15 Years of Real Estate Knowledge in 50 Minutes 

I love it! I’m excited to meet you at WealthCon!

She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.

I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

I'm new at this, please how can I reach her?

Really you people know her? I was even thinking that I'm the only one she has helped walk through the fears and falls of trading

Yes, I completely agree! That's why, in August 2022, I paid 685k with a 4.375 interest rate to purchase my second property in San Diego. The property is currently worth $895k. I've already increased my ownership by over 30% in less than two years. There's no need for me to sell because I'm making over 90k in rental income from my two ADU studios, which pays my mortgage each month. Not to mention that I view my ridiculously low rate as a benefit.

I'm sorry for first-time homebuyers who could never afford to buy one in the first place. I have no sympathy for first-time homebuyers who could afford it but decided to hold off because they believed the market was collapsing and was now priced out.

I don't panic because I have an excellent professional analyst in *Leah* *Foster* *Alderman* who helps me adopt an investor mindset and only purchases properties with strong cash flows in desirable neighborhoods.

Excellent reviews I saw for her online, but it doesn't mean we can't voice our dissatisfaction with the socioeconomic state of the city, state, or nation in which we reside.

Even if property prices will probably drop in the future, given the current state of affairs, diversifying investments by switching from real estate to financial markets or gold is encouraged. With the present mortgage rates and the status of the economy, this is a prudent move, especially considering the stricter mortgage requirements. It is recommended that individuals who require guidance get advice from a qualified and impartial financial consultant.

Hard to BRRRR at 80% LTV in major markets.

Exactly when you buy it right you can cashflow it!

​@@RyanPineda I agree with you regarding cash flow up front but there is more nuances to markets beyond major markets and Midwest markets.

Glad you enjoyed!

Where?? People come to me ALL the time expecting to find cash flowing deals in Oklahoma City. Sure, if you're knocking doors and under paying for properties, but those people have been getting harassed by wholesalers and "investors" to buy their houses DAILY for a decade AT LEAST. $500+ cash flow simply doesn't exist here, hell with the interest rates today you'd be lucky to get $100 cash flowing property. I honestly wish people like Ryan Pineda would stop fooling everyone into believing they're "investors".

I live in the Bay Area of California and I get cash flowing deals.

@@JasonBay-RealEstateInvesting BRRR? Door knocking or cold calling? Not on MLS listed properties, correct?

This is exactly what I say in the video.

@livinginoklahomacityofficial people from different areas of the country are buying up houses in illinois,Michigan, indiana,ohio,Kentucky etc where you can find 1400sqft 3 bedroom homes for 30-100k distressed fix up then worth 300k stick a commercial loan on it under leverage and get huge cash flow. Bigger investors buying assets like mobile home parks. But exactly bigger pockets has made people believe everywhere has these deals TRUTH IS there a rare location based occurrence

I’ll make more!

Does for me..but I buy cash deals

All my content is a sales funnel for all my businesses. Whether we do business together or not, you’ll still get value.

Love ur channel but damn bro, lessen the ads.. I get it wealthcon.. and all ur other businesses..

Add time stamps

​@@RyanPinedaDefinitely got value from this and considering your offer to use your marketing resources but 20% gave me pause.

Yeah 20% is crazy land because he doesn’t pay for the ad spend, you do. This is like the IRS business model, you pay for everything and if and when you make money, you owe us a cut.

Agreed

I think he was a realtor way before that. Still 15 years seems like a stretch. Regardless, he has done a lot in the time he has been in the game.

@@josearredondo5526maybe he means his family and people he works with

From what I understand, he got his license to become a realtor in 2010. Started flipping in 2015.

Became a Realtor in 2010. Bought a primary home in 2011. Started flipping in 2015.

@@RyanPinedaHi, Ryan. A realtor is also trying to flip like you! I have been trying to reach you.

lmao you're gonna be waiting a while bro

Did you watch the video? I said you can get cash flow in the long hauk

@@RyanPineda I apologize for the hostile tone in my comment. i am very frustrated at this direction from the real estate influencers but I see you as a good decent guy and I dont want to convey disrespect. yes i watched the video and i feel that what i said still applies. Ill outline more clearly what I am saying. there is a persepctive currently ,most popularized by david greene, but very much embodied in your video- that planning to do deals and start making cash flow after stabilization wich one can live off of or use to invest more isnt a legit strategey. The idea posits that instead cash flow only comes after several years and many rent increases that help you grow into cash flow. and thats fine because you should keep a job(your direct quote was "keep your day job" or do an active income business in the meantime. I do not have an issue with you all liking that approach. what I find frustrating is that its presenetd like this is "the truth of it" when in fact there are many investors doing BRRR and making cash flow at the outset after the refinance. many of these people are doing it in post industrial cities like detroit baltimore etc . Its a type of investing that you all arent interested in but it is occuring and their are profits being made after the refi or somtimes even at the refi without waiting for 5+ years of rent increases. so to be clear when you respond saying "but i said you can get the cash flow later" I do not see that as responsive to my point. It is still part of the perspective that up front cash flow isnt a thing and its only by modeling rent growth and equity growth that you get deals to be good deals. Personally I think investing for equity growth in the longhaul is awesome and I do have aquired and plan to aquire some more assets that re good candidates for that . but high cash flow low appreciation area properties can create job freedom and have a host of other benifits. I like to have a mix.