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100% DEBT FREE - How We PAID OFF Our Mortgage in 6 Years 

JENNIFER COOK
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#debtfree #frugalliving #moneysavingtips
Years ago I announced that we decided to pay off our mortgage by 2025. Here we are in 2024 and WE DID IT!
In this video I want to talk about 7 things we focused on that helped us achieve this goal and become 100% debt free. If you're looking to cut down on expenses, you've come to the right place! Make sure to hit that "Subscribe" button and turn on the notification bell to never miss an update from my channel. Stay tuned for more valuable content!
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Want to get in touch with me...
Email: jennmariecook2018@gmail.com
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- Information on this channel (Jennifer Cook) represents my thoughts and opinions only. I am not a medical doctor, medical professional, financial expert or any other kind of certified expert. I have no professional training in life coaching. I discuss things I’ve learned that have personally made my life better. All content found on this channel (Jennifer Cook) is intended for informational & inspirational purposes only. Please be sure to do your due diligence and contact a professional with any questions you may have regarding any information you have seen or heard on this channel (Jennifer Cook). This video and all videos on this channel are a means of social support.

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1 июн 2024

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Комментарии : 520   
@laurievillotta7935
@laurievillotta7935 12 дней назад
I paid my home off at age 48 making less than $60,000 a year being a single mom with 2 kids. It has been a huge relief.
@THEJENNIFERCOOK
@THEJENNIFERCOOK 11 дней назад
That is awesome!
@anneeastaway2311
@anneeastaway2311 11 дней назад
That is a great achievement. Amazing. Well done
@mae9064
@mae9064 11 дней назад
Incredible achievement 🎉 now just don’t fall into the trap of thinking bigger is better as the kids grow. It’s not ! Kids move on too. So keep it simple and enjoy your incredible achievement every day in every year 😊
@amyhudson1016
@amyhudson1016 11 дней назад
Amazing 🤩 congrats
@BeerBikes
@BeerBikes 10 дней назад
Booooooom ❗💥
@anniealexander9616
@anniealexander9616 5 дней назад
Great video! I paid off my home in 2019. One Friday, I had gotten paid and I had nothing I could pay on. I was so happy, I cried.
@THEJENNIFERCOOK
@THEJENNIFERCOOK 4 дня назад
Amazing!
@jamescares9003
@jamescares9003 10 дней назад
Paid off my home in 5 years. Then saved 5 years of expenses, insurance, and taxes in a high yield savings account as my emergency fund. Now I place 70% of my paycheck in savings and live off 30%
@THEJENNIFERCOOK
@THEJENNIFERCOOK 10 дней назад
Fantastic!
@ItsMeLearyB
@ItsMeLearyB 3 дня назад
That's so awesome and encouraging!!🎉🎉🎉🎉🎉
@debbielee4951
@debbielee4951 15 дней назад
Congratulations 🎉my grandfather said stand on your lawn bare feet the grass feels better with a paid off house. We are debt free it feels great my husband retired at 55 and I quit my job as a teacher at 50 so much freedom with no debt.
@tgayer1
@tgayer1 15 дней назад
Is your grandfather Dave Ramsey? L O L, he says the same thing! 😂
@psr1lady
@psr1lady 15 дней назад
SO TRUE !!!
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Debbie, thank you so much for your years as a teacher!
@nzmoneykarma
@nzmoneykarma 6 дней назад
Oh I do dream of an early retirement- 2 more years to go!
@Sonoragrove4
@Sonoragrove4 9 дней назад
It’s the best feeling in the world to have that peace of mind and freed up funds! Paid our 15yr 2.87% mortgage off in 7 yrs. Don’t care what financial experts say about keeping a low interest rate , stability and financial freedom beats a mortgage every time!
@THEJENNIFERCOOK
@THEJENNIFERCOOK 9 дней назад
You are absolutely right! The peace of not having it around is what we wanted.
@MRemes
@MRemes 12 дней назад
Congratulations! Good job! 🥇🏆💰💯 Late to the party but paid my house off and became debt free at 69 years old.
