Thank you so much for this ❤️Your book is an eye opener. I’m only 21 and I strongly believe that this is the right time to be financially responsible and prepare myself for life after varsity and your book has been helping with that❤️
I love how you approach money, from both the logical and emotional perspective, let's face it, most of our money decisions are made with how we feel, we save because we scared of what the future holds, we spend because we want to feel good at that moment. So your overall advice helps to put ourselves in check. You simply explain the most complicated concepts. Your channel has been life changing, because sometimes international financial advice doesn't work for South Africans, with regard to our challenges, access bonds, laws, types of investments, interest rates etc. Thank you!
I totally agree with you that sometimes we say budget don't work that is simply because we are dishonest. Personally I have been there and I had to sit down and have an honest conversation with myself after that conversation I have become a master of my budget I use zero based budget and I manually track my expenses its lil bit of admin but it is working wonders for me.I manage to pay off all my debts and increase my net worth Another thing that I discovered with budgeting is that every time when you budget you have to be honest its not a once off thing.Great content as always
