A $2.3 million portfolio: How advisers Jamie & Drew manage a retirement 

Valuable content. Thank you

Really enjoyed this, scenario approach was really useful, thank you.

That was really interesting and I'm only 35...would like to hear another case study as explained at the end

Smart to be prepared for rates going up!

Love the concept of pulling apart a scenario but this one seems to be heavily skewed to the very top end of what people have accumulated. Either that or I am totally out of touch with the average person. I would love to know where this fictitious couple sit in terms of are they in the top 10-15% of the population. If he is 62 and works for another 3 years it would be fair to assume they would have at least $2.5m and be clear of debt. Assuming NO return at all (just invest in the safety of cash) drawing down $80 000 a year would last you until your 95. Investing conservatively would make an even more comfortable retirement. I don't think this is typical of the average person. How about a scenario that a few more people might relate to? If I related my own circumstances to this fictitious couple I would be working until I was 75, be thoroughly miserable and then probably drop dead shortly after I retire from absolute exhaustion.