@yasminogbu8929
@yasminogbu8929 9 дней назад
Congrats ! What a relief 🙏🏼
@jml9550
@jml9550 5 дней назад
I paid off my remaining $328k mortgage during the start of pandemic in October 2020, last payment made in December 2022. Best decision I have ever made. Now at 51.5YO, family of 4, home and rentals all paid off with no debt whatsoever 😊
@THEJENNIFERCOOK
@THEJENNIFERCOOK 4 дня назад
That is awesome!
@jml9550
@jml9550 4 дня назад
Appreciate that.
@theresawinder7403
@theresawinder7403 13 дней назад
Mortgage will be gone christmas next year for us, 6 years early. No car payments, no other debt. Congratulations from the Uk
@THEJENNIFERCOOK
@THEJENNIFERCOOK 11 дней назад
Fantastic!
@kathyb8540
@kathyb8540 3 дня назад
​@@DAL201107 that was kind of rude wasn't it?
@THEJENNIFERCOOK
@THEJENNIFERCOOK 3 дня назад
Kathy, that comment left by that viewer was very rude and disrespectful towards Theresa. That is why it is gone. I appreciate you calling it out. Whenever I catch something like that, I remove them.
@asavannah7439
@asavannah7439 15 дней назад
Congratulations! My husband and I paid off our (second) 15 year mortgage in less than 8 years 🎉 Best feeling!
@THEJENNIFERCOOK
@THEJENNIFERCOOK 11 дней назад
That is awesome!
@nanar.8088
@nanar.8088 15 дней назад
When we paid off our last vehicle we started a vehicle account saving that same amount of $ each month so when another vehicle needed we can pay cash. We are senior citizens and we're debt free before we retired. Congratulations to being debt free! Such awesome freedom 😊
@K.mit338
@K.mit338 2 дня назад
My husband and I will be done paying our mortgage off in 7 more years. This will be 21 years early on our 30 year mortgage. We will be in our late 30s/early 40s. I’m excited to 100% debt free.
@THEJENNIFERCOOK
@THEJENNIFERCOOK 2 дня назад
That is amazing 🤗
@amyk6028
@amyk6028 15 дней назад
Agree 💯 on the social media aspect. I deleted my Facebook & Twitter account 4 years ago because I realized the harm it was doing to my mental health
@ShareHeart1218
@ShareHeart1218 15 дней назад
Same! Right around the pandemic time, I had enough. Don’t miss it a bit!
@loriloristuff
@loriloristuff 15 дней назад
My therapist recommends against FB as she says it's "shallow relationships screaming at you like a two year old throwing a tantrum." It served a purpose at first, connecting to family, but FB contributed to my stagnation after a significant life event. Family that wants to stay in touch now uses my phone number to text. I have the birthdays of those with whom I am close, and send them real birthday cards every year. The cards keep me busy and are much more real than a meme posted on FB.
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Amy, thank you for adding this! It is an important topic. Hugs 🤗
@gemnilocs
@gemnilocs 11 дней назад
I deactivated Facebook in December, hadn’t missed it, my mental was much better. I still have IG and TikTok but those don’t take nearly as much time as Facebook did. I reactivated yesterday for my birthday…I scrolled for a few minutes here and there and literally just deactivated a few moments ago.
@mikelee0072
@mikelee0072 5 дней назад
Never saw this coming. But I've never slept better after paying off our home in February.
@TRuth.T
@TRuth.T 15 дней назад
Congrats, we also are debt-free (in Jan.) We paid off our farm (after 15 yrs :)
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Congratulations!!!!! ❤️
@elizabethramirez8155
@elizabethramirez8155 11 дней назад
What was your mortgage total? I couldn’t find that information
@sherrypeveto1868
@sherrypeveto1868 15 дней назад
Congrats! I dreamed and worked for it for 10 years! Paid in full 2021. We are highly allergic to debt. 😂🎉🎉
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
That is awesome!
@asavannah7439
@asavannah7439 15 дней назад
I like that saying. I'm also highly allergic to debt!
