If you don't have understanding, you can neither be outstanding nor stand out. Until you arm yourself with information that will deter you from making poor financial decisions, you will end up in poverty.
There are only 3 things that you can do with money ; either you worst it, save it or you invest it. Foolish people waste money. Average people save money. Wealth people invest it.
31:56 It's not the mindset. It's the amount involved. Paying insurance of N800k per annum for 10 years will amount to 8M. That's rather too much. It's not easy to save 800k a year. How do you commit that to insurance alone?
