This guy is such a responsible son. The burden of having to look after your entire family is so taxing. Please take a break. I hope it will prove to be even more fruitful for you
Rs. 13500 per month in hand then and Rs. 23.5 lakhs per annum gross. Rs. 2 lakhs gross appro. per month, then its 15x of initial salary, where did the 180x comes from; thumbnail misleading.
Highly relatable video. Lost my father just out of college in 2018. Had to pay off his debts after he passed away and have been taking care of my family since then. Been thinking about many things that Kratish spoke about. 'Maa ka phone kharab ho gaya' was relate max! One suggestion for Kratish, since you have an agency background, you could consider starting one of your own, maybe with 2-3 like minded people, along with your current job. Lot of early stage startups and firms are looking for growth solutions, especially in areas of growth and product marketing. I know time constraints will be there. but along with reducing expenses, increasing income should also be looked at. This agency approach can help you in that. You seem to be mature and confident enough to pull this. All the best man!
10:00 this is actually a very damning thing and something similar happened to me. It hurts and changes a person. Took me 6 years to feel safe about furnishing a house after that.
Another reason for not putting emergency fund in equity because as soon as maket goes down the value moves down and in falling market risk of loosing job is also higher.
Bhai ur thumbnails are getting misleading by each video... U literally compared monthly STIPEND to his current CTC... And at 13:13, u r saying something else and showing something else....
He just wanted to be on this RU-vid channel, so he called Anshuman simply! From his words, it's very clear he knows what to do. But he asked questions just because Anshuman asked him. He's a responsible person. But he wanted to show off what he's doing.
Why not take a break at expense of the company. Utilise all leaves and then also exhaust the paid leaves. If you've been working for this organisation for a long time they should give you a extended break, better still if you convince them that in this break you'll learn a new skill that will be helpful for growth of the organisation. On the side, go full throttle on new job search and if successful, ask them for a joining after a month. You have taken your break.
The reason he is not able to save much is because of his expenses. He is living alone and paying a rent of 20k, my whole family lived in 16k a few years back in Bangalore and I used to earn more than him at that time. His electricity bill is 2500 which is ridiculous for a single person. He spends 8k on "weekend" expenses which frankly, he can't afford given his situation. 30k for expenses during home travel also shows not having enough control over expenses. I'd even go on smaller expenses like commute -- why should it take 5k for commute if you use a 2-wheeler, I don't understand. My speculation is he would not be able to save much money even if he had earned double what he is earning now. He'd find a way to spend most of it.
Good luck this boy. You really well managed so far. Dont take a break. You can always go for 1 month Holiday or change a job with 3 month notice period. This way you get a break and a new job too. Best wishes
@Anshuman I am also working as Automation engineer can you please plan a connect with me as well to understand whether I am in a right path of finance or not.
Bhai my attention is going towards your background music only.. kya karte ho.. remove the background music or reduce the volume of background music.. pareshan karke rakho ho
I have one point in a constructive way. Whenever you interview common people like in this video you show each and every detail of the income like total compensation, fixed, variable in numbers. But when you interview celebs like suhani shah, rajat sood etc you talk in percentages. I think we will like to know the same level of details about their expenditure and incomes and investment diversification
Celebs won't share exact numbers with him.. They work hard to portray themselves like a common man but if they'll share their numbers, that bubble might burst. Nothing wrong in earning and spending in lakhs and crores but most of the Indians negatively perceives high-income individuals so they chose to not disclose it.
I work for a Swiss based pharma Co. I make around 1 lakh per month. Not enough So I started taking classes for Math and Physics 10th 11th and 12th. In that way I am making 48K. Not enough. So I work for Uber everyday 2-3 hours. Making 1000 to 1500 every day. Making 35 to 40000
Hi @Anshuman, please let me know if you visit Ayodhya, would like to get your advice and would like to learn more about financing. I have been following various channels, but this in person consultation looks really interesting.
Hi Anshuman suppose we stop sip in mutual funds should we withdraw the amount from mutual fund and put it back to fd or keep it as is it in mutual funds
Hi FixYourFinance, You always talk about investing in debt mutual funds, I see FDs are better option. I checked all the debt fund their returns are close to 7-9% which is based on past year return. Putting the money in debt funds where returns are not predictable seems unsafe. Can you help me with the answer.
@anshumanfinance, I'm not getting how its 180X growth mentioned in Video Thumbnail. Actually he was earning 13K in hand per month and now he earns 23.5LPA in CTC, considering 10% variable, in hand would be somewhere around 1.35L. So technically its 10X growth. Not more than that. Please , do not spread false info for views. I respect and appreciate your work. But I don't think this type of manipulation is necessary as your content is top.
Anshuman , tum itna health insurance kyu bechte ho ? Jab CoVID aaya tha to koi insurance kaam nahi aaya tha. Sab sarkari hospital me hi line lagaye they.
To be honest their was no clear solution.. 1st n 2nd learning contradicts when it comes to save money.. The person didn't get clear solution what exactly can help him! 🙂🙂🙂🙂🙂
Bro I think you need to request some specialist doctors to appear in show We need to know about specialist doctor pay as a medical student to know scope of future
I am a student and i took a loan of 20k 😢 I was addicted to gambling and i lost it all i am stuck in a very bad situation @anshumanfinance What should i do I earn 2k a month from my internship and 10k loan is on monthly emi so it is in control but the rest of the amount haunts me and is affecting my mental health 😢
