Watch part 1: • Credit Card 101 | What...
Part 2: • Disadvantage of Using ...
Kung hindi mo alam ang paggamit nito, imbis na ang credit card ay hulog ng langit, baka magmistula itong sumpa galing sa impiyerno, hahahah!
Pero kidding aside, marami pa ring ways para maging effective ang paggamit mo ng credit card nang hindi ka naha-hassle at ‘di umabot sa pahirapan ang pagbayad. Here are the ways on how to use a credit card wisely.
Let me tell you this again, credit card's main function is to give convenience when buying. You may use a credit card if you can afford it. Tip, if may regular source of cashflow ha, I think it is okay to have a credit card. Basta lang na babayaran mo ito.
One of the effective ways of using a credit card is: Never miss a payment. Alam n’yo ba na advantage ng mga banks kapag hindi ka nagbabayad on time? Bakit? Kasi kapag hindi ka nagbabayad monthly, pataas ng pataas ang interest ng babayaran mo. Setting a time schedule per month is better that paying at the last minute para hindi ka nagagahol sa oras at nagpa-panic. Also, credit cards have advantages too. Isa na diyan ay yung mga cashbacks and reward points. If you pay an item regularly and there's a reward points, you may use your credit card to your advantage.
Kaya mga friendship, let us be wiser in using a credit card para mas ma-enjoy natin ito rather than suffering in the end.
#creditcard #ChinkPositive #ChinkeeTan #usecreditcardwisely
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8 ноя 2019