@cindyw7973
@cindyw7973 14 дней назад
We are debt free too. After my hubby was diagnosed with lymphoma stage 4 in 2019, he aggressively worked on paying our house off when he went into remission. I struggle with spending but he helps me see the bigger picture. Recently found your youtube videos and have been listening.
@mysustainabilityjourney9321
@mysustainabilityjourney9321 13 дней назад
I'm aiming to pay off my mortgage. Being frugal sharpens the wits and keeps you fit and encourages you to learn new things.
@lleocttx2326
@lleocttx2326 11 дней назад
Yes, it’s learning new ideas and finding new skills, realizing that you have skills, ideas and creativity you didn’t think you had that is so rewarding. The money you save is kinda nice, too 😉
@lindamcteer
@lindamcteer 15 дней назад
Congratulations! Paying off your house is a huge financial milestone.
@THEJENNIFERCOOK
@THEJENNIFERCOOK 11 дней назад
Yes! Thank you!
@ShareHeart1218
@ShareHeart1218 15 дней назад
This video is so inspiring! I started Dave Ramsey’s baby steps in January. We’re still on baby step 2 (pay off debt except house), but in predicting where we’re at, we will pay off our mortgage in 5 years (18 years early!!!!!!)🎉 thank you for posting this video, it does help to see that it’s possible!
@tgayer1
@tgayer1 15 дней назад
Awesome!
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
This is fantastic! Stick with it and stay focused. You can definitely do this! Hugs ❤️🤗
@psr1lady
@psr1lady 15 дней назад
WELCOME TO THE CLUB! We celebrated in March (Pi day). Congratulations!!🎉🎉🎉
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Congratulations!
@lisadearing5960
@lisadearing5960 2 дня назад
Congratulations!!! We are on track to have our mortgage paid off in December 2026…19 years early! It will be the best Christmas present ever! The only other debt we will have is our car and paying it off will be our next goal. When the time comes and we make that final payment, there are very few people in our circle who we will tell. You would think that family members would be happy for you and not jealous! Nope, not the case. They all like to say (sarcastically) “it must be nice!” My answer to them from here on out will be “yes, it sure is!”
@THEJENNIFERCOOK
@THEJENNIFERCOOK 2 дня назад
Lisa, I am so excited for you! Make sure to let me know when it happens. I will celebrate with you 🤗
@callalily_6084
@callalily_6084 12 часов назад
I found your channel during the pandemic and heard about your mortgage free goal. It didn’t occur to me to try and pay off my mortgage quicker. I have been working on paying extra on my mortgage since 2020 thanks to you! Congratulations on your major milestone 🎉
@THEJENNIFERCOOK
@THEJENNIFERCOOK 11 часов назад
Thank you so much for sharing this with me! Hugs 🤗
@LarrissaHorder-jt7vb
@LarrissaHorder-jt7vb 15 дней назад
CONGRATULATIONS. Enjoy this wonderful feeling, freedom and pure joy. Sparkle big time in the knowledge of oweing not a penny to anyone, there's really nothing like it and through hard work, frugality and wise choices, you and your husband have achieved this huge goal......so happy for you.
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Larrissa, thank you so much for your kind words ❤️
@karenpack8111
@karenpack8111 15 дней назад
Congratulations!! So happy for you! We too are debt free. It's a wonderful feeling!!
@mariaportillo1587
@mariaportillo1587 15 дней назад
Hello ladies, can wait in the next few years be in the same place as you. Mortgage Debt Free!!!!
@Beyou1262
@Beyou1262 2 дня назад
We just paid off mortgage. Long term goal. Finally achieved. We followed Dave Ramsey. He has detractors, but was good for us.
@THEJENNIFERCOOK
@THEJENNIFERCOOK 2 дня назад
That is awesome!!!! Congratulations 🤗 ❤️ YES!!!!
@judi7240
@judi7240 15 дней назад
I am sooooooo happy for you and your family. You have educated many people of all income levels and ages. The main takeaway that you have always conveyed is that it’s never too late. Don’t give up. Debt is a prison. I have watched your videos from the beginning and have watched in anticipation for this day. Congratulations Jennifer!!!!
