This lady is so simple. Without hesitation, she agreed to all the mistakes and was so transparent.. God Bless the Family and Best Wishes for Financial Gear Up..
True man, her husband is a lucky guy itni achi wife mili agar koi aur hoti toh ab tak dusre ke sath chale gayi hoti but yeah ladki kitna support kar rhi hai ghar ko kash hum sabko aisi he wife mile.😊
In today's generation, we hardly find such supporting wives who stand by their husband and in laws no matter what. She is ready to curb her purchases for the best of her family without complaining about her husband's bad time now. You are an inspiration to everyone who cares for his/her family. Wish you and your family all the best.
Hi, I have a suggestion. Please revisit all the people after a year whom you have helped to fix their finances. It's a continuous process. So keep a check on them. You are doing a great job. Keep it up.
It is insane how people are valuing IPhone over everything. In 92k , they could have bought 2 good phones. They bought a laptop for 36k and a phone for 92k. Showing off has become top priority now I guess.
I use a phone of 6000 , bought it 2 years back on diwali sale and laptop worth a lakh ! I just can't comprehend how can people spend so much on a phone which has really limited use !
First thing that came to my mind was: why all the unaffordable expenses (especially the iPhone!!!). But honestly kudos to you Farah for seeking help and being brave enough to talk about your choices 👏👏👏 Thank you Anshuman for bringing us another episode!
I really don't understand why people are so much into buying an "IPhone". Spending 2-3 month of your salary in a mobile phone just does not make any sense. Always remember "The things you own end up owning you"
Going to mandir ,masjid doing pujas ,spending money on cults aka religion ,buying supercars,buying house doesn't make sense either.its just individual preferences ultimately
Ma'am you are so brave. Managing the household duties, a kid, work, supporting your husband in tough time and looking after your mother in law, is not an easy job. Praiseworthy.
My salary is much more than a lakh per month but I am still using same android phone for last 5 years. I have no plans of buying a new phone as long as this one is working well.
It's always a psychology of humans to try to own things that they can't afford. For people who can easily afford say an iPhone, car etc would want to own a home. Basically we eventually find a way to get trapped in one way or another😅
Those who earn well are secure about their status and got nothing to prove to others. It's broke people who buy on EMIs and show off. Iphone can never be taken as an indicator of financial status
This type of salary bracket seems relatable but the higher salaries of people in this series provides serious motivation. Do more on middle class salaries because these are the actual type of people that need financial literacy. People who are actually making lakhs already have a certain literacy on their finances and how to move and save them.
Such an honest one. What she is doing is commendable working , managing a home , a family, supporting the husband. Am so glad she considered approaching you Anshuman to get guidance on her finances and fix them for a more secure future. The first step is important. Can I request you to do more of these with middle class & working women of our country.
The best part of this video is the woman. The husband is so lucky to have such a grounded, supporting and humble wife. Even 10 EMI won't matter when u have such a wife😊
Hats off to your dedication Farah. You’re a gem for supporting your husband when his business is suffering. I hope you make better financial decisions in the future and your husband’s business flourishes allowing you to be a homemaker like you want.
Most easiest rule for finance - 1. 50% need 30% lifestyle 20% savings 2. Wait for 3 days before buying super expensive thing, if after 3 days you still feel the need, but it else it’s just waste of money.
Good episode.. All the best to the family.. actually Indian women are very competent in every aspect. I am sure your family will get back to a healthy financial strength soon.
Looks like both father and father in law have done financially good. They should take advise from them, like for everything, about buying phone, car, whatever which costs a considerable amount of money.
Mam, I had this impulsive purchase problem because growing up, had never got many things which I was able to buy eventually. The impulsive buying was so rampant with me, I had to take psychiatrist councelling to come out of it. One thing that helped me is, delaying purchases. I didn't use to say I won't buy, but I would delay the purchase decision by a few days. And the moment used to go off. Slowly, I got things into control...to a large extent. I still buy...but not as irresponsibly as earlier. Hooe this helps you too.
She is doing great... managing and balancing both household work and her office work...and the vest part how concerned she is for her husband, child and mother in law ✨✨
Very surprising that she has an iphone worth 1 lakh and spends 36k on her laptop which actually gets food for her on table, and 12k for kid’s education ☹️
Now this is what I call a strong women......ready to accept her mistakes....sticking by her husband's side at his bad time....thinking for the future ...you go women.....you CAN DO IT...believe in yourself
Instead of sponsoring acko, you must research well.... "Sorry, we are unable to cover you at this time. We're working hard to bring our plans to more families."
