Agreed. Creating a free account for each and showing how each approach finances: querying transactions, categorizing, budgeting, organize tax exemptions, etc. He just navigated their home marketing pages...
I just did the transfer and regret it. 😬 you cant view transactions for each card separately, categories are very broad and cannot create subcategories to be more specific, plus no setting up budget option. Once you convert there is no way to access mint account anymore even thought I think it is still available until march 2024
Monarch has been solid for me, especially with its goal-setting and forecasting features, but if you're tired of the subscription costs and just want something simple and effective, Piere has been a lifesaver-no frills, just clean budgeting without the constant upsell.
Empower looks great but, agreeing to receive "marketing" calls, even automated robo calls to the phone number used to sign up? Who in the heck wants to do that? I sure don't. I get too many dang marketing calls already!
@@TheSavvyCouple good to know, thanks!! I figure they monetize by selling your number to a third party though. THEY don't call but whomever they sell your number to might.
With empower, they can connect to my bank and show me balances, but not transactions. I've contacted them a few times over the last month or so and *if* I get a response, it's "we'll look into that.". Challenging. 😕
I went the monarch route and have been on it since the beginning of the year. Took me a couple months to get used to the way their budget works but now I really like it. The forecasting for your budget is really useful and I like the way the goals work actually. I at first didn’t like the concept of assigning every dollar you make a job but now I love it. I know it costs per month but a lot of that cost is giving way better connectivity to your accounts.
Trying Monarch on a trial now. Loving it so far. Definitely better than Mint. YNAB looks good too, but I like the clean look of Monarch and the focus on investments. My only issue is assigning transactions to goals; however, I saw the CEO state they are working on improving it and seems like they are constantly making things better.
😅 I love your videos as I am still searching for my Mint replacement. I am not looking for a plethora of features I won’t need or use. I want to budget my money seeing where it’s going and reports of how I spend so I can make wise decisions. What is your honest assessment of Pocket Guard?
Intuit (mint owner) is still allowing you to sign up, even though they're shutting it down? That makes no sense, even if they're just gonna push you over to some inferior credit karma substitute replacement
Because all these apps are in for business and to make money by providing us with a solution making it easier for us and saves us time. Sure pen and paper works but more time consuming
I'll probably *have* to give them my phone number. Again...NOT happy. I'll have to figure out how to contact empower to let them know that's not right.
@TheSavvyCouple Thank you. Does it also shoe you and give you an average of how much money you have let over after bills and expenses each month and gives a monthly average?
$120/year to manage your money and help you save. It’s all how you use these budgeting apps. But yes Iv never been a fan of paying for a budgeting app.