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Judi, thank you so much! You made me smile 🤗
@gretadurbin4144
@gretadurbin4144 15 дней назад
Congratulations!! You're just beginning to know how it feels each morning knowing you have one less thing hanging over your head so you can enjoy your family and life even more. We paid off our first home in just over 12 years. We then purchased a second home for a family member and paid it off in 7.5 years. Recently we gave another family member a portion of our land and now have family next door! You only need to be a conscious consumer with precise goals to save for the dreams. This was done on one income.
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Greta, this is amazing! Thank you for sharing this 🤗
@TheKaty739
@TheKaty739 15 дней назад
Wow so impressive!
@kellyl4301
@kellyl4301 15 дней назад
Omg!!! I'm soooo happy for you!! This gives me hope
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Kelly, hope is a wonderful motivator. Hugs 🤗
@Sweetie8387
@Sweetie8387 5 дней назад
Congratulations, some really good tips in this video. I’m still 12.5 years away but have overpaid £105,000 over the years so aiming to be mortgage free by 52.
@THEJENNIFERCOOK
@THEJENNIFERCOOK 4 дня назад
You can do it!
@rachelrhoades4379
@rachelrhoades4379 15 дней назад
This is amazing!!! 🎉🤩💜 My husband and I didn’t make wise choices with our money in the first 10 years of marriage and we’ve racked up a good chunk of debt. We finally hit the end of the line this year, where our mindset has changed and we are working to pay it off. This is why I found your channel, so I want to thank you for sharing and being so encouraging!
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Rachel, you can do this! It is possible! You can do this!
@analopes9909
@analopes9909 2 дня назад
You can do it too Rachel! Stay strong! 😊
@arthurmantzouris4413
@arthurmantzouris4413 15 дней назад
Congrats on getting to pay it off.....😊😊😊
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Thank you!!!! 🤗 ❤️
@victoriamorris8678
@victoriamorris8678 15 дней назад
Congratulations!!!! such a big achievement Jennifer! We started following Dave Ramsey baby steps 3 years ago, went all in, paid off our house 5 years in advance. It was a game changer, and I want to thank you for your kind support to all of us through your channel . It is doable, and it changes your mindset.
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Victoria! That is fantastic! Thank you so much for your kind words ❤️
@nurseallie
@nurseallie 10 дней назад
Paid off our mortgage 5 years ago, it’s a great feeling! Congratulations
@THEJENNIFERCOOK
@THEJENNIFERCOOK 10 дней назад
That is awesome!
@joannedouglas8436
@joannedouglas8436 15 дней назад
Congratulations . Your hard work has paid off finally . Well done . Enjoy debt freedom x
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Thanks so much! 😊
@Yup2024
@Yup2024 15 дней назад
Congratulations! Blessings to you and yours!
@katiaguillaume5083
@katiaguillaume5083 11 дней назад
So so so happy for you guys!!! We’re on a similar journey and it’s so encouraging to hear that you’ve reached this huge goal! Enjoy!!!
@THEJENNIFERCOOK
@THEJENNIFERCOOK 10 дней назад
Thank you so much!!
@_KendraChristine
@_KendraChristine 15 дней назад
Congratulations on paying off your mortgage! What an accomplishment. This is so encouraging to me!
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Thank you! ❤️🤗
@paulawhite8674
@paulawhite8674 15 дней назад
So happy for you Jen!!!! Nothing like it!
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Exactly! Thank you so much!
@Christine83507
@Christine83507 7 дней назад
I’m a few months away from paying off mine! I can’t wait! Congratulations to you for achieving your goal 🥳
@KLC777
@KLC777 15 дней назад
Congratulations on making it to baby step #7!!! You are a great inspiration. My goal is to complete baby step #3. In a few weeks I'll be 43% complete of this goal! You are speaking the truth about avoiding toxic content and learning how to be content. Great video.
@THEJENNIFERCOOK
@THEJENNIFERCOOK 11 дней назад
Fantastic!
@shellonlorrimer9887
@shellonlorrimer9887 10 дней назад
I have been following you for years and has been patiently waiting for this moment. Congratulation, I am soooo proud of you and your husband! Job well done...