Stop being an entitled prick. As long as sponsors are related, Not scams/fauns/pump and dump scheme you should really be complaining while watching a free video on youtube.
She said 2.5K a week for outing so 10 k per month, This was not added during the total calculations at 13:49 . If we add this total expense crosses 55k. Only god knows how are they surving😢. One great thing i liked they are not spending insane amount on kid education unlike some parents who pay 10k per month in so called international schools just to show off !! 😇
@@makeup4me106 My point is she clearly didn't need an iPhone for her and oneplus for her husband too, but I would prefer spending extra money on education rather than luxurious items. And for such low fee in Delhi I even doubt if the education is any better.
@@AakashKumar-vf3dh Oh my god, how can you even say that. What kind of education the expensive schools can provide to 5-10 year children that normal schools can not, it's clearly waste of money and obviously SHOW OFF. Parents should always invest huge money during crucial year of education i.e 10th 11th and 12th so that child can get into great govt. College. After that it's his responsibility about his own future
Can't imagine people taking loans for cell phones. Seriously guys. Also, it's good to see a Muslim family opening up a discussion about their life and it's management. More Muslim families should engage socially which will help mutual growth.
I just came across this video and first up - Anshuman is doing a great job. I was not aware alot of people needed this. Second, I feel so blessed to have had a dad who taught me planning in everything, leading by example. I never really felt these things would be found on the internet!
I felt this is one of ur best episode. You actually helped her with finance. Rather help someone who doesn't have any issues with finances. Request you to help and publish who really needs help.
Anshuman aapki ye videos bahot helpful hai unke liye jo jujh rahe impulse purchasing se ...same thing i follow ...i dont wach haul videos 2nd app phone me myntra waigera rakhti nai ...kuch kharidna hota need dekhti wants nai ...aur double value ka kharidne pe koi fark padta ya nai mereko means mujhe load aa raha ya nai to hi kharidti ...ye chije maine papa se sikhi hai...aapne jo bataye ye most of people dont know and vo fas jate .....aapki videos bahot achhi aur educate karengi logo ko.....aap bahot sahi ho yaar...
Finally a good episode in which most household Indians earn that average income.... Not those people who earned lakh and still not knowing how to mange well...
you are so brave Farah to do this. I stay in delhi in a similar situation so it really helped me gain some insight. Thank you for showing your courage....Have a good future and all the best
In metro cities, it's a common problem to buy unaffordable things and many colleagues in our office has expensive things because of so called show-off.
Yaar scooty and Iphone ke liye bhi EMI. All thanks to my Marwari upbringing! Mere gharwale - Jab paise ho tab sochna, warna aukaad se bahar, par khareedna se pehle extra savings bhi honi chahiye
aaj kal ka mauhal and gender biased laws dekh kar mera shadi se vishvas he uth gya tha... par in didi ko dekh kar thodi himmmat ayi ki ladkiya asi bhi hoti hai😍😍 he bhagwan hame bhi koi asi he dila dena understanding....😀😅
By 7:00 anshuman ki bhi fatt rakhi thi impulse purchases ki sun ke. Evident from his expression 😂 Got to give it to Apple the way they have managed to position themselves as such an aspirational brand that everyone goes beyond their means to just acquire their products. 👏🏻 As for the lady, kudos to her for taking care of entire family while her husband is struggling. Hope she gets her finances fixed ASAP ❤
Sell the iPhone, buy a 20k phone and pay off the laptop loan. Such significant steps can cause a shift in saving mentality, which will be beneficial in the future.
First and foremost, pay all the debts preferably in next 1 year. Next immediate action should be throw away credit cards. Next will be to grow overall income rather than just cutting down on expenses. Alongside plan for future. Could be children education, holidays, House, emergency etc. after all these are set then you can look at improving the standard of living like buying latest iPhone, luxury handbag, shoes etc. (only when your income permits. If it doesn’t then again focus on growing your income not cutting down on any expenses)
Hi there, I know you are just recommending Acko but being a newbie in health insurance..have you gotten any feedbacks or response on their customers experience in claims? Also, is super top up a good option for salaried employees who are covered by company instead of platinum plan?
