Your Social Security Disability or your Social Security Supplemental Income can not be garnished. Make sure you don't comingle funds. Use a different bank if you have additional funds.
#1 advice should be "happy wife, happy life". The most common and dangerous creditor is your spouse, not the IRS. Even the rich guys can't protect their property from divorce.
This is AWFUL. He's basically saying that when you have damaged someone you should try to dodge paying any form of recompense. Unethical or what?! I notice that he's careful only to cite unfortunate accidents. What about those times when the debtor has blatantly and fraudulently stolen from the creditor? This video should be about how to ensure someone pays up, not helping unethical people AVOID paying!
The law allows it. He's only revealing options available to everyone. Talk to your state representative if you don't like it. Or maybe should look into some kind of protection for yourself.