@THEJENNIFERCOOK
@THEJENNIFERCOOK 10 дней назад
Awww.. Thank you so much for your support! Hugs 🤗
@ginaharbison6650
@ginaharbison6650 15 дней назад
Congratulations, Jennifer 🎉 Excited to have watched you the past several years and now cheer as you have reached this goal!
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Gina, thank you so much for your support! I really appreciate it 🤗
@lanamichalski3208
@lanamichalski3208 15 дней назад
Congratulations to you and your husband! The feeling is indescribable! Also, I think your daughter is old enough to see what you and your husband did through perseverance.....what a wonderful lesson for her!
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Lana, you are absolutely right! For the last several years, she has colored in the lines of our house payoff tracker. She was thrilled to color in the last line. ❤️🤗
@asavannah7439
@asavannah7439 15 дней назад
I got a pay rise of almost $10,000/year more about 1,5 years ago. Instead of spending more now I just save more! Frugal forever!
@cindyfoley268
@cindyfoley268 15 дней назад
Congratulations on paying off your mortgage! That is awesome! I am your people 😊
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Yesss!!! Hugs ❤️🤗
@Daysjourneywa
@Daysjourneywa 15 дней назад
Congratulations! 🎉 proud of you guys. We are working on trying to pay ours off early as well. Last month I wondered if I would be able to keep up this momentum, but your video is so inspiring. Thank you for all your tips and encouragements.
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Yay! I am so glad this helped. You can do this! Hugs 🤗
@anadajboc
@anadajboc 15 дней назад
Congratulations on paying off your house! My fiancé and I are working towards the same goal while also saving up for our future car so that we can continue to pay cash and not have any other debt. Your accomplishment is truly inspiring and motivates us to stay focused on our financial goals. Well done!
@THEJENNIFERCOOK
@THEJENNIFERCOOK 11 дней назад
That is awesome!
@vickinelson2659
@vickinelson2659 14 дней назад
Congratulations, Jennifer! How free you must feel. You are an inspiration, pushing my husband and I in the same direction - we are paying off our mortgage. We are older than you but determined not to go into retirement with a house payment. Thank you for your perseverance and showing us it can be done.
@THEJENNIFERCOOK
@THEJENNIFERCOOK 11 дней назад
You can do it!
@Nisa-gm5wg
@Nisa-gm5wg 13 дней назад
Congratulations 🎉🎉🎉🎉 We paid off our home March 2020. One week later and everything was shut down. We are debt free still. It’s a wonderful feeling. Planning to retire when the last one goes off to college in 3 years (I’ll be 54)
@nancycerreta5629
@nancycerreta5629 14 дней назад
Big congratulations! Our goal this year is to update our Will. Thanks for sharing your story.
@THEJENNIFERCOOK
@THEJENNIFERCOOK 11 дней назад
Awesome! Thank you!
@hlspang
@hlspang 15 дней назад
Congratulations!!! Always look forward to your videos and have learned so much from you. Thank you for being here and sharing your wisdom with us! God bless you!
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
God bless you! Thank you for being so kind 🤗
@ubwaterman
@ubwaterman 15 дней назад
WOW, that is so Great!!! Congrats!!! Love this video!! So happy for you guys!!! We have over 52,000 left and it is one of the hardest things we have ever tried to accomplish. We are hoping it will take 7 to 9 months more which seems forever when you have been working on it for so long. Thank you for all your encouragement 😊 Sher.
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Sher, it will absolutely happen! When it gets down to those numbers, it starts to feel harder because the finish line is so close that you just want to get there already. You can do this! 🤗❤️
@ubwaterman
@ubwaterman 15 дней назад
@@THEJENNIFERCOOK Thank you Jennifer so much for the pep talk i need it!!! ☺
@jodiekorpus
@jodiekorpus 15 дней назад
Congratulations, we paid off our house 3 years ago and it feels great. Now we are trying to save more for retirement. Thank you for sharing, I look forward to your weekly video.
@THEJENNIFERCOOK
@THEJENNIFERCOOK 11 дней назад
That is awesome!
