3 Things You Need to Discuss With Your Mortgage Lender

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GET PRE-APPROVED: www.zerostressmortgage.com
FOR MORTGAGE QUESTIONS: calendly.com/jennifer-beeston
I am licensed in 48 states for purchase and refinance mortgage and YES you would work with me and my team, NOT some random lender in a call center. I stand 100% behind everything I say and want to get YOU to the finish line. My cellphone is 707-478-0637. Never be afraid to call or text. Let’s get you home!:)
Google Review from REAL clients: www.google.com/search?q=Guara...
Licensing info: Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611
Branch Address: 1750 N University Drive, Coral Springs, Florida, 33071
Equal Housing Lender - For licensing, go to www.nmlsconsumeraccess.org Top 1% in the nation 2016-2021 More Helpful Content: Home Loan Basics: • Playlist VA Loans: • Playlist Real Estate Breaking News: • Playlist Mortgage Rates/Refinancing: • Playlist Mortgage and Home Buying: ru-vid.com/group/PLj... www.zerostressmortgage.com NMLS #247743 Guaranteed Rate NMLS 2611 www.guaranteedrate.com/discla... www.guaranteedrate.com/licens... Equal Housing Lender - www.nmlsconsumeraccess.org State License Numbers: AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY - 8203 Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.
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15 июл 2024

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Комментарии : 46

@russlea6383 Год назад

Learning from you should be a requirement before looking at houses.

@JenniferBeeston Год назад

Appreciate you Russ!

@rogerbober8916 10 месяцев назад

I had a great experience buying my home with Ms. Beeston.

@realestateinvestingtips Год назад

Great advice! Asking these questions can help you understand the full cost of your mortgage and whether you can afford it. It's important to have a clear understanding of all the fees associated with the loan, including any prepayment penalties, origination fees, and closing costs. Also, understanding your debt-to-income ratio can help you determine if you can comfortably afford the monthly payments. Don't be afraid to ask your lender for clarification on any information they provide, as it's important to fully understand the terms of your loan before making a commitment.

@user-pr6rt2vv9b Месяц назад

Correct

@TheEdutainers335 8 месяцев назад

I started to watch this videos too late. Closer to my closing date I’ll be in touch to see if I could change lender. It’s a new construction the settlement day will be between April and May.

@jenniferjohnson3371 Год назад

You are awsome, you are God sent. Just by listening to you, has made me truly stress free. Thank you so much.

@JenniferBeeston Год назад

I am glad the videos are helping:)

@IamSeeryka 11 месяцев назад

Hello Jennifer. I now have greater hopes after listening on this video. I (and husband) will also be giving you a call or schedule an appointment to go over our first time homebuyer’s getting started process. Thank you and talk to you soon. 🙏🏽

@JenniferBeeston 11 месяцев назад

That makes me so happy to hear! Looking forward to speaking with you and your husband!😊

@samanthasumpter696 7 месяцев назад

A video explaining quit claim deed and different scenarios pleeeease

@JenniferBeeston 7 месяцев назад

That could be interesting agreed however I think a lawyer has to do that one as it is a legal matter

@kerryarmstrong5565 Год назад

Do you have any videos on home equity loan or do you deal with this?

@HeyitsKelly84 9 месяцев назад

I watch you every single day! Does the lender have those informations as far as closing costs and monthly payments after being underwritten or anytime after pre-approval?

@JenniferBeeston 9 месяцев назад

We have a very good idea yes. There are some variables like taxes and insurance but we always do a full loan summary and I personally go through with each client after being fully preapproved:)

@adamnaughty Год назад

on point why give them your business ..

