab ki baas ki Baat Nahi hai. Long hail Warren Buffet". So, my friend, it is deemed to be difficult but not impossible.

@shreekishori7295 4 года назад

Namskar Sir, Kripya Medical Leave/Sick Leave topic par ek video baniye, jisme agar Medical Certificate submit nhi karte to kya action liye ja sakte hai. OH&S ke purpose se kya view ho sakta hai? I love your way, how you tell and make understand the terms. It is really much appreciated. Thanks so much Sir.

@ShilaDevi-tj5pe Месяц назад

Your knowledge is excellence and superb😊

@srijantata 4 года назад

I have opened NPS account last year...right now I am at a loss of 52%....NPS can be risky....if you allocate too much in equity

@CJhere 4 года назад

Minimum how much i can allocate on equity?

@shamsTabrezMohammad 4 года назад

In the long term , you will get high returns.. don't worry

@shaikmuhammadquasim8801 4 года назад

Who is your pension fund manager???

@srijantata 4 года назад

minimum is 0%, I am 33, so I allocated 75%, but it's a wrong decision, my pfm was sbi...then I changed it to hdfc, still no improvement.

@alltakeoffer6088 4 года назад

@@srijantata Long tarm me improve aia ga

@arunsudhakaran2142 4 года назад

Sir I am investing 50000/year what will be the maturity value after 23 years and what will be pension per month after 23 years?

@gaus5810 2 года назад

Very knowledgeable very informative, good job 👍😊

@dipruchab6501 2 года назад

Super bhai👍great work u have done here..

@prateekguptaa9963 3 года назад

Nice explanation, have one doubt. What if 40% amount is not utilised fully after retirement and the person dies, will the remaining money be transferred to beneficiary (if any) ?

@gopalsaha2616 2 года назад

I heard many you tuber, but nobody explained on this point

@gopalsaha2616 2 года назад

😄😄 I heard many RU-vidr, but no body properly explaining on this poin

@GSFAQ 2 года назад

Clear your doubt NPS va OPS👇👇 ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-k3pPFsNEnX0.html

@adityasinghtomar5685 3 года назад

Can I increase my contribution with time or anytime I want?

@shafaque_naaz 3 года назад

Yess u can

@AnilKumar23456 2 года назад

You cleared all my doubts thanks for efforts

@manojmuralidharan8571 2 года назад

One of the Best explanations.👌

@srinivasanbhaskar9732 4 года назад

I have withdrawn the amount of Rs.180000/- i.e. full amount on attaining 60 years of age. Can I again start investing? Will I get fresh PRAN or my old PRAN will continue?

@bhargava_ramudu 3 года назад

Dear sir ! Can you suggest where is the best place to open NPS account ? With your experience ?

@dominictyger7638 4 года назад

NPS is good for Unemployment/self employed/private sector but This is hanikart for Govt employees Becoz Old pension scheme is best... Agr aaap ko itni he best lgti hai to ... NPS lagu kro... Politicians aur Indian Army ko b ... Why these two's are exempted from NPS ??????????

@LabourLawAdvisor 4 года назад

Last i checked, ab old pension scheme la account khul nhi pata, right?

@dominictyger7638 4 года назад

@@LabourLawAdvisor Ab bnd kr dia bahi... pehle marne tk pension milti the govt emp ko aur us k baad me bv ko ... lakin nps me apne he paise dia hua .. wapic pension milegaa ... matlab ...jaise he wo 10 ya 12 saal me ktm buda kis ki jaan ko royegaa... almost log govt sector ko isi lye chunte hain ta k wo budape ka sahara bn sake .. lakin BJP ne wo sahara chin lia

@beyond_horizone Год назад

Good information than other videos in RU-vid.

@HareshBorhade 3 года назад

Well explained and helpful. 👍 Thanks for this.

@coolvikashanand 4 года назад

Hi sir. What if someone get died Before after Applying NPS .(Before age 60 and after age 60) If possible please give example.

@vinodsurgude9817 3 года назад

National Pension Scheme is designed to offer monetary help to a subscriber after retirement, it also offers certain death benefits. In case of death of a subscriber, the nominee/legal heir is entitled to withdraw the accumulated money.

@festfuneducationscienceand5664 4 года назад

Sir after 62 years, if a man or woman will die, then what would b NPS pension process? I mean her/his nominated childrens will get monthly pensions?!

@developerrazi 4 года назад

No, Nominee will get the 40% of the remaining fund

@narendramandal5150 3 года назад

Aapka har video bahut hi badhiya hota hai.

@rajprema.6425 2 года назад

How well you explain...extensivelyy...

@vivekkaushal328 4 года назад

Bro agar insaan maar jaye before 60 thn what in NPS

@vivekdhingra6940 3 года назад

Same question

@manishkumarmauryaiert 3 года назад

Same question?

@samudradas6153 3 года назад

Money will be received by the investor's nominee

@Ashishpowar199 3 года назад

All of the money will be received by nominee or how much percentage.