@jenniferadderley2566
@jenniferadderley2566 15 дней назад
Congratulations! That's a Brilliant accomplishment and major milestone. 🎉🙏🙌🎉🎊❤
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Jennifer, thank you so much! Hugs 🤗
@katherinerichardson1767
@katherinerichardson1767 15 дней назад
Congratulations!! Financial Freedom!!!
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Yes!!! 🤗
@TheSandra706
@TheSandra706 15 дней назад
Congratulations! So, excited for you. You have set an example that it can be done.
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Hugs to you 🤗
@mariaportillo1587
@mariaportillo1587 15 дней назад
So Happy for your family! Congratulations!!!🎉 🎉. Thank you for keeping us updated and the continued motivation to focus on our goals. I’m on this journey and can wait to accomplish this goal in my life. Love your videos and positive attitude. ❤😊🎉
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Maria, thank you for your kind words! Hugs 🤗
@pavelsmom1089
@pavelsmom1089 15 дней назад
Well done and congratuations! Thanks for inspiring and coaching your viewers. You are appreciated!
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
I appreciate that! Thank you
@sarahhale2519
@sarahhale2519 15 дней назад
Congrats, Jen!! 🥳🎊🏡 Thank you for sharing your story and giving us encouragement to do the same!
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
You are so welcome! Thank you 🤗❤️
@cindynader
@cindynader 15 дней назад
Omg CONGRATS! What a relief and a load off your shoulders! So happy for you
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Cindy, you are right. It is such a relief. Thank you so much! 🤗
@dinoraguzman6402
@dinoraguzman6402 9 дней назад
Yeah!!!! Congratulations it’s awesome it’s been years that my house has been paid off. Don’t know how other people can afford a mortgage or rent even though we still have to pay property taxes and home insurance plus HOA but im very thankful with God without him nothing is possible ❤
@wandahall4435
@wandahall4435 15 дней назад
Congratulations on getting this done ❤❤❤😮😮😮😊😊😊
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Thank you so much!!!
@kevinm4069
@kevinm4069 15 дней назад
Congrats Jen!! That must be so exciting!
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
It is! Thank you 😊
@jessicaprimrose7474
@jessicaprimrose7474 15 дней назад
I’m crazy happy for you! I’ve followed you for a few years and I’m celebrating with you guys ❤
@THEJENNIFERCOOK
@THEJENNIFERCOOK 11 дней назад
Jessica, thank you so much for your support ❤️
@v.a.7594
@v.a.7594 13 дней назад
Congratulations 🎉. We paid of our mortgage a few months ago. It is life changing.
@THEJENNIFERCOOK
@THEJENNIFERCOOK 11 дней назад
Congratulations!
@nzmoneykarma
@nzmoneykarma 6 дней назад
🎉 congratulations! We paid ours off in 7 years- best thing we ever did!
@ginapiano5593
@ginapiano5593 15 дней назад
I'm doing Dave ramseys baby steps now! Almost debt free!! Congrats to u!!
@1sense21
@1sense21 15 дней назад
Amazing journey, congratulations 👏!!!!!
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Thank you so much 😀
@lorifarina646
@lorifarina646 15 дней назад
Congrats ! What a special achievement! Enjoy this special time!
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Thank you so much!
@gailtester8749
@gailtester8749 15 дней назад
Wow! Congratulations! Yes, I have been watching for some years and wondering how you were doing with the payoff! Yay!! Well done!
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Gail, thank you so much! Also, thank you for always being so supportive.
@cruise799
@cruise799 15 дней назад
Congrats! We did the same a couple of years ago. It feels great!
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Yes it does!
@saraconklinfrozenpennies
@saraconklinfrozenpennies 12 дней назад
AMAZING!!! Congratulations! Such a fantastic achievement ♥
@moneywithjustliving5258
@moneywithjustliving5258 7 дней назад
New Subscriber here. I am so incredibly proud of you guys. We are on a debt-free journey right now. This gives me so much inspiration!
@THEJENNIFERCOOK
@THEJENNIFERCOOK 7 дней назад
Welcome! Thank you so much! 🤗
@jefferymccauley9548
@jefferymccauley9548 15 дней назад
Congratulations Jennifer! I have been following your channel for approximately 3 years now:) Jeff
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Thank you so much for your continued support! It is very appreciated.
