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7 Ways I Save Money On A Budget | Financial Freedom 

Nicholas Garofola
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26 сен 2024

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Комментарии : 113   
@WondererMinimalist
@WondererMinimalist 4 месяца назад
I know I'm late to comment, but this is my third time watching the video. It is just so therapeutic for my soul. I love your idea of creating a little friction to make spending a little more complicated. Implementing this idea, I now only carry cash for gas and lunch and leave my cards to avoid overspending.
@NicholasGarofola
@NicholasGarofola 4 месяца назад
Thank you so much!! Love to hear that.
@Mindless.creation
@Mindless.creation Год назад
The 30 day wait policy has been the best thing I’ve incorporated into my life. No more mindless spending because I want the item right now….it has saved me tons of money.
@monocle8868
@monocle8868 Год назад
Try 6-month waiting period. It’s even better because Summer would have turn into Winter and you would realize how unnecessary that “want” was…….
@auistin2001
@auistin2001 Год назад
Some membership subscriptions are a great deal for specific people
@NicholasGarofola
@NicholasGarofola Год назад
Agreed!
@2uan
@2uan Год назад
I live in Brazil and I found your channel not long ago, but I wanted to say that I really like the way you approach minimalism, I will be following your content. Hugs from Brazil!
@NicholasGarofola
@NicholasGarofola Год назад
Thank you so much!!
@giannabarbee
@giannabarbee Год назад
always enjoy you sharing your experiences as wisdom like this!
@NicholasGarofola
@NicholasGarofola Год назад
Thanks Gianna!
@autobotdiva9268
@autobotdiva9268 11 месяцев назад
we had a "free" harvest neighborhood event for kids and families this weekend. i got there early, spent 2 hours and was back home.
@paullydca
@paullydca Год назад
I really needed to hear this one. Thank you. I have been doing the leave things in my cart for a while, or on a wish list with amazon. It's shocking how much less I buy. I take time to consider why I want it and do I really need it. Then buy. Good reminder on wabi sabi. As well just using what you have. Do I need the new macbook air 15" well.... no... my m1 air 13" does what I need. So hard to not grab shiny new.
@NicholasGarofola
@NicholasGarofola Год назад
Exactly! I struggle with the thought of upgrading every other week or so, but I'm good for now.
@tiashadae1143
@tiashadae1143 Год назад
Thank you ❤
@NicholasGarofola
@NicholasGarofola Год назад
Thanks Tia!
@Aenion11
@Aenion11 11 месяцев назад
Only started following today, your backpack story triggered me. Recently I was tempted to replace my Hedgren backpack that saw me through the last years of secondary school, 5 years of higher education, has been carrying way too many RPG books since and served as my carry-on luggage. I turned 42 and decided to hold on to old faithful for a while longer
@Joethbu
@Joethbu Год назад
Amazing video as always - I especially enjoyed the intentionality behing the scenes about appreciating your possesions!
@NicholasGarofola
@NicholasGarofola Год назад
Glad you enjoyed it!
@christianoble12
@christianoble12 Год назад
J’adore vraiment vos vidéos sur le minimalisme
@susanfreeman8776
@susanfreeman8776 Год назад
Thank you! I was just about to push the "buy" button on a rather expensive item and after watching your video decided to go with thee "30 day wait" policy. I think that is a great way to handle the "I wants".
@NicholasGarofola
@NicholasGarofola Год назад
Glad to hear that 😄
@mayanjaderrick3191
@mayanjaderrick3191 Год назад
Thanx
@abdul-jabbaraaed446
@abdul-jabbaraaed446 Год назад
Thank you for making this video. I really needed this.
@NicholasGarofola
@NicholasGarofola Год назад
Glad it was helpful!
@pedromartinperez6011
@pedromartinperez6011 Год назад
2:41 My friend, this is not a burrito. Love the video and the advice, thanks.
@JaffarSadiq-ku7qw
@JaffarSadiq-ku7qw 9 месяцев назад
Hi Brother You had totally changed my view of minimalism. Great work and you look very handsome Thank you lots of love from India
@mikew8573
@mikew8573 Год назад
You bring up many good points Nicholas of which I've adhered to over the years. It's put me where I am today, living frugal yet comfortable lifestyle. I do have that will power as I drive by McDonalds after the gym and think of nice their coffee be this morning but then I think, mine is ready at home, just hit the start button (end of story). The word 'impulse' is the key word here, don't let it control you. Leave items in your cart for awhile. If it's meant to be it will happen and with a bargain.