@dominictyger7638 4 года назад

Jis din NPS govt employees se hat jayge... Tb me 500k me daan kruga...by God

@anuragjaguri2585 3 года назад

Matlab

@dominictyger7638 3 года назад

@@anuragjaguri2585 mere kaine ka matlab... NPS hat k OPS aani chaye... Agr aisa ho jaye to ... Me 500000 Daaan kr duga

@jayeshkhara1425 3 года назад

Good information Very useful Thanks

@JourneyInSearchPeace 3 года назад

Thank so much 🤗 ur doing such a grt work.

@Visual_Feast1912 4 года назад

Wanted to know is their any Return's 💰 after my Death 💀 to my Family 👪 ...! For example my Death 💀 is at my 75 Years or before 60 Years. So my family 👪 get any Return's...?💰. In any form as Pension or Lumsum as nominated Name register in NPS. I know after 60 year of my age I will get Pension. What about Amount Invested in Annuity Plan, do my Family 👪 get after my Death 💀...?

@trilochansahu1532 4 года назад

There are different type of plans while taking pension. Either you get pension till your death then your nominee gets pension or you get pension till death and nominee gets lumpsum after your death etc

@9860010234 4 года назад

On the death of contributor before age of 60, a lumpsum amount be received by nominee, however after 60, there various scheme of annuity for pension offered by insurance companies, need to choose one among them..

@avisekghosh6351 4 года назад

There are 4 options available. Check Nps website. You,your wife even after death of you & your wife your children can get the only depends on which scheme you're choosing at time of taking annuity plan.

@VikashKumar-qw7fs 4 года назад

NPS से कोई रिटर्न नहीं मिलने वाला है । बेकार प्लान है। अच्छा होगा कि अपना पैसा सोच समज कर लगाए क्योंकि यह शेयर मार्केट पर आधारित है। झूठ कहते हैं कि इससे हाई रिटर्न मिलता है आज तक किसी को हाई रिटर्न मिली हो तो बताना जरूर।

@krunalbhatt001 3 года назад

Ekdum sahi... Ekdum satik...

@shradhasuman8196 3 года назад

Hi there.. I am searching for a comparison of NPS tier-II and other investment options. NPS tier 2 has lock in period of 3yrs but seems to be taxable. Please make a video on such comparison and clarification. Anyway, I find your videos very relevant. Thank you and keep it up. 😊

@soumendranathsasmal8928 4 года назад

Sir, I have Atal pension plan, can I open NPS account, please help, kiya yea same hai??

@trinathkumohanty4156 3 года назад

Yes you can open

@jagpreetsingh1254 3 года назад

I have an NPS account which were opened when I am in Government sector , now I have switched to corporate sector now my contribution I think also stopped . I want to contribute now also but where should I go? But I wonder still I am getting an message of my NPSs statement . But I am contributing any thing Is any one can help?? I want to run my account smooth manner .

@heyitsvibz 3 года назад

bro why left govt sector ?

@jagpreetsingh1254 3 года назад

@@heyitsvibz I am on contract bro pls answer my query if u or any body have answer......

@devjyotichatterjee2755 2 года назад

Some very important questions: What are the charge structures in NPS, please make a video on this. It looks like for each remittance the charge of POP-SP (20 rs or 10rs minimum) and CRA (3.75 per txn) are very high. Also please explain D-Remit feature in that. I am still not clear whether D-Remit is entirely free or not.

@tusharaggarwal4707 2 года назад

Thanks sir, for providing such valuable information.

@kishorchowdhury5463 3 года назад

Remaining 40% amount ka keya hoga after death of employees.

@charanjeetsingh7302 3 года назад

Given to nominee

@manishgautamvlogs1447 3 года назад

In the pocket of govt

@Ashishpowar199 3 года назад

You haven’t talked about the nominee’s.

@jaffarsadiqmohammad9776 3 года назад

Great videos keep up the good work 👍

@KiddoSurgeon_DrAR 3 года назад

Shandaar video!

@sujoydas9735 3 года назад

Brilliant explain with Brilliant advice

@Archanakarthikeyan 2 года назад

Very helpful video. Thank you very much!

@ankushkumar8283 3 года назад

Clearly explained nice

@gauravjeph9593 2 года назад

Very good educating video on the topic. Liked it. Very much appreciated. One question though: what is NPS TIER2 TAX SAVER ACC and can we operate TIER2 W/O TAX SAVER and TIER2 TAX SAVER simultaneously?

@C04m1c Год назад

Great content. Not only this but a lot more that I've watched and learned from so far. A BIG THANK YOU. Have 3 questions on this topic - would be obliged if you can answer these as I haven't found much satisfactory answers so far - Q1. What happens to the 40% annuity fund incase of death of the subscriber (obviously after 60 years of age)? Q2. What happens to the fund incase the subscriber passes away before 60 years of age? Also, is the tier 2 fund value taxed for the nominee? Q3. Is the defer option available for nominee after death of the subscriber incase the market conditions aren't that good to withdraw the lumpsum ? Appreciate if you can take out your time to please answer these. And hey, keep up the brilliant work that you're doing. It definitely feels illegal to access such quality content for free 😄