@southlondonreseller389
@southlondonreseller389 10 дней назад
Congratulations, I am working on paying my mortgage, you are inspirational
@THEJENNIFERCOOK
@THEJENNIFERCOOK 10 дней назад
You can do it!
@OtterCreekHomestead
@OtterCreekHomestead 5 дней назад
Congratulations! That's so amazing. We're in the countdown ourselves, hoping to be mortgage-free within 12 months! Can't want to have that feeling ourselves.
@THEJENNIFERCOOK
@THEJENNIFERCOOK 4 дня назад
That is awesome!
@gladyschandler6724
@gladyschandler6724 14 дней назад
Congrats. I'm also trying to pay off my mortgage. I started with putting a little more each month towards the principal. After paying off, you can put money into a CD for security retirement or for your next vacation. I already paid for my Viking Cruise for Nov. 2025
@heatherrowe2979
@heatherrowe2979 10 дней назад
Massive Congratulations!!! Your hard work really paid off. I really appreciate you sharing how you made it happen. You spoke about some things that I am guilty of, and those things really are holding me back from achieving my goals. I needed to hear it. Thank you:)
@THEJENNIFERCOOK
@THEJENNIFERCOOK 10 дней назад
Hugs to you 🤗
@sharonsomers5513
@sharonsomers5513 15 дней назад
Congratulations that is a great goal and you did it. 🎉
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Thank you so much, Sharon! 😊
@JodieWolford
@JodieWolford 15 дней назад
Woohoo! Congratulations! I am so happy for you!
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Jodie, thank you so much! Hugs 🤗
@tameprince6650
@tameprince6650 5 дней назад
New subscriber here; thank you so much for this video and for your words. Congratulations on meeting your goals! I want to pay off my mortgage in eight years, I’m not a fixed 30 year since November 2022. I’m just not sure exactly how to go about it but I’ve already written the goal out and I think about it every day. I agree with the social media and not keeping up with the people ahead of you. Sometimes it’s so hard to do because I end up feeling less than all the time. It’s why I shut down my social media for this month and may continue it indefinitely.
@THEJENNIFERCOOK
@THEJENNIFERCOOK 4 дня назад
Welcome! You are doing great! Having a goal is the first step. Hugs 🤗
@JSCedano
@JSCedano 11 дней назад
Congratulations! 🎊 🎉 how exciting 😀 my husband and I have been working on getting our mortgage paid off. We set the goal and started on 01/2022. This is year 3 and 2 more to go😊
@THEJENNIFERCOOK
@THEJENNIFERCOOK 11 дней назад
That is awesome!
@djbarton6126
@djbarton6126 12 дней назад
Congratulations! That’s wonderful. Thank you for sharing and encouraging me to continue to work hard toward my goals.
@peggythomason2100
@peggythomason2100 13 дней назад
Congratulations on your debt free life!!! ❤
@THEJENNIFERCOOK
@THEJENNIFERCOOK 11 дней назад
Thank you!!
@MichelleFouche1
@MichelleFouche1 3 дня назад
CONGRATULATIONS!!! WHAT AN ACCOMPLISHMENT❤❤❤ you must feel AMAZING🎉🎉🎉🎉 Hope I can join the mortgage free club soon!
@THEJENNIFERCOOK
@THEJENNIFERCOOK 3 дня назад
Michelle, you absolutely can! Thank you so much for your kind words ❤️
@princesskaitlinhazelwood4703
@princesskaitlinhazelwood4703 10 дней назад
We paid off our home too. It is an amazing feat. Congratulations
@THEJENNIFERCOOK
@THEJENNIFERCOOK 10 дней назад
Fantastic!
@user-ic3mi3vl9g
@user-ic3mi3vl9g 11 дней назад
I paid off the mortgage for my first apartment in 6 years. I was 37 and single mom with 1 kid. Hoping to pay off our current one in a similar amount of time. It's easier than most people realize. You just need to plan for it
@livingwholewithnicole
@livingwholewithnicole 23 часа назад
New subscriber! Congrats!!! We are debt free other than house but we are working on it! I also just deleted social media so hearing you have done that years ago is encouraging.