@valdiarief
@valdiarief Год назад
Thank you again Nic!
@NicholasGarofola
@NicholasGarofola Год назад
Thank YOU
@xixvii
@xixvii Год назад
hair lookin’ good, nicholas!
@pauljakeman
@pauljakeman Год назад
Problem is I don’t have any salami. Will honey roast ham do? Agree totally with the wish list / basket hack. I’ve been doing that for a while, depending on what it is I usually leave it a few days to a few months. Another thing I do is keep logged out of Amazon and have to put the password in each time I want to buy something. Extra barriers. That back pack is a beast, after seeing how well yours stands up to life I might get one myself. That park with the lake is amazing, is that near where you live? Agree with you with the computer thing, I still run a years old Mac mini. I’m in the mindset that I’ll replace it when it breaks. Until then I’m not even looking for one. Great video again mate!
@NicholasGarofola
@NicholasGarofola Год назад
Thanks Paul! Yeah that’s my local park, and Mac mini is solid 🙌🏻
@pauljakeman
@pauljakeman Год назад
@@NicholasGarofola no worries mate, and nice to have that on your doorstep. I was trying to remember when I got this Mac mini, it was late 2016 😮
@RobEbbutt
@RobEbbutt Год назад
Well said, Nicholas. Listening to you over the last year or so has definitely influenced my attitude towards possessions and spending habits. Thanks! Take care!
@NicholasGarofola
@NicholasGarofola Год назад
Glad to here that, thanks as always my friend!
@VishnuAttiappan
@VishnuAttiappan Год назад
7:42 made me laugh! Thank you for reminding to be mindful.
@Tony_Seed
@Tony_Seed Год назад
I enjoyed the Einzelgänger reference
@YaNJASlc
@YaNJASlc Год назад
Great video man.
@Dannyjeon1
@Dannyjeon1 Год назад
I’m an avid watcher of your videos and got excited because of friend of mine just got a MacBook Air I have a MacBook Pro that’s kind of eight years old but I got bought into the excitement and I don’t even use it and it’s past 14 days and I can’t return it. Well live in learn I will be more mindful next time. Thanks for your video. Always awesome your content I appreciate it and you.
@NicholasGarofola
@NicholasGarofola Год назад
Don't sweat it, and thanks for watching!
@KBorePC
@KBorePC Год назад
One of the biggest ways I save money while maximising out of the house entertainment is a cinema pass. Pay £15/month, watch any movie I want - with cost of movies nowadays if you see one movie a month you break even, see two a month and you’ve saved £15. In June alone there’s 4 movies i would be seeing in cinemas regardless of the pass so it’s saving me £45 this month not including other movies I may see
@NicholasGarofola
@NicholasGarofola Год назад
I actually think that’s a great idea, and makes sense if you’re already going to the movies for entertainment
@JakeSpradlin2
@JakeSpradlin2 Год назад
Great video! It really all comes down to your money mindset and putting saving first! Through minimalism I have learned that things aren’t needed to be happy, it is so much more
@NicholasGarofola
@NicholasGarofola Год назад
Exactly mate!
@toribiomendozajr5953
@toribiomendozajr5953 Год назад
@@NicholasGarofola I just subscribed to your channel. Love the advices that you give on what to spend what not to spend has given me a clear perspective. Thank you and God bless you brother. 👊🏻😎
@gabewally
@gabewally Год назад
I would love more money lol but seriously great video and I definitely try not to spend without planning. I think about whether or not I’ll actually need it and how my life will change because of whatever I buy.
@LarsDahlin
@LarsDahlin Год назад
I use to name my years with a theme. 2023 is the year of Temperance for me. It seems that we are on the same path. :-)
@angelostevengeronimourruti340
La gratitud te devuelve al presente. Es cierto, funciona como un gran recordatorio para evitar gastar impulsivamente.
@LearnToEarnAbundance
@LearnToEarnAbundance Год назад
True sometimes the experience of anticipation of things has a greater dopamine producing effect, than the actual thing or event. To apply myself industriously to whatever business I take in hand, and not divert my mind from my business by any foolish project of growing suddenly rich; for industry and patience are the surest means of plenty by Benjamin Franklin
@thorburnjschwegler
@thorburnjschwegler 11 месяцев назад
On my phone where I keep all my pictures I create albums of things that I want to buy I create loadouts for instance; I have a gym loadout pictures of a shirt, shorts, shoes, socks and gear all that stuff I do the same with my everyday carry stuff that keeps me straight and accountable
@lauragomezllanos2916
@lauragomezllanos2916 Год назад
Live below your means and gratitude are my favorites ❤ I have one goal to always save half.