@davidveryzer3476 9 месяцев назад

Hello I was homeless and nowhere to go no money and a gentleman came up to me and offered me her house with no money down for $400 a month and 15 years for 33,008% interest and 33,000 at 8% interest and recently he has him told me I owe him another 18,000 in the tax was not paid on the mortgage I had no idea I thought I paid it off my rate never increased and he never told me that the taxes in Creekside I didn’t know what was going on

@kyliebeck144 Год назад

Hey Jen! So my fiancé and I are looking to buy in the next 6-12 months. I am the veteran and he never served. Is there still a requirement for couples not married to put 12.5% down? Thank you!

@JenniferBeeston Год назад

Yes if you are not married and he did not serve 12.5% down

@StJames1938 9 месяцев назад

Question: are you legally obligated to a lender after you sign a contract?

@JenniferBeeston 9 месяцев назад

@adamnaughty Год назад

spoke to 4 lenders , i have one good one and fast but extremely high rate but the better rate seems wont answer most questions and seems like dont want to answer any questions or lazy

@JenniferBeeston Год назад

The one with the higher rate likely has less clients so can be at your Beck and call. How different is the rate?

@adamnaughty Год назад

@@JenniferBeeston 5.25 and 7.325 i you earlier and wanting some opinion but I feel lhopeless with this madness

@butterfly-pf8lj Год назад

Hello wanted to know if I just recieved a life time pension do I have to wait untill 2 years to make it count as income for my mortgage

@JenniferBeeston Год назад

No we can use immediately

@FloppityFlopFlop777 8 месяцев назад

I have a ton of student loan debt, but I'm on an IDR with 0.00/mo payments. Will my student loan debt still be factored into my DTI?

@JenniferBeeston 8 месяцев назад

We will go off of IDR for many loan types

@FloppityFlopFlop777 8 месяцев назад

@@JenniferBeeston Whew! Thanks!

@masterpugus789 Год назад

Hi Jennifer, Do you do business in Maryland? What is the name of your company in Maryland?

@johns20901 Год назад

Jen does business in Maryland. A couple of years ago she and her team helped me get my condo in Silver Spring. They are superb. The company is called Guaranteed Rate.

@JenniferBeeston Год назад

Appreciate you John:)

@Nightcall411 Год назад

Hey Jen, Vet here do you have a company or work in Tennessee?

@JenniferBeeston Год назад

I am licensed in Tennessee and happy to help 707-478-0637

@MrWavecap Год назад

🎉my 😂 US that grade A 😅

@DrMK-sy3wq Год назад

How does one work with you and contact you?

@JenniferBeeston Год назад

707-478-0637 or pick a time to chat here calendly.com/jennifer-beeston/preapproval-q-a

@BoostedMK6 Год назад

I’m currently working with you guys. My back end is 56% which the computer puts us at 400k but I cant add my wife even though she makes more than me because her student loans screwed her credit. Thanks to Bidens freeze on loans. Max we want to pay is 450k so we still have $5000 extra a month after bills. We’re hoping for a little bump from underwriting process but if not there’s a lot of homes in the high 300s we really like.

@phonziee Год назад

You could get a co-signor since you cant add your wife on the loan.

@TGFTH 10 месяцев назад

No disrespect but man she is fineeeee,

@MrWavecap Год назад

😂

@peteg7446 Год назад

I just got bad news yesterday because of DTI. We were set to close on the 18th. I was under the impression I was fully underwritin(nope). Disappointing after jumping through hoops for documents, transfer Ernest money, inspections to find out a few days before closing its not going to happen sucks. mello-roos and HOA pushed me pasted my limit 👎.

@judepoo5201 Год назад

About to be in this boat. Lender told me here’s down payment assistance, go shopping. After we’re under contract, past due diligence, paid appraisals, inspections, surveys, whoops! state funding ran out. New allotment starts in August. Here’s your new pmt. What? I was crushed. And I’m out all those expenses. Super bummed.

@JenniferBeeston Год назад

@judie poo that’s one of the many reasons I never pitched that program. Ask them about other CalHFA alternatives.

@JenniferBeeston Год назад

@pete let me know if you want me to look at. Mello Roos can be a killer in ca