@THEJENNIFERCOOK
@THEJENNIFERCOOK 23 часа назад
Nicole, welcome! Thank you so much! 🤗
@Homegrown_Hillary
@Homegrown_Hillary 7 дней назад
Congrats Jennifer!! Such a huge accomplishment!
@THEJENNIFERCOOK
@THEJENNIFERCOOK 7 дней назад
Thank you so much ❤️
@rajxyz8894
@rajxyz8894 15 дней назад
Congratulations what a great achievement . I wish more people will follow your advice.
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Thank you so much! 🤗❤️
@shirleylangton7967
@shirleylangton7967 14 дней назад
I'm very happy for you Jennifer! You have really encouraged others, too, to have a goal which they can reach!
@THEJENNIFERCOOK
@THEJENNIFERCOOK 11 дней назад
Thank you, Shirley!
@reneejaramillo9665
@reneejaramillo9665 15 дней назад
AMAZING!!! I bet you, it’s a great feeling. Congratulations 🙌🏼👏🏼👍🏼 You inspire so many of us.
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Renee, thank you so much!!!!
@BudgetingwithTracey
@BudgetingwithTracey 12 дней назад
Congratulations 🎉 🎉 We are 💯 debt free. It’s so strange 😊😊
@TonyaApplegate
@TonyaApplegate 15 дней назад
You did it!! Congratulations. Way to go! I plan on having mine done next year so hopefully you will be hearing from me at this time next year
@THEJENNIFERCOOK
@THEJENNIFERCOOK 11 дней назад
You got this!
@candesewhite6186
@candesewhite6186 15 дней назад
Congratulations! Thank you for sharing your journey and encouraging all of us in the process! My goal is to pay off all medical debt and home equity loans. Making great strides and committed to becoming debt free!
@user-hw9vf4pl9s
@user-hw9vf4pl9s 15 дней назад
Whahoooooo!!!!! I am soooooo HAPPY for you and your family. It has to be a fabulous feeling to be debt free you guys are so blessed. You've done the work, and the reward is so sweet Congratulations Jennifer : )
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Thank you so much! 🤗
@user-hw9vf4pl9s
@user-hw9vf4pl9s 15 дней назад
@@THEJENNIFERCOOK You are so welcome!!!
@mkitten13
@mkitten13 15 дней назад
Congratulations! I finished paying mine off early a year ago (after 11 years), and it felt like a wholly different life afterwards. From throwing nearly everything I had extra into paying off that morgage to saving like 40% of my income on a monthly basis. I finally got myself a car this year (have wanted to for several years, but not wanted to take on those extra expenses while paying off my morgage) and I'm not far away from saving back up what I spent on it (cars are pretty costly in my country). I don't really have any active goal I'm working towards. I plan to save and invest (but also live) and eventually down the line I plan to do some renovations when I have put away enough funds to cover it (nothing critical, more wants than needs - and I have zero intention of ever taking out another loan, so it'll be whenever I have the funds allocated for it).
@cindyt3416
@cindyt3416 15 дней назад
Congratulations ❤ what a gift! Enjoy it!
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Thank you so much! 🤗
@Jackie_W82
@Jackie_W82 15 дней назад
Congratulations🎉 Paying off my home within four years is my goal. It's the only debt I have left and I'd like to start working on my retirement when that's all cleared
@THEJENNIFERCOOK
@THEJENNIFERCOOK 11 дней назад
You can do it!
@TheKaty739
@TheKaty739 15 дней назад
Congratulations!!! 🎉🎈🎊 You’re such an inspiration!!!
@THEJENNIFERCOOK
@THEJENNIFERCOOK 15 дней назад
Thank you so much!!
@grannyprepper1181
@grannyprepper1181 14 дней назад
Congratulations 🎉 this is my first time on your channel! So happy for y’all!
@THEJENNIFERCOOK
@THEJENNIFERCOOK 11 дней назад
Welcome!! Thank you so much ❤️
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