@NicholasGarofola
@NicholasGarofola Год назад
Well said Laura!
@edielhda
@edielhda Год назад
I know that view from that park 😮.
@Brian_Vallejo
@Brian_Vallejo Год назад
Those little tears & stains on items are part of that journey of ownership, like you said. I think I need to remind myself of that more often. Thanks for the great insight as always. 🖤
@NicholasGarofola
@NicholasGarofola Год назад
Thanks!
@technomogul
@technomogul Год назад
Can you do a tour of your home?
@NicholasGarofola
@NicholasGarofola Год назад
Maybe one day 🤙🏻
@m.ehtizan
@m.ehtizan Год назад
Hey Nicholas, I just watched your video and I must say that it was really informative and well-made. I loved your videos. I was wondering if I could help you edit your videos and also make highly engaging shorts for you?
@heavenlydenied
@heavenlydenied Год назад
Love the video! I recently moved cities for work and have been struggling to save money. This video is very helpful and greatly appreciated.
@archivesbymil
@archivesbymil Год назад
Content with Value! Well done Nicholas!
@NicholasGarofola
@NicholasGarofola Год назад
Thanks!
@MoneyOpulence
@MoneyOpulence Год назад
This has been very insightful. I wish more RU-vidrs take the time to create quality content like this. Thanks for sharing this.
@NicholasGarofola
@NicholasGarofola Год назад
I appreciate that!
@TotoLaluces
@TotoLaluces Год назад
any advice for a single parent with 2 kids? One is in junior high school, the other is in middle school
@GarrettAnderson-d8d
@GarrettAnderson-d8d 7 месяцев назад
Just discovered your videos. Do you have a link to your coffee grinder?
@ashbear2107
@ashbear2107 Год назад
delayed gratification & wait for 30 days works for me! thanks for the tips!
@DaPokeBoss
@DaPokeBoss Год назад
So minimalist he decluttered his friends and a lover
@alexandervalentino8158
@alexandervalentino8158 2 месяца назад
I found your channel today & viewed some of your old videos. Great stuff actually. However I don't know why but I get this gloomy, dull, & lonely vibes from your videos.
@stephaniesalinas6785
@stephaniesalinas6785 Год назад
Hi, what bank is good for saving money and getting good interest rates for having it their.
@NicholasGarofola
@NicholasGarofola Год назад
I feel like most savings accounts have very interest rates.. I’m working on a video about this actually so stay tuned 😁
@ahmedsaeedbj
@ahmedsaeedbj Год назад
Your videos work like reminders for me to stick to minimalist and frugal living, I would have been dead broke by now otherwise lol
@NicholasGarofola
@NicholasGarofola Год назад
😅 thanks Ahmed!
@Metallica9391
@Metallica9391 11 месяцев назад
I appreciate the message and I have trouble with impulse buying. However, wouldn't frugal living mean not buying that Mac or Ember coffee mug and instead using a workhorse HP and a regular ceramic coffee cup? Wouldn't buying cheap from the beginning obviate the need to save money? I am new to this type of video, and I am genuinely asking.
@Konushku
@Konushku 9 месяцев назад
If you buy something cheaper but don’t enjoy using it or always find it dissatisfactory, you end up wasting your own money and time. It’s better to buy a good one that you’ll be satisfied with for a long time and avoid the temptation of buying a new one every time a new version comes out.
@RishabhMutha
@RishabhMutha Год назад
Very common and a topic of pride in Indian and mostly South Asian countries to boast about how long one made their items to last. A 20 year old fridge was a pride thing until 2 years ago and me and my family dealt with the issues of using an old fridge because of that pride... Or how the amount of years you use your phone is a thing of pride... How much discount you can get is also a thing of pride. My 5 year old Lenovo, has a (admittedly bad) 2gb graphics card and an i5, which I got for around 400 dollars then.
@neoxuehan84
@neoxuehan84 Год назад
Maybe I’m ignorant, but it is refreshing to see non-asians using chopsticks.
@amymaude5798
@amymaude5798 Год назад
Okay! The prom thing hit a little too close to home, lol! Also, I've now found out who Mr Beast is and all I can say is Wait, what?!?! 🤣
@NicholasGarofola
@NicholasGarofola Год назад
Prom was rough 😂
@Naomikho
@Naomikho Год назад
What would you do if you have some budget for food(although that budget could have gone to somewhere better) and want to have some nice food for a while? Would you treat yourself or do you think it's better to just screw it and save it?
