Nice vedio for senior citizens please keep going such Vedios i shall become senior citizen arter one and half year now I shall start thinking regarding these schemes thanks and regards both of you 🙏🏿🙏🏿
Senior citizens they have paid tax throughout their life. Now government should offer them some dignity and should not make a taxable. I totally agree with your viewpoint.
Interest on Senior Citizen Savings Scheme should be fully tax free. I support this argument. There is an upper limit (30L) in this scheme anyway. At 7-8% interest rate, this amount will generate annually 2-2.5 L. Today, this amount is barely enough for survival of two senior citizens (Husband and wife). Putting a tax on this amount means hitting the subsistence of this population. Therefore, this amount should not be taxable. The government should not tax this interest.
You are right sir. Interest on the deposit for sinior citizens savings scheme should be tax free. Government should consider this for sinior citizens savings scheme
I also agree. Inflation is high. Govt.should see the rate of Pulses,Vegetables, Milk,Medical expenses,Monthly Electricity Bill's,Maintainens charges of flat.etc.
thank you for giving valuable information. Please elaborate usually one says that the return on mutual funds is 15-20%. Which is calculated on a base NAV of 10. But when we invest at an NAV of more than 30. It means the return will be 15/3%=5%. Please guide us, this is a very important subject to make a video on it.
SIR JI AAP KA SUGGESTION BILKUL SAHI HAI , SENIOR CITIZEN SAVINGS SCHEMES PER GOVERNMENT MUST NOT LEVIY ANY TAX , NO TAX . IT'S A REQUEST FORM SENIOR CITIZENS.
Hello, thank you for sharing such an important information for senior citizens investment options. I am a single (widowed) senior citizen aged 64 year. How can I invest 40 Lacs cash into health insurance plus guaranteed income savings plans for initial maturity period of five years. Please advise. Thank you.
For senior citizens, upto 10 lacs, income p.a. there should be no tax. Difficult to earn but medical and other expenses increases. Govt.not giving any comfort or medical benefit for middle class. Difficult to live after retirement.
Very interesting question. Being sr citizen 20% I tax bracket applied. So we invest in sr citizen fd on maturity after deducting tax it not equal to ordinary fd. Failed to enjoy sr citizen scheme. Make video on such
Nice and informative video. Appreciate your efforts. I have a question please: my mother is a pensioner and recently sold land property. She is unaware of the ITR and tax etc. Should she proactively fill ITR ? tax will be cut automatically only right ? would she get any notice for the sold property as the money is in her account ?
Sir, video ke cover pr likha h 10 % interest rate. Pls clear which one of these investments is offering 10 % interest rate. Thanking you for superb videos.
Certainly agree SCSS should be tax free. Another difficulty a SC can face is diverting the interest in RD if they don't have any personal assistance from family/ relative/ friend. Do you have any recommendations for automating the RD investment from the quarterly interest earned from SCSS
Can you please have videos 1. schemes which are low risk with interest exemption 2. Schemes for senior citizens who have citizenship of foreign country but plan to live in India permanently as a resident Indian
Sir, I have just become a senior citizen. Please suggest me the best investment options for having a monthly income of ₹50 - 60K. Also, please comment on SBI's Balanced Advantage Fund. Regards.
Good idea see pl calculation. Being I am sr but due to tds i make fd in name of son. So scheme is failed see 8'2-10 percent=7':40 or 6:50 if 20 percent slab. Cancluded it is excemped as per your video that can stop flow to son
It is very unfortunate that taxes are levied on sccs scheme Even rly concessions are denied by rly. It is very very shameful. May pl highlights the issue.
What are the conditions to avail capital gain tax exemption if SGB are purchased from secondary market and redeemed as usual on maturity through RBI, that is on completion of 8 years from date of initial issue of SGB.
Sir abhi latest MODIJI 3rd bar sarkar me aaye ..iske bad ham kya hoga ? we r going to become 60 this year,.minimal knowladge hai market ka and still job hai one year ke liye..so please advice for retirement ke liye kaise invest kare?
Yes Sir Sir. Citizen's ka interest TAX Free hona Chahiye saath hi Unke age ko dhyan me rakh kr unki sari Income Tax free honi Chahiye jisse vo aaram se apni life ji sake
Do you think considering age, less possibility to survive next eight years, should one go for SGB. Secondly any account op-ed in post office is hassle free, it is impractical for old people to get work done easily in post office. I have faced this problem practically