@NicholasGarofola
@NicholasGarofola Год назад
I think it’s important to treat yourself every once in a while 🙌🏻
@timyoungnc
@timyoungnc Год назад
This is awesome!
@NicholasGarofola
@NicholasGarofola Год назад
Thanks Tim!
@harvins
@harvins Год назад
Love your content. Do you use phone case?
@NicholasGarofola
@NicholasGarofola Год назад
I do not currently
@pinky.k.
@pinky.k. Год назад
Hii Nicholas... Your videos are so motivating for me in order to save money and living minimalist life... Your videos are so amazing 🤩🤩 Love from India ❤❤🎉
@NicholasGarofola
@NicholasGarofola Год назад
Thank you!!
@alfonsoxconti
@alfonsoxconti Год назад
what model is that macbook?
@NicholasGarofola
@NicholasGarofola Год назад
13” MacBook Pro M1
@alfonsoxconti
@alfonsoxconti Год назад
@@NicholasGarofola what size storage you got?
@juliejames3338
@juliejames3338 Год назад
thanks nicholas:my problem is that i love spending money, but i am very mindful of what i buy: i now buy second hand clothes, eat up leftovers and appreciate the things i have: i am getting there.
@sahilahlawat152
@sahilahlawat152 Год назад
Sir Do QNA at 100k
@SkylarReactions
@SkylarReactions Год назад
Mr beast is a minimalist that lives in something like a 600 sq ft square.
@irmatezx3
@irmatezx3 Год назад
Is there is minimalist reason for not having a phone case on your phone lol ?
@NicholasGarofola
@NicholasGarofola Год назад
😅
@lilylo7786
@lilylo7786 Месяц назад
U are handsome 😍
@enfox
@enfox Год назад
#8 no kids
@harleymax01
@harleymax01 Год назад
Get a different backpack North Face just like Bud Light, Target, Kohls and others who have gone WOKE and finally people are sick of this crap. GO WOKE, GET BROKE.
@PBMarl
@PBMarl Год назад
He won't throw something that is still working, useful and looking fine away because of some ridiculous political sh*t 😂 how brainwashed and braindead are u please? Lmao.
@teresateresa8933
@teresateresa8933 Год назад
Perhaps he’s not on the side of boycotting companies who are accepting of all people.
@smargrave
@smargrave Год назад
Can you define woke? Those brands you listed do a lot of good for local communities around the US. Not only that but they also have solid and great products. I bought my North Face backpack back in 2017 and its still going strong and it almost looks as great as it did back in 2017.
@RenegadeBastard
@RenegadeBastard Год назад
Stacking Gold and Silver is a great way to preserve your wealth and build discipline so it’s more difficult to spend your wealth.
@MatiasRijoM
@MatiasRijoM Год назад
Tagging @MrBeast for Reach
@NicholasGarofola
@NicholasGarofola Год назад
😂 thanks Matias, if there’s a team challenge I’m picking you
@MatiasRijoM
@MatiasRijoM Год назад
@@NicholasGarofola it would be an honor! unfortunately most of the challenges are only happening for US residents... already tried 😥
@nikkostaana
@nikkostaana Год назад
Watching this when I just paid for a new phone. 😂
@faristhehonest
@faristhehonest Год назад
Making more money is the best way to save money
@JamesBrown-nu2kt
@JamesBrown-nu2kt Год назад
Great content, always a pleasurable & satisfying experience watching your content. A+++++
@NicholasGarofola
@NicholasGarofola Год назад
🙌🏻
@ramonariasdisla
@ramonariasdisla Год назад
Thanks, Nicholas.
@NicholasGarofola
@NicholasGarofola Год назад
🙌🏻
@harleymandk
@harleymandk Год назад
One of the biggest ways I save money is shopping in salvation army and buy a used computer (laptops). Most of my friends will say : but your OS don't run anymore.... Reinstall it with *BSD/Linux and it will get a new life for a long time. Some Laptops there is a sticker with the code for reinstall the OS or upgrade (If running Windows)
@nattyophelia7879
@nattyophelia7879 Год назад
That salami on the face, snuck in there all serious, had me rewind the video to see if i heard that correctly LMAO i love it
@NicholasGarofola
@NicholasGarofola Год назад
